I have this morning sent my 65,000 from Wise to my Bangkok Bank like i have been doing for the past 4 years.
Clearly stating reason for transfer " For Long Term Stay In Thailand "
The funds have always arrived and shown as International Transfer. 
Today they have arrived for the very first time a Domestic on line transfer. 
This will obviously create a big problem when i go to immigration next January to do my extension in Phuket.  
My 12 month bank statement will now not show the required 12 month International Transfers.
I been talking to Wise on the chat line , they confirmed my transfer was sent exactly the same as my previous ones , and marked " For Long Term Stay In Thailand "
Not sure what to do now , if i make another 65,000 transfer,  it may also now be shown as a Domestic  In line transfer. 
As anyone else encountered this issue , or maybe check your bank account to see if these transfers are still being shown as International Transfer .
I am fortunate enough to have still kept the 800,000 in my Krungsri account were its been sat for 24 years ,  but want to transfer it out now when the THB gets stronger

Check the code on your official statement it will show X888994 or MCL 1010### this shows bank using A P I system for internal transfer of funds from overseas.   SCB have shown this for the last few years and my I O accepts this at every renewal... This must be my twentieth time of posting this information and your Bank should be able to confirm this.

You go to your bank and get a credit advice showing the true source of the funds as international.  Not a huge deal.

Log off the bank app, login again and see if it's still saying the same.

 

I thought I saw something similar on a recent transfer but when I went back to check everything looked OK.

 

Also, your post says you transferred the money this morning (Saturday 30th) but the screen shots show the 28th.  Can you clarify?

 

Have you updated your passbook yet?  Do that and see if it gives the FTT annotation.

8 minutes ago, treetops said:

Have you updated your passbook yet?  Do that and see if it gives the FTT annotation.

Good advice.

The screenshots OP posted are meaningless.

In any event it's not a WISE issue.

If bank statement does not show transfer from abroad but rather Thai bank to Thai bank then he can request "credit advice" 

Granted not simple with BBL that requires days to provide 12 month statement.

Requesting statement in Thai language might help issue

6 hours ago, Brick Top said:

I been talking to Wise on the chat line , they confirmed my transfer was sent exactly the same as my previous ones , and marked " For Long Term Stay In Thailand "

 

How does the downlodable Wise transfer confirmation document for this latest transfer compare with those for previous transfers which were correctly coded as International Transfer? In particular, is the Banking partner in the bottom left-hand corner on the second page still stated in the latest document as being  Bangkok Bank THB, as it presumably was in the previous documents? However, if it is stated as being another bank instead (most likely Kasikorn, I would have thought), then, regarding the section of your post which I have quoted, Wise are telling you porkies.

 

Just did a dummy transfer to answer a question in another thread and noticed a transfer to BBL will arrive in seconds.  It's the same info as the first pic in the OP.

 

It's just a few months since all transfers to BBL were going to arrive just after 2:00pm and all had the FTT annotation.  Looks like transfers to BBL are up in the air again and if immediate will not show the FTT as required by the OP.

 

I've emailed Wise to query this change.

5 hours ago, treetops said:

Just did a dummy transfer to answer a question in another thread and noticed a transfer to BBL will arrive in seconds.

 

Whilst this is certainly what you're told when setting up a transfer, once you've committed to it, in my experience, you'll then be told that it will take rather longer in BBL's case.

 

Attached is the second page of my latest Wise confirmation receipt for a transfer which was classed International/FTT. The OP needs to tell us which bank is listed where I've circled red in the case of his latest transfer. Unlikely to be BBL, I would have thought, and it will be from this bank, not BBL, that he'll need to obtain the credit advice note referred to by @BrandonJT. 

 

2 hours ago, OJAS said:

Whilst this is certainly what you're told when setting up a transfer, once you've committed to it, in my experience, you'll then be told that it will take rather longer in BBL's case.

 

Attached is the second page of my latest Wise confirmation receipt for a transfer which was classed International/FTT. The OP needs to tell us which bank is listed where I've circled red in the case of his latest transfer. Unlikely to be BBL, I would have thought, and it will be from this bank, not BBL, that he'll need to obtain the credit advice note referred to by @BrandonJT. 

 

 

Your transaction doesn't show the date but I'd be prepared to bet it was on or before the 28th when something seems to have happened.  My screenshot shows the second stage where there is normally an accurate timescale.

 

Agreed the "problem" transactions will show with another transfer partner.

10 hours ago, DrJack54 said:

Granted not simple with BBL that requires days to provide 12 month statement.

Requesting statement in Thai language might help issue

For a quick check:

pay a 100 Baht for a statement up to 6 months back.

Issued at the spot and better readable than the 12 month thing.

Or do the downloadable statement (not for immigration).

Yes in Thai language.

 

Makes me nervous.

Isn't it the second such posting?

I want to initiate transfer anytime soon.

Just checked the downloaded statement.

Even if Thai language requested it just shows:

FOREIGN T/T

Just slightly extended from the book imprint.

11 hours ago, treetops said:

Also, your post says you transferred the money this morning (Saturday 30th) but the screen shots show the 28th.  Can you clarify?

