On 12/29/2025 at 2:56 PM, BeastOfBodmin said:

I was going to reply, but I saw the same from Caldera below:

 

Last Saturday I got a request from Revolut to confirm personal details. This is when I will have to close my Revolut account I think.

 

Thankfully I haven't had to use Revolut in all the time I've been in Thailand. Wise has been perfectly adequate in that regard and also allows me to live in Thailand too.

Just answer the questions of confirmation. All done and dusted.

17 hours ago, sandyf said:

What you really mean is you don't know anyone that has filed due to the revised interpretation by the RD.

It is not out of the question, but unlikely you have no knowledge of anyone that had been filing on a regular basis.

When she was working, my wife did all the tax returns for the foreigners working at her company.

Most of us don't work in Thailand, even though we live here.

1 hour ago, Card said:

All Revolut transactions conducted by Thai tax resudents are open to the Thai tax dept at will through Common Reporting Standards.

I won't say for sure. However, I usually pay for goods and services with my Revolut card, by stating Thai Baht. This is then taken from the Baht A/C on the card. This way, it does not cost me more than the price of the transaction. Just to make clear. I am paying with Baht and the business is taking Baht. How does that come under 'Common Reporting Standards'? Grateful for a clear answer.

shhhh.... Don't poke the bear

37 minutes ago, Surasak said:

I am paying with Baht and the business is taking Baht. How does that come under 'Common Reporting Standards'? Grateful for a clear answer.

It would come under CRS as Revolut reports all balances/transactions irrespective of currency (Just because you hold it in Thai Baht doesn't mean the money is held in Thailand).

However, if you haven't registered your Thailand TIN to Revolut I don't believe (somebody please correct me if I'm wrong) that they would have any reason to report anything about you to Thailand as the alternative would be they would report every account to every country that's registered for CRS whether you have any relationshop with the country or not.

Cant understand why this Subject keeps rearing it's head

Why not wait until the government has finally reached a decision on the policy

If you are worried contact a Thai financial advisor

Or like the majority of us will wait until a proper decision has been in law

Don't worry enjoy your selves and sleep at night

18 hours ago, sandyf said:

You are making an unwarranted assumption.

I suspect a large percentage of those on the forum are already tax resident in another jurisdiction.

The issue in question has little to do with tax residency, more a case  of how dual , or multiple residencies, will be applied.

No longer will one be able to be a tax resident of nowhere.
It is not an assumption. It is the principle behind the CRS since start of implementation 2016.
What you need to understand is that under the CRS rules all banks and financial institutions are obliged to get you to confirm your tax residency. Thai Banks are currently lax in this requirement but will gradually close the gaps.
Some posters on AN have been reporting that they are now being asked for TIN details.
Also, some posters on AN have identified cases when this has been avoided. But they are special circumstances.
It may not be long until all banks here insist on the tax residency info and TIN.
Whether an individual is required to file a tax return is a separate issue. There are many posts concerning this on AN.

KhunHeineken has responded and states that if you are resident in Thailand more than 180 days then you are tax resident.
Tax residency also held in other countries does not change that.
But the DTA agreements with other jurisdictions may help offset any tax due in Thailand.

17 minutes ago, shackleton said:

Why not wait until the government has finally reached a decision on the policy

what decision are you talking about or are you hoping for?

since 1 january 2024, new regulations for money transfers to thailand have been in place ....

On 12/30/2025 at 10:57 AM, Bday Prang said:

The only people who have benefitted from this are those annoying Utube "experts" illegally offering incorrect advice backed by scaremongering         The only ones who have or will suffer are those that listened to them'  

Absolutely correct. Avoid 'tax advisors' at all times. They are just grubbing about for money and you will likely end up paying more tax than you would otherwise have been required to do, plus fees to the 'advisor'. Better to go direct to the TRD, if you feel the need, to clarify your position. On the few times I have done this I have been told to come back later, time unspecified, and have heard nothing more. On any tax issue best to say and do nothing unless and until an official annoncement is made, and even then wait to see if the official announcement is ever implemented.

