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How do you show income?

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When applying for an Extension of Stay in Thailand, either money is required in the bank or that you can show that you have a certain monthly income.
As a Swedish, our embassy has helped with issuing so-called Income Certificates but now our embassy announces that they will cease this service.
How do you others, who also cannot get income certificates from your embassies, show your monthly income?

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You will have to actually transfer the money to Thailand monthly and show bank statements.

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What you need to do is find out WHEN the Swedish Embassy here in Bangkok will stop issuing the income affidavits AND if you have an extension that will come due within 6 months of that time get an income notary from them.
 

I say that because affidavit of income from abroad notary documents from embassies are valid for 6 months from the date they're issued. So depending on when your next extension is due you might be able to squeak one final affidavit from the embassy that would still be valid when your extension comes up


OTHERWISE 

You got not choice but to bank the 800K baht in a thai bank account in your name only for 2 months before you apply for the next extension 
OR   
You would have to transfer in to a thai bank account in your name only from abroad a minimum of 65K baht a month, each month, every month for the previous 12 months before you apply for the next extension <- that's how people who come from countries whose embassies stopped or never issued income affidavits meet proof of funds by monthly income method 

 

OP, you have good advice above. 

 

The thing is many folk using income method with "embassy letter" do not do monthly transfers. 

 

We have seen recently Canadian embassy stop providing Letter. 

Suggest anyone using income letter to do monthly transfers. 

Seems more embassies will cease the Letter. 

No big deal. Being Oz I just show 12 month bank statement with 12 transfers. 65k +

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19 hours ago, Tod Daniels said:

What you need to do is find out WHEN the Swedish Embassy here in Bangkok will stop issuing the income affidavits

 

It would appear from their website that this will be on 1 October 2026:

 

https://www.swedenabroad.se/sv/om-utlandet-för-svenska-medborgare/thailand/hjälp-till-svenskar-utomlands/intyg-och-legaliseringar/viktig-information-om-förändringar-i-intygsverksamheten/

 

So plenty of time for one final hurrah for everyone, it would appear!

 

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2 hours ago, OJAS said:

It would appear from their website that this will be on 1 October 2026:

That would mean any Swede who gets an affidavit of income from abroad notary document just before they stop issuing them would be able to use it until about April 2027 (6 months from the date it was issued) 

So it's good they're telegraphing way in advance that they're going to stop so people can make plans, get stuff in place to meet the proof of funds via other means 🙂  

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True, all this above.

 

But, you might remind OP and others that these affidavits (etc.) were initially discontinued because (apparently) ex-pats without the financials were using this letter as a way to avoid having at least 800K baht in a liquid Thai bank account in one's name, or a steady retirement income of at least 65K baht/month -- both a stated requirement for a retirement extension.

 

It seems that newer members of the Forum are unaware of that.

On 11/11/2025 at 5:56 PM, TaoNow said:

True, all this above.

 

But, you might remind OP and others that these affidavits (etc.) were initially discontinued because (apparently) ex-pats without the financials were using this letter as a way to avoid having at least 800K baht in a liquid Thai bank account in one's name, or a steady retirement income of at least 65K baht/month -- both a stated requirement for a retirement extension.

 

It seems that newer members of the Forum are unaware of that.

Or, conversely, the embassies could not guarantee the income as stated, so withdrew the service.

2 minutes ago, emptypockets said:

Or, conversely, the embassies could not guarantee the income as stated, so withdrew the service.

For sure the "income letter" provided by embassies is a joke. 

Wouldn't be surprised if eventually that are not an option. 

No big deal... Just transfer the required funds every month. 

65/40k is a low hurdle. 

I have transfered 800k already, even it is 1 year until I need my next income proof for next extension. Gambled on a higher end valuta exchange than we had for the last few years, and also for now being more out of Thailand than in just in case being taxed for the amount as well. Or the risk being taxed as was and still is a uncertain question. 

If you do not spend full 12 months in Thailand the income method is a pain, as it has to be done EVERY month. I am on marriage so only need 400,000 baht as a lump sum, also only needs to be kept in the bank for 2 months before extension and about 1-2 months after (unlike retirement), you can then spend it until next year. Gives you the flexibility to only transfer money in when you need it.

34 minutes ago, rickudon said:

If you do not spend full 12 months in Thailand the income method is a pain, as it has to be done EVERY month

Money in the bank method is certainly an option. 

The op specifically asked questions re using income method.. 

People will use the method that best suits them. 

Suggest that most would require 40k+ per month to live in Thailand as a married couple. 

Transfer process is simple. 

Done using online app in seconds. 

7 hours ago, DrJack54 said:

Money in the bank method is certainly an option. 

The op specifically asked questions re using income method.. 

People will use the method that best suits them. 

Suggest that most would require 40k+ per month to live in Thailand as a married couple. 

Transfer process is simple. 

Done using online app in seconds. 

