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Agent spinning me a yarn?

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  • Author
2 minutes ago, atpeace said:

Some of us worry that we may face legal consequences in the future and other are ethically opposed.  I intend to be here for decades and the tiny risk isn't worth it in my case.

 

Ah I see.   I'm okay with the ethics of it all as where the money sits seems arbitrary to me and whether it sits in a Thai bank account at 0% interest or (let's say) an immediately accessible 4% savings account doesn't really seem to make any difference, so long is its accessible for whatever reason they deem it to be there as a requirement such as medical bills for instance.  

 

So I guess it comes down to risk acceptance then (from my perspective) and the chances that a crackdown that implicates all the agents, immigration officers and the visa holders occurs.   Something to ponder at any rate.  

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  • Simply extend your tourist visa, then apply for ret. visa before that extension expires, as the 800k would have been in bank long enough.   You don't need an agent.

  • So just to wrap up on this and provide closure, I ended up going the agent route as it is too inconvenient for me to leave the country right now and I wanted as close to 100% guarantee that I will get

  • I will just pick one incorrect point.  You currently have a visa exempt entry stamp (60 days)  Next step is to apply for Non O based on retirement.  The 800k does not require seasoning.

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56 minutes ago, atpeace said:

I would go to your immigration office and verify they allow in country Non-O applications.  I was told no a few months back but if I paid 30k it was possible.

Told by who that a Non O is not possible from a visa exempt or tourist tourist visa entry. 

Which immigration office stated this was not possible. 

1 minute ago, DrJack54 said:

Told by who that a Non O is not possible from a visa exempt or tourist tourist visa entry. 

Which immigration office stated this was not possible. 

Do you think it would be wise for me to name the office here?  I can send you a PM and that is even risky IMO.  You and I have had disagreements and as much as I appreciate the help you provide on this forum, I don't really know you.    I still visit this office regularly and am a little paranoid 🙂  It would be easy enough to figure out who I am from the info I have already provided.

Somewhat off topic however good advice for those wishing to obtain a Non O (retirement) and subsequent extensions. 

This attached video is very clear and the experts advice is sound. 

He mentioned SCB no longer has branch at CW however overlooked mentioning Kasikorn recently closed branch there. 

Maybe useful to some. 

 

Source: YouTube
https://search.app/yc2yD

13 hours ago, atpeace said:

Strange but I never submitted an app without so don't know if my IO would accept.  A  poster on this thread basically called me a liar when I told them I never supplied a 12 month bank statement.  Just a bank book with usually 3 months of history.  Off topic but interesting how different IOs interpret what is required.

I've also never been asked to provide any bank statements for retirement or marriage extensions. Like yourself, a copy of my bank book is all that is required.

1 hour ago, Mutt Daeng said:

I've also never been asked to provide any bank statements for retirement or marriage extensions. Like yourself, a copy of my bank book is all that is required.

Depends on immigration office and also transaction history in bank book. 

For example if there are some months with zero transactions then a 12 month bank statement maybe requured. 

Of course always required if using income method. 

On 10/2/2025 at 2:00 PM, flaming dragon said:

 

I've used an agent.  Bangkok Bank, which I've just been informed no longer handles the agent deposits.  I'm going to start a thread about switching to a Non O-A. 

I can tell you that the agents I talked to about using their service next year are telling me I will need a bank account with Kasikorn. They said for new retirement visas the immigration is reluctant about BBL now. Do not know how much truth is in that though. 

Also to the OP. the agent you talked to is scamming you. Find another. 29000 baht is ridiculous. The demands they are asking for is also incorrect. Also, since your money is in the bank already? She will not need to pay any bribe money. 

ONe more note, the average cost is about 17000 baht to initiate a retirement visa using an agent. 

2 hours ago, DrJack54 said:

Depends on immigration office and also transaction history in bank book. 

For example if there are some months with zero transactions then a 12 month bank statement maybe requured. 