15 minutes ago, Thingamabob said:

On any tax issue best to say and do nothing unless and until an official annoncement is made, and even then wait to see if the official announcement is ever implemented.

what official announcement are you waiting for, and what exactly is supposed to be implemented?

i do like to give your well-thought-out advice to all immigrants in my home country as well:

"just ignore the laws and regulations. don’t worry, because you are only a temporary guest in the country, no need to care!" 🥴

9 minutes ago, motdaeng said:

what official announcement are you waiting for, and what exactly is supposed to be implemented?

i do like to give your well-thought-out advice to all immigrants in my home country as well:

"just ignore the laws and regulations. don’t worry, because you are only a temporary guest in the country, no need to care!" 🥴

9 minutes ago, motdaeng said:

what official announcement are you waiting for, and what exactly is supposed to be implemented?

i do like to give your well-thought-out advice to all immigrants in my home country as well:

"just ignore the laws and regulations. don’t worry, because you are only a temporary guest in the country, no need to care!" 🥴

9 minutes ago, motdaeng said:

what official announcement are you waiting for, and what exactly is supposed to be implemented?

i do like to give your well-thought-out advice to all immigrants in my home country as well:

"just ignore the laws and regulations. don’t worry, because you are only a temporary guest in the country, no need to care!" 🥴

R

10 minutes ago, motdaeng said:

what official announcement are you waiting for, and what exactly is supposed to be implemented?

i do like to give your well-thought-out advice to all immigrants in my home country as well:

"just ignore the laws and regulations. don’t worry, because you are only a temporary guest in the country, no need to care!" 🥴

11 minutes ago, motdaeng said:

what official announcement are you waiting for, and what exactly is supposed to be implemented?

i do like to give your well-thought-out advice to all immigrants in my home country as well:

"just ignore the laws and regulations. don’t worry, because you are only a temporary guest in the country, no need to care!" 🥴

Rubbish. I said nothing about ignoring laws and regulations. Grow up, learn how to read, and only then consider commenting.

Feel very sorry for all of them who get panic and did something about taxes the last years! Time not spend well.

If in the next 5-10 years shoul mai change something you did voloniert for one of the first places they mai contol. ;-) Sorry

1 hour ago, SamSpade said:

It would come under CRS as Revolut reports all balances/transactions irrespective of currency (Just because you hold it in Thai Baht doesn't mean the money is held in Thailand).

Doubtful, as Revolut isn't a bank and not required to report.

No I'm wrong Revolut holds an EU banking license issued in 2021.

It's WISE that isn't a bank, and not required to report.

Just noticed a news item indicating that the Cabinet has signed off on 20 new "top up tax' (whatever that means), hopefully it doesn't include this proposed change.

1 hour ago, Thingamabob said:

Rubbish. I said nothing about ignoring laws and regulations. Grow up, learn how to read, and only then consider commenting.

you're funny (and maybe not up to date) ...

btw, where did you learn how to quote 5 times the same post ... 🙂

2 hours ago, BritManToo said:

It's WISE that isn't a bank, and not required to report.

Wrong.

All "regulated financial institutions" have to report which includes Wise, even though they don't hold a bank licence.

3 hours ago, SamSpade said:

It would come under CRS as Revolut reports all balances/transactions irrespective of currency (Just because you hold it in Thai Baht doesn't mean the money is held in Thailand).

However, if you haven't registered your Thailand TIN to Revolut I don't believe (somebody please correct me if I'm wrong) that they would have any reason to report anything about you to Thailand as the alternative would be they would report every account to every country that's registered for CRS whether you have any relationshop with the country or not.

That sounds good as I haven't registered my Thai TIN with Revolut. Let's hope it lasts like that.

On 12/30/2025 at 7:20 AM, ChaiyaTH said:

Nonsense, have had the account since 2018 while living here since 2013, all my friends switched using the same in the same position, many already did since 3+ years too as they never even had a Thai bank. People who had this issue simply not understand to do their KYC/address properly.

Please explain the "nonsense" part. For bonus points, how about telling us all how "to do their KYC/ address properly?" It might be helpful when my wife has to redo her KYC. Can you remember when you last did the KYC (apart from the initial account opening)?

For example, have Revolut ever accepted a Thai address for you? If not, did you give a non-Thai address and did they request proof of that address?

I might have been caught out because I was not a resident of the EEA country I lived in before coming to Thailand. I also no longer have a residence there so I could not use it for the purposes of receiving mail.