 

The marriage visa is a bit more hassle than retirement with extension, but still a good option for those who do not want to transfer 65k every month. Compared to a neighbor who renew same time as me who is on marriage visa, have a lot more paperwork, and always experience at least one roundtrip back to our village before they are happy. Somehow one paper not important last year, important this year, or a new paper.

 

I'm done in two hours with multiple entry stamp, and he is waiting another week or two. 

4 minutes ago, Hummin said:

The marriage visa is a bit more hassle than retirement with extension, but still a good option........ 

Many married guys opt for extension retirement for the reasons you outline. 

Some may laugh however the home visit would be a deal breaker for me if it involved visit inside and ridiculous pics. 

To each their own. I just changed to income method (retirement). 

Works perfectly. 

In fact today (14th) is my day to transfer using WISE. 

Instant transfer. 

Most would transfer more than 65k per month for a couple expenses

On 11/10/2025 at 4:15 PM, lassebasse said:

When applying for an Extension of Stay in Thailand, either money is required in the bank or that you can show that you have a certain monthly income.
As a Swedish, our embassy has helped with issuing so-called Income Certificates but now our embassy announces that they will cease this service.
How do you others, who also cannot get income certificates from your embassies, show your monthly income?

Well, I'm from Belgium, our embassy went the same way, but due to the pressure from Belgians in Thailand, the embassy still provides an affidavit which is accepted by the immigration. As a counterpart, the embassy requires a piece of evidence, e.g. a certificate from the pension office.

48 minutes ago, Garouda said:

As a counterpart, the embassy requires a piece of evidence, e.g. a certificate from the pension office

Which in itself is crazy as the income does not necessarily need to come from pension. 

The whole "embassy letter" is a nonsense as most countries have no verification. 

In reality the only way to prove monthly transfers is via 12 month Bank statement. 

"Which in itself is crazy, as the income does not necessarily need to come from pension."

You seem to like to break open doors...

Of course not, but in my case, my income is my pension...

A nonsense, crazy...

Aggressive wording from a "Global Moderator" (???).

Well, too bad for you, but in my situation, it has been working since I retired in 2017.

"In reality, the only way to prove monthly transfers is via 12 month Bank statement."

Good luck with that one if your bank does not have a branch in the vicinity of the immigration office...

I'm with SCB, no branch in Chiang Khan (Loei province immigration)...

12 minutes ago, Garouda said:

Well, too bad for you, but in my situation, it has been working since I retired in 2017.

"In reality, the only way to prove monthly transfers is via 12 month Bank statement."

Good luck with that one if your bank does not have a branch in the vicinity of the immigration office...

So you have a pension, that's great for you, however many do not have a pension but rather an income stream. 

This does not have to be a pension. 

Seems that your embassy requires proof of actual pension. 

I repeat that's a "crazy nonsense" 

My bank Kasikorn no longer has a branch at CW. 

In any event I obtain the 12 month bank statement and Bank Letter days prior to application. 

You need to check facts. 

 

On 11/22/2025 at 11:14 AM, DrJack54 said:

You need to check facts. 

 

What’s truer than my own eight-year experience that I’ve shared here to contribute to the topic of this thread?

Regarding the bank statement, it was an immigration officer who told me to open a bank account at Kasikorn or Krungthai because there was no Siam Commercial Bank branch in Chiang Khan. This is the reason why I contacted the consular section of my embassy and obtained the affidavit requested by the immigration office as another option. Before retiring, I worked for a university in Chonburi province.

This seems to be facts...

The word pension, although more than 60% of English vocabulary comes from French, my mother tongue, can be a false friend and have a different meaning in English than in French.

Well, no, I checked in my Oxford Dictionary, and it has the exact same meaning in English...

And by the way, can you explain the difference you see between the pension I receive each month from my government and what you call an income stream?

You seem to be someone who likes to split hairs and insists on being impolite.

I'm on a Thai spouse visa, my dear friend... This does not change anything to the income evidence, except its level. In my case a monthly 40kTHB, or 400kTHB at the bank and in your situation a monthly 'income stream' of 65kTHB, or 800kTHB.

I'm above both anyway.

I've just got my online TM47 approved.

Furthermore, I've been living here since 2003, retired from a University in 2017, and on a Thai spouse visa since then without a single incident.

Good luck with your future endeavours.

On 11/10/2025 at 4:19 PM, Upnotover said:

You will have to actually transfer the money to Thailand monthly and show bank statements.

 

My friend goes the bank every moth to update his bank book to show monthly income. Me I do the 400k in the bank. So statement once a year.

On 11/10/2025 at 1:15 AM, lassebasse said:

When applying for an Extension of Stay in Thailand, either money is required in the bank or that you can show that you have a certain monthly income.
As a Swedish, our embassy has helped with issuing so-called Income Certificates but now our embassy announces that they will cease this service.
How do you others, who also cannot get income certificates from your embassies, show your monthly income?

As others have said usa and others must transfer monies monthly.  On a related note, when applying for my non imm o visa on the thaievisa website, it asked for proof of income. I attached my social security benefits letter and my last three bank statements on which I underlined those  deposits into my account . They accepted those at face value.  

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