Of course always required if using income method. 

I agree that transaction history matters. An immigration officer told my wife years ago that when using money-in-the-bank method IOs like to see incoming and outgoing transactions in the bank book each month. This is probably why I have never been asked to provide statements at extension renewal time.  This has been the case at 3 different immigration offices - Korat, Surin & Buriram.

17 minutes ago, Mutt Daeng said:

This is probably why I have never been asked to provide statements at extension renewal time.

Repeat: if your bank book shows zero transactions/update in any months then immigration will/may require a 12 month bank statement. 

This applies to money in bank method also. 

Same applies if there is consolidated transactions. 

27 minutes ago, DrJack54 said:

Repeat: if your bank book shows zero transactions/update in any months then immigration will/may require a 12 month bank statement. 

This applies to money in bank method also. 

Same applies if there is consolidated transactions. 

No need to repeat. That's what my post says.

  • Author
2 hours ago, thesetat said:

Also to the OP. the agent you talked to is scamming you. Find another. 29000 baht is ridiculous. The demands they are asking for is also incorrect. Also, since your money is in the bank already? She will not need to pay any bribe money. 

ONe more note, the average cost is about 17000 baht to initiate a retirement visa using an agent. 

 

I've slept on it and I'm torn.   Seems I have 3 options:

 

1. Get a 30 day extension to my 60 day tourist visa then apply for the non O visa.  This is tight as it will be about 15 calendar days before the extension expires when the money will have been in my account for 60 days.   Is it even 15 calendar days or 15 business days or depends on the whim of the IO so could be either?  

2. Leave the country in (lets say) beginning of November, pop to somewhere like Manila or Laos and apply for the non O there.  Then just get a 12 month retirement extension in Jomtien direct with immigration.  Is this just an e-visa and simple to get?  

3. Use an agent and accept the shaky legal ground I would then be on for the rest of my time in Thailand (which will probably be decades), but is also financially cost effective and avoids me needing to deal with immigration.  

13 minutes ago, James105 said:

Seems I have 3 options:

#1. Agree very tight. 

 

13 minutes ago, James105 said:

  Is this just an e-visa and simple to get?

#2. Yes simple process should take few days. 

Slight bummer is that in Laos you pay for application in person. The application itself is online. 

 

13 minutes ago, James105 said:

I would then be on for the rest of my time in Thailand

#3. No. You would still have the option in future to start over and DIY

One obvious way is to start over by exiting Thailand without reentry permit and obtaining Non O eVisa. 

 

1 hour ago, James105 said:

 

I've slept on it and I'm torn.   Seems I have 3 options:

 

1. Get a 30 day extension to my 60 day tourist visa then apply for the non O visa.  This is tight as it will be about 15 calendar days before the extension expires when the money will have been in my account for 60 days.   Is it even 15 calendar days or 15 business days or depends on the whim of the IO so could be either?  

2. Leave the country in (lets say) beginning of November, pop to somewhere like Manila or Laos and apply for the non O there.  Then just get a 12 month retirement extension in Jomtien direct with immigration.  Is this just an e-visa and simple to get?  

3. Use an agent and accept the shaky legal ground I would then be on for the rest of my time in Thailand (which will probably be decades), but is also financially cost effective and avoids me needing to deal with immigration.  

You forgot a 3rd option... find a different agent haha.... The one you talked to was scamming you. Go to Pattaya... they have some good ones there. 

We used an agent this year as we needed to make some changes in my wife’s visa status. We had all the required documents, assembled and copied by the agent, the correct funds in the bank, and all we wanted was to smooth out the process. For 2,000 Baht, the agent did just that. Hired a sitter to get an early queue number, picked us up in front of our house at 8am and drove us to Immigration. When the document checkers arrived, we were the first called. The checker recognized the agent, so didn’t need to check each page seven times, so we went right inside. 10 minutes later I was asked to sign another document, 10 minutes after that we were called for photos. Another few minutes and we had our extensions and changes in our passports, and we’re on the way home before 10am!  Smooth!
Well worth 2,000 Baht. 