I got "we do not support Thai residents" chapter and verse from the app's help the other day, plus I still had the chat transcript for the same question from when I asked in early 2024.

This time I was not allowed to change my (EEA) address in the app. What was new was they insisted on a TIN. Previously I had not had to supply a TIN. Penalty for not updating my details would have been unspecified "restrictions" in Feb or March next year.

1 hour ago, motdaeng said:

you're funny (and maybe not up to date) ...

btw, where did you learn how to quote 5 times the same post ... 🙂

1 hour ago, motdaeng said:

you're funny (and maybe not up to date) ...

btw, where did you learn how to quote 5 times the same post ... 🙂

1 hour ago, motdaeng said:

you're funny (and maybe not up to date) ...

btw, where did you learn how to quote 5 times the same post ... 🙂

I hope you took note of an earlier comment on here, namely 'don't poke the bear'. Anyway, kindly update us when you have time. Meanwhile, enjoy the rest of your day.

On 12/30/2025 at 9:50 AM, SamSpade said:

I opened a Revolut account whilst I was in the UK using my parent's address & put on the application that I was a Tax Resident of Thailand only temporary resident in UK (Which was true, I was there for 3 weeks)... No problem opening the account. 

 

I then told my mate about it & suggested he opened an account before his trip to the UK as his UK Bank accounts had been closed by his Bank (Virgin/RBS or whoever they are nowadays) and he opened one from Thailand, said nothing about Tax residency and used his father's address where he was planning to stay for a few days. 

 

Neither of us had to show any proof of address, in fact all's you needed was a scan of your passport and a Live "Photo" that showed it was you making the application. 

 

They won't deliver a physical card to Thailand so if you want one, you should use an address that you'll either be visiting or have somebody there who can forward it to you.

 

 

Similar experiences, no problems whatsoever. But I opened mine from Indonesia. They knew it, and they sent me 3 cards to my door in Indonesia, took 3 days every time by DHL, completely free of charge.

Been using my Norwegian address at registration, but showing no proof of it. On my 6th year now, now living in Thailand, and indeed, they sent me a new card to my address in Thailand recently. I'm on the metal abonnement. No TIN registered in Thailand, and no permanent Thai address registered with Revolut. I have kept my original Norwegian address there. I'm on a retirement visa, and live here in Thailand all year.

All this scaremongering, I don't get it. Revolut is my chosen option, it has been absolutely great. But registering your permanent address to Thailand, may cause issues (?). Temporarily, no issues. Cards can be sent everywhere, not only to your registered country of origin. Neteller and Skrill had limitations there, Revolut sure doesn't.

On 12/31/2025 at 9:35 AM, Surasak said:

Number one. Do you have someone in the UK to take mail for you? Then purchase a UK SIM card. When the A/C is activated, Revolut then accepts your Thai number from the downloaded app. SIMPLE!

It's SIMPLE until they challenge you on residency, which may or may not happen depending on a number of factors.

On 12/31/2025 at 9:44 AM, BritManToo said:

Most of us don't work in Thailand, even though we live here.

A bit irrelevant regarding the point that was put forward.

"Nobody I know living in Thailand has filed a return, and nobody they know has filed a return.  Not one single expat."

On 12/31/2025 at 11:17 AM, jojothai said:

It is not an assumption.

Of course it was.

The assumption made was that people were trying to avoid being a tax resident, which is not the case for the majority.

Promoting this kind of garbage - No longer will one be able to be a tax resident of nowhere. - is of little help to anyone.

On 12/30/2025 at 1:35 AM, sandyf said:

What you really mean is you don't know anyone that has filed due to the revised interpretation by the RD.

It is not out of the question, but unlikely you have no knowledge of anyone that had been filing on a regular basis.

When she was working, my wife did all the tax returns for the foreigners working at her company.

The people I talked to about are all by-the-book type expats. They always try do everything legit and legal. They all have the required 800k in a bank account. All have retirement visas. Always do their 90 day reporting on time yada yada. They just threw up their hands when I asked them about filing tax returns. I guess some of them tried to file but couldn't. Were basically just told to go away as far as I can tell. Sounds to me like the Thais just don't want to deal with it.