 

OK, I think I know the answer to this now is that you cut and pasted it from elsewhere.

 

Having done some more playing around on Wise, it looks like all transactions under 100,000 THB are now being paid instantly.  100,000 and over delayed until 2:00pm next working day and presumably with the FTT marking.

35 minutes ago, treetops said:

 

OK, I think I know the answer to this now is that you cut and pasted it from elsewhere.

 

Having done some more playing around on Wise, it looks like all transactions under 100,000 THB are now being paid instantly.  100,000 and over delayed until 2:00pm next working day and presumably with the FTT marking.

I did a tranfer on 28/08 it was for a small amount and it arrived at 1402 showing International Transfer. Not FTT. I set up the transfer the same day around 0600. 

34 minutes ago, ripstanley said:

I did a tranfer on 28/08 it was for a small amount and it arrived at 1402 showing International Transfer. Not FTT. I set up the transfer the same day around 0600. 

 

Looks like you maybe made it in just before the change and the OP just missed it.

 

International Transfer on the website or app is the same as FTT in the passbook.

8 hours ago, treetops said:

 

Looks like you maybe made it in just before the change and the OP just missed it.

 

International Transfer on the website or app is the same as FTT in the passbook.

Yes still FTT in passbook. Update today.

9 hours ago, treetops said:

 

OK, I think I know the answer to this now is that you cut and pasted it from elsewhere.

 

Having done some more playing around on Wise, it looks like all transactions under 100,000 THB are now being paid instantly.  100,000 and over delayed until 2:00pm next working day and presumably with the FTT marking.

Set up a 40k transfer yesterday to Bkk Bank, knowing that it will be tomorrow, Monday 1st September at 14.03 when it will arrive noted as International Transfer, and FTT in my Book. Always Long Term Stay reason.

9 hours ago, ripstanley said:

I did a tranfer on 28/08 it was for a small amount and it arrived at 1402 showing International Transfer. Not FTT. I set up the transfer the same day around 0600. 

FTT is the code which gets printed when you update your Book.

19 hours ago, OJAS said:

 

Whilst this is certainly what you're told when setting up a transfer, once you've committed to it, in my experience, you'll then be told that it will take rather longer in BBL's case.

 

Attached is the second page of my latest Wise confirmation receipt for a transfer which was classed International/FTT. The OP needs to tell us which bank is listed where I've circled red in the case of his latest transfer. Unlikely to be BBL, I would have thought, and it will be from this bank, not BBL, that he'll need to obtain the credit advice note referred to by @BrandonJT. 

 

 

I have checked back through a few of the previous monthly transfers and they show paid out by Bangkok  Bank

The 65,000 transfer i made on 28th August at around 12 PM , showed paid out by KASIKORN bank. 

I don't even know were KASIKORN main branch is in my location and I am not sure if they would be interested in talking to me as I am not a customer of that bank

Today I did my monthly 66k transfer (from EUR) to Bangkok Bank.

Took some 7 hours.

Same annoying result in the app:

DEP TRF FR E-CH

(quite generic transfer via electronic channel (service))

 

Did a book update:

NBD

 

That's completely useless (non book deposit).

Same like throwing cash in the deposit machine.

Headache!

 

Then I sent some remaining 1xx EUR to Kasikorn.

Arrived in seconds shown as:

Trade Finance Deposit

Same as it always been in English but showing in the Thai language statement as "money from abroad").

I will do a download statement tomorrow to check.

Same for Bangkok Bank with little hope.

 

What now? I have one more transfer for my 12 month period, extension in October.

I will contact Bangkok Bank if there is a way to proof money from abroad ("Credit Advice"?).

How long does it take (pony express from Bangkok?)?

What does it cost?

 

That's only to save my extension with the method for this year.

 

I am afraid immigration might not be happy with the self-printed transfer confirmation of WISE where the EUR to THB path is shown?

 

For next year I will change to Kasikorn and hope the best.

 

Contacting WISE seems useless as they describe some vague methods for proof of foreign transfer.

On 8/30/2025 at 1:33 PM, Brick Top said:

I have this morning sent my 65,000 from Wise to my Bangkok Bank like i have been doing for the past 4 years.
Clearly stating reason for transfer " For Long Term Stay In Thailand "
The funds have always arrived and shown as International Transfer. 
Today they have arrived for the very first time a Domestic on line transfer. 

Wise only have two banking partners, Bangkok Bank and Kasikorn.

Their priority is to transfer your remittances as soon as possible.

By selecting 'long term stay' they make every effort to tag your bank and pay from that same partner bank whenever possible, but failing that they will pay it from their alternative partner bank.

 

In the case of Bangkok bank and paid through their BB partner, it will be coded as FTT in the passbook and as International on a statement.
In the case of Kasikorn, even when paid through their KK partner, it will be coded as 'interbank' in the passbook, but as International on a statement.

Using any other bank, SCB, Krungsri etc, it will be paid either through their BB or KK partner and again will be coded as 'interbank' in a passbook, but may be 'International' on a statement.

 

In the case of any variation of whom paid it to whom through which bank, your bank should be able to provide additional proof of an overseas transfer, such as a credit advice receipt, or an International fund transfer receipt, if the transfer isn't itemised as being 'International' on a bank statement.

