11 hours ago, Jabberwocky said:

That's fishy. Many ideas come to mind when an insurance claims fraud, one is that he doesn't even have a driver's license, and it won't help that he wasn't driving at that moment. The other is: What "related" costs could be so high?

As many of you, I am tired of all those fundraising efforts. And I am tired of lack of journalism and half-baked stories here. Mention the hospital's name, so I can ask there myself what's going on.

you're going be tried for a long time!!

If you think you're going to get real journalism in Thailand your dreaming. We're lucky we get the info we get (which is usually half the story or is incorrect).

Journalist in Thailand accept what is told to them, no investigation or follow up stories. (you know, Thai school's indoctrination of students, dont question authority)

It's typically a one and in done story unless it makes headlines i.e. expat and nurse supposedly trespassing on the beach.

On 1/5/2026 at 9:35 AM, kwilco said:

the is nothing more than a digital grunt!

“Lots of reactions, but oddly no one seems able to explain what’s wrong.”

11 hours ago, Peterphuket said:

How do you get it out of your throat? "Driving in Thailand is safer than you think".

After nearly 30 years of experience in LOS, I dare to claim the opposite.

Oh, and I almost forgot to mention that I have nearly 30 years of driving experience here.

And another 30 years in Europe, well, your turn again.

I’ll skip the throat-clearing contest...

I’m confused—how many years have you been in Thailand? I don’t think you mentioned it.

Not doubting you, just checking whether we’re going with one expat's experience explains all or if other expat's experiences are allowed.

Thailand gets a lot of income from tourism – about 20% of GDP... this is from selling a product to foreigners for the most part. I would have thought that the nation has some duty of care to its customers, and this has occasionally been acknowledged – e.g., under the "Thailand Traveller Safety" (TTS).

It seems the simplest thing would be to require visitors to have travel insurance, either from home or purchased from a government scheme – it makes a lot more sense than occasionally asking if they have 20k baht in their pocket

11 hours ago, JamesPhuket10 said:

When he applied for the insurance he would have filled in details in order to calculate the cost of the insurance, parking in a garage or on a driveway would have reduced the cost of the insurance and so if he did park outside the house then he was at fault for providing false information otherwise know as fraud.

If they paid out insurance claims for all the fraudsters without checking that would meant an increase in all of our insurance costs to cover such costs, would you like that?

Was not mentioned in the policy

14 hours ago, Patong2021 said:

Why are you always blaming a third party for an event that you know nothing about? The person was uninsured and that is not the insurer's fault. You do not know why the claim was denied, but the credibility of the person was already suspect. His sister was claiming his organs would be harvested and sold if the bill was not paid. That claim was removed from reddit.

In a case like this, it is very easy to put the burden on the insurer, which they have conveniently not named, nor provided any evidence that he was even insured. It's very simple. All one has to do is to state the following; I was insured with ABC Co. under their Global Travel Health policy. It included a clause for motor vehicle related injury, even on motorcycles in excess of 500cc. I confirm that I was in compliance with local driver license laws and was lawfully in possession of the motor vehicle. Boom. No need for fundraisers. It becomes a public issue, the media runs with the story and the Belgian insurance regulator becomes involved. The person did not do this because the claim has more holes than swiss cheese. And then along you come with a chip on your shoulder as big as Atlas' load blaming big bad insurers. You are not forced to deal with them. Self insure.

Big pharma is the worst, insurance companies are scumbags, weasels that only try to get out of paying claims.

1 hour ago, kiwikeith said:

Big pharma is the worst, insurance companies are scumbags, weasels that only try to get out of paying claims.

To understand big pharma, you should read "Bad Science" by Ben Goldacre

8 hours ago, kwilco said:

I actually qualified for Thai National Health for some time and used the government hospitals for a couple of operations as well as Phayathai, but my national insurance didn't cover me for Phayathai.

Phayathai accepts 100 new SS applications per year... or they used to anyways.

I have been registered there since 2018.

20 hours ago, Scouse123 said:

It appears they are deeming it his fault, as there must have been a third party involved.

Also, the Police are saying it's his fault.

Therefore, there are 40,000 euros payable to the other party for injuries/damages.

Looks like his 'goose is cooked '

It also looks like we are getting ' selective information ' here and not the whole picture.

yes, it later came out that he was NOT standing on the side of the road as he claimed but riding his bike ACROSS the road where he was hit and his sister is sticking with the lie
thats the reason he is being charged and his insurance is not paying as it was his fault>

I apologize for believing him the first time around

8 hours ago, kiwikeith said:

Big pharma is the worst, insurance companies are scumbags, weasels that only try to get out of paying claims.

You have not offered an intelligent argument. Instead you have written an ignorant generalization reflective of what people do when they are overwhelmed by situations that are beyond their intellectual ability to comprehend or to manage.

49 minutes ago, zzzzz said:

yes, it later came out that he was NOT standing on the side of the road as he claimed but riding his bike ACROSS the road where he was hit and his sister is sticking with the lie
thats the reason he is being charged and his insurance is not paying as it was his fault>

I apologize for believing him the first time around

Yup, first up should be the insurance on the motorcycle (if any), then his own travel insurance (if he has coverage for riding a motorcycle). Then there is the question of if his insurance would even pay if he was driving recklessly, which it appears he was by riding perpendicular across multiple lanes of traffic and not giving way to traffic already on the road, trying to cross multiple lanes like that is suicidal. My guess is there is no crossing there and that intersection is only for the right lane to turn right (where the motorcycle that hit him was travelling in), Jeremy should have gone left down the road further and made a U-Turn at a marked U-Turn (Blue Sign) area.

39 minutes ago, lordgrinz said:

Yup, first up should be the insurance on the motorcycle (if any), then his own travel insurance (if he has coverage for riding a motorcycle). Then there is the question of if his insurance would even pay if he was driving recklessly, which it appears he was by riding perpendicular across multiple lanes of traffic and not giving way to traffic already on the road, trying to cross multiple lanes like that is suicidal. My guess is there is no crossing there and that intersection is only for the right lane to turn right (where the motorcycle that hit him was travelling in), Jeremy should have gone left down the road further and made a U-Turn at a marked U-Turn (Blue Sign) area.

I see this behaviour every day of the week in Isaarn: those too lazy to go further down the road to a marked U-turn try to save themselves 30 seconds so they can speed on to their next accident.

Luckily, my and my other half have plenty of time to wait until the road is clear and no time for the fools on the road.

42 minutes ago, lordgrinz said:

Yup, first up should be the insurance on the motorcycle (if any), then his own travel insurance (if he has coverage for riding a motorcycle). Then there is the question of if his insurance would even pay if he was driving recklessly, which it appears he was by riding perpendicular across multiple lanes of traffic and not giving way to traffic already on the road, trying to cross multiple lanes like that is suicidal. My guess is there is no crossing there and that intersection is only for the right lane to turn right (where the motorcycle that hit him was travelling in), Jeremy should have gone left down the road further and made a U-Turn at a marked U-Turn (Blue Sign) area.

Your comments indicate why the insurance company is now accusing him of making a fraudulent claim: based on the evidence, he is.

But never fear, let's ask a bunch of strangers for money and crowdfund on a