A few of them have switched to just going away for at least 6 months of the year so they don't have to even worry about it, so Thailand is now missing out on all that money they would otherwise be spending in country.

On 12/29/2025 at 6:08 PM, motdaeng said:

 

it really depends a lot on the kind of social circle you in ...

many of the people i talk to (i do not go to bar's) about the tax situation in thailand do file an annual tax return ...

 

 

These are all by the book expats. Doing everything legit as much as possible. I think some of them even tried to file a return and were basically told to go away. Sounds like the Thais didn't even want to deal with it.

These guys own condos and cars, drivers licenses and residence cards, and have lived in Thailand for a long time. Some of them are quite wealthy. I know they would never want to do anything to jeopardize their situation, so it was a surprise to me when they told me they are not filing returns.

On 12/29/2025 at 10:38 AM, shdmn said:

 

Nobody I know living in Thailand has filed a return, and nobody they know has filed a return.  Not one single expat.

You probably need to widen your circle of friends, then, I think!

2 hours ago, shdmn said:

The people I talked to about are all by-the-book type expats. They always try do everything legit and legal. They all have the required 800k in a bank account. All have retirement visas. Always do their 90 day reporting on time yada yada. They just threw up their hands when I asked them about filing tax returns. I guess some of them tried to file but couldn't. Were basically just told to go away as far as I can tell. Sounds to me like the Thais just don't want to deal with it.

A few of them have switched to just going away for at least 6 months of the year so they don't have to even worry about it, so Thailand is now missing out on all that money they would otherwise be spending in country.

No dispute the issue could have been handled better, but you shouldn't be making definitive statements based on your idea of an expat.

2 hours ago, shdmn said:

These are all by the book expats. Doing everything legit as much as possible. I think some of them even tried to file a return and were basically told to go away. Sounds like the Thais didn't even want to deal with it.

These guys own condos and cars, drivers licenses and residence cards, and have lived in Thailand for a long time. Some of them are quite wealthy. I know they would never want to do anything to jeopardize their situation, so it was a surprise to me when they told me they are not filing returns.

correct, some foreigners have experienced being sent away by the tax office. this can have several reasons, including: income and money transfers from abroad do not exceed the tax-free limit, the person concerned is not a tax resident in thailand, the tax officers are not familiar with the new regulation changes (effective 1 january 2024)! or, as also happens in thailand, responses like ‘it cannot be done’ or ‘we do not have this,’ often because people do not want to deal with foreigners ...

in my opinion, it would be hard to explain to the tax authorities (if you are unlucky and they audit you, or if they enforce the tax law more strictly in the future) that you were turned away and therefore did not file a tax return, especially without any written proof ...

if a foreign tax resident transfers large amounts of money to thailand and wants to follow the law by filing a tax return, there are ways to obtain a TIN. everyone has the right to claim a refund of withholding tax from bank accounts, and a TIN is required for this. normally, amphoe offices, cities, and provinces have a tax authority, so it is hard to believe that all offices would refuse to issue a TIN ...

note: everyone must decide for themselves which rules and laws they choose to follow in thailand. unfortunately, people who do follow the law, such as paying taxes, are sometimes insulted, verbally attacked, or called idiots etc. this kind of attacking behavior speaks for itself ...

3 hours ago, shdmn said:

These guys own condos and cars, drivers licenses and residence cards, and have lived in Thailand for a long time. Some of them are quite wealthy. I know they would never want to do anything to jeopardize their situation, so it was a surprise to me when they told me they are not filing returns.

Up until 2 years ago there was never any need to file a return unless you were working in Thailand. The RD took a fairly liberal view that income for those not working would be taxed elsewhere and it wasn't worth the effort for those trying to avoid tax.

Then they made a notification that they would enforce the regulations in respect of all foreigners. Confusion reigned and it would appear even some RD offices didn't want to go along with the new plan. There was talk of a review but with the change in government it is all in limbo.

I have been here 17 years and what income I have is taxed at source so took the view to do nothing until someone actually says so. Every chance the issue will just fade away.

1 hour ago, sandyf said:

No dispute the issue could have been handled better, but you shouldn't be making definitive statements based on your idea of an expat.

My idea of an expat? What is that supposed to mean? Not including people who are down and out begging on the streets? Sorry you took that so personally. 😒