7 hours ago, FolkGuitar said:

We used an agent this year as we needed to make some changes in my wife’s visa status

Your account is completely unrelated to OP situation.. 

Also not even clear what service was required. Certainly very very minor for 2k 

On 10/3/2025 at 3:13 PM, atpeace said:

I would go to your immigration office and verify they allow in country Non-O applications.  I was told no a few months back but if I paid 30k it was possible. ....  He told me in country apps are now only possible in certain situations.  Medical emergency is one of the reasons he gave me.

 

I don't believe what you noted you were told is accurate.  It reads to me that there was a misunderstanding somewhere.

 

The Phuket Volunteers site still indicates such is possible:  https://piv-phuket.com/retirement/

 

I can't help but think someone is trolling for money here.

12 hours ago, DrJack54 said:

Your account is completely unrelated to OP situation.. 

Also not even clear what service was required. Certainly very very minor for 2k 

In fact, we found nothing minor about his service.  
The only part of the process that we had to do ourselves was get the bank letters. He did all the rest, including finding out which documents we needed to make the changes we wanted, assembled and made copies of everything, arranged for a low queue number, picked us up from our house, handled everything at Immigration successfully, and drove us home.  In and out in less than two hours. For two of us. 
Nope, nothing minor about his service. 

7 minutes ago, FolkGuitar said:

Nope, nothing minor about his service. 

Back to the OP. 

He needs a Non O from visa exempt entry. 

He deals with Jomtien immigration who are requiring 2 months seasoning of his 800k.

Even with a 30 day extension the time frame appears too tight. 

 

An agent can obtain a Non O (retirement) + 12 month extension. 

Cost would be 30k+

Nothing to do with whatever you had the 2k agent do. 

17 minutes ago, DrJack54 said:

Back to the OP. 

He needs a Non O from visa exempt entry. 

He deals with Jomtien immigration who are requiring 2 months seasoning of his 800k.

Even with a 30 day extension the time frame appears too tight. 

 

An agent can obtain a Non O (retirement) + 12 month extension. 

Cost would be 30k+

Nothing to do with whatever you had the 2k agent do. 

Perhaps I wasn't clear...

The agent secured two one-year retirement visa extensions, one for me and one for my wife, requiring the proper funds in the bank (which we had) for the proper amount of time. The cost was 2,000 Baht. This was all handled inside the Immigration office. No backhanding needed.

 

7 minutes ago, FolkGuitar said:

one for me and one for my wife, requiring the proper funds in the bank (which we had) for the proper amount of time

The OP requires the 800k to be covered. 

In any event 2k for two visa extensions even with required funds in the bank normally LOT more than  1k each.

52 minutes ago, DrJack54 said:

The OP requires the 800k to be covered. 

In any event 2k for two visa extensions even with required funds in the bank normally LOT more than  1k each.

Yes, we have that same requirement. We just found an agent who doesn’t overcharge. 

On 10/4/2025 at 7:09 AM, thesetat said:

since your money is in the bank already? She will not need to pay any bribe money. 

At Jomtien, the IO who "handles" the initial Non-O (90-days) from a Tourist-type stamp traditionally asks for a 15,000 Baht payoff to follow the written rules (no money seasoning).  I'm not sure if she still writes it down on a piece of paper, shows it to you, then tears up the paper (my and other's reported-experience over years); maybe only done via agents, now.

 

In any case, if going this route, the OP should NOT use an agent for the 1-year extension - only the initial 90-day Non-O.  The 1-year extensions at Jomtien are "by the book" (so far) - other than the "lease requirement" bit, they recently added, to punish those not using agents.  I would expect a home-visit for the initial Non-O also - another "feature" skipped, if using their preferred agent path.

 

23 hours ago, James105 said:

2. Leave the country in (lets say) beginning of November, pop to somewhere like Manila or Laos and apply for the non O there.  Then just get a 12 month retirement extension in Jomtien direct with immigration.  Is this just an e-visa and simple to get?  

 

If you have your bank-book showing 800K Baht, it should be no problem in Laos (Vientiane or Savannahket) to get a Non-O Visa there.  This is what I would do. 

 

You could try doing it yourself at the 15-day mark, first - just be prepared to deal with a (bleep), who may delight in seeing you are close on days, and make up bull to delay your application. 

 

How they think: "Do I have a way to force this applicant to pay us off?"  Once one understands this, it becomes a game to not give the scum the satisfaction, which requires checking this forum for their latest reported underhanded tactics.

BBL has had it’s fingers burned regarding agents relating to Organised crime groups and money laundering. 
They have a reputation to consider. 
Validating foreign bank accounts is part of putting their house on order. Us Farang’s of course bear the brunt of it. The age of the Agent facilitating and circumventing  Visa Financial protocols at a price is over. You require the 800K in a BBL account for 4 months. You request the letter from BBL which they charge you for. You will need a valid Rental contract. Or own property outright. Be that a Blue of yellow Hoise book. The process is straightforward and relatively simple. Extend your tourist Visa and give yourself time and space to get it done. First job once you have it. Open an account at KBank ..! 

3 hours ago, Jon Kenealy said:

The age of the Agent facilitating and circumventing  Visa Financial protocols at a price is over.

... using Bangkok Bank, only - except the branch(es) which still have special arrangements.  This involves a bus-ride from Pattaya to Bangkok, per reports. 

 

Consider what is done - for far less money than they are raking-in - by such types of people.  If a door closes, they will create a new window.

4 hours ago, DrJack54 said:

The OP requires the 800k to be covered. 

In any event 2k for two visa extensions even with required funds in the bank normally LOT more than  1k each.

An update;

I quoted an incorrect fee. As all our dealings with the agent were in spoken Japanese, I missed translating correctly as my wife and the agent spoke. She handled 90% of the verbal interaction between the agent and us.

The cost was 2,000 Baht per person. Not for two.

Sorry for the misunderstanding.

5 minutes ago, Rob Browder said:

... using Bangkok Bank, only - except the branch(es) which still have special arrangements.  This involves a bus-ride from Pattaya to Bangkok, per reports. 

 

Consider what is done - for far less money than they are raking-in - by such types of people.  If a door closes, they will create a new window.

Agents are figuring things out as they go. Very recently one of the most reputable agents in Pattaya (soi 6) did the bank account opening (from a 60 days visa exemption) at Krungsri Bank at Pattaya Central Festival Mall, then drove to Bangkok for the immigration work. Never even went to Jomtien immigration. A couple of weeks later, they did the opposite, so they change it at any point, to continue their service.

 

Today however, the agents say they can't open a bank account anymore from a visa exemption. Even at Krungsri.

Hopefully it's temporary, we will see.

20 minutes ago, thaibreaker said:

Today however, the agents say they can't open a bank account anymore from a visa exemption. Even at Krungsri.

Hopefully it's temporary, we will see.

There are those who originally opened accounts on VE/TV's, but are now having them closed unless they obtain a Non Imm visa

On 10/3/2025 at 4:11 PM, DrJack54 said:

Told by who that a Non O is not possible from a visa exempt or tourist tourist visa entry. 

Which immigration office stated this was not possible. 

For me, it was Ubon...........😥

58 minutes ago, Liquorice said:

There are those who originally opened accounts on VE/TV's, but are now having them closed unless they obtain a Non Imm visa

And until recently most agents had a deal with banks (others than BBL) to open one from a 60 days VE, if they committed to get a Non Imm O visa based on retirement.

I did, but that loophole has now been closed, according to reputable agents I have contacted. Hopefully, for others to come, on a temporary basis.

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