On 8/31/2025 at 7:48 AM, treetops said:

Having done some more playing around on Wise, it looks like all transactions under 100,000 THB are now being paid instantly.  100,000 and over delayed until 2:00pm next working day and presumably with the FTT marking.

Doubtful that's the reason as @DrJack54 regularly transfers more than 100K per month and receives it instantly.

 

Whether the transfer is received instantly, or the following day could depend on factors such as time differences between Countries, the method of sending, or the times the banks update their systems to reflect transactions.
In any event, folks should plan better and not leave it until the last minute to transfer funds.
National holidays in respective Countries and weekends should also be taken into consideration.

21 hours ago, KannikaP said:

Set up a 40k transfer yesterday to Bkk Bank, knowing that it will be tomorrow, Monday 1st September at 14.03 when it will arrive noted as International Transfer, and FTT in my Book. Always Long Term Stay reason.

Arrived on the minute, International Transfer. Thank you  Mr WISE.

8 minutes ago, Liquorice said:

Doubtful that's the reason as @DrJack54 regularly transfers more than 100K per month and receives it instantly.

 

Whether the transfer is received instantly, or the following day could depend on factors such as time differences between Countries, the method of sending, or the times the banks update their systems to reflect transactions.
In any event, folks should plan better and not leave it until the last minute to transfer funds.
National holidays in respective Countries and weekends should also be taken into consideration.

Do banks actually shut their computers down on Bank Holidays and Weekends?

14 minutes ago, KannikaP said:

Do banks actually shut their computers down on Bank Holidays and Weekends?

Banks don't offer all transactions on weekends and holidays because many core banking processes, such as ACH transfers and checks, rely on human processing and operate within traditional financial markets that are closed. Although digital systems have improved weekend payment capabilities, some processes still require manual intervention or are tied to payment networks that do not operate 24/7, leading to delays until the next business day. 

55 minutes ago, Liquorice said:

Wise only have two banking partners, Bangkok Bank and Kasikorn.

 

Can add Transglo (SGP) to that list.  They've been using them for several months now.

 

36 minutes ago, Liquorice said:

Doubtful that's the reason as @DrJack54 regularly transfers more than 100K per month and receives it instantly.

 

Drjack54 doesn't transfer to Bangkok Bank.  i could have been more specific but that's the type of transfer being discussed

 

36 minutes ago, Liquorice said:

Whether the transfer is received instantly, or the following day could depend on factors such as time differences between Countries, the method of sending, or the times the banks update their systems to reflect transactions.
In any event, folks should plan better and not leave it until the last minute to transfer funds.
National holidays in respective Countries and weekends should also be taken into consideration.

 

Agree with all that but the issue here is not that people are leaving it to the last minute but that the FTT/International Transfer appears to be getting lost with recent transfers < 100,000 THB to Bangkok Bank (with one exception on this thread).

 

 

29 minutes ago, KannikaP said:

Arrived on the minute, International Transfer. Thank you  Mr WISE.

 

There is one guy had success like you in another discussion like this (for 70,000 THB which arrived today at 14:01) but many more getting the "DEP TRF FR E-CH".  I wonder what's different for you - maybe the account "tagging" from way back - did you do that?  If you have the time and inclination can you do a dummy transaction and see what it says on this page?  Is it the just after 2:00pm tomorrow or immediate?

 

 

 

It being the 1st of the month I suspect there is a peak of transfer just now so lots of reports coming in and I suspect a lot of complaints going to Wise.

My experience.

Today, 1st, I arranged my usual 65k transfer from Nationwide UK to BBL via Wise (Funds for long term stay in Thailand). Set it up at 8am and it arrived, as usual , around 2pm. Noted as 'International funds transfer' on my App with the Banking partner as 'Bangkok Bank THB'. Happy with that.

1 minute ago, PPGuy said:

My experience.

Today, 1st, I arranged my usual 65k transfer from Nationwide UK to BBL via Wise (Funds for long term stay in Thailand). Set it up at 8am and it arrived, as usual , around 2pm. Noted as 'International funds transfer' on my App with the Banking partner as 'Bangkok Bank THB'. Happy with that.

 

Did you previously have your account "tagged" by Wise, prior to the introduction of funds for long stay being available as an option?  Just trying to find out why it's worked for you and KannikaP but not for others.

15 minutes ago, treetops said:

 

Did you previously have your account "tagged" by Wise, prior to the introduction of funds for long stay being available as an option?  Just trying to find out why it's worked for you and KannikaP but not for others.

I had my account tagged to always go to Bkk Bank when I first started using it quite a few years ago. 

 

20 minutes ago, PPGuy said:

My experience.

Today, 1st, I arranged my usual 65k transfer from Nationwide UK to BBL via Wise (Funds for long term stay in Thailand). Set it up at 8am and it arrived, as usual , around 2pm. Noted as 'International funds transfer' on my App with the Banking partner as 'Bangkok Bank THB'. Happy with that.

That was very unusual to set up at 8am and receive it same day.

I did a couple of smaller transfers last month which arrived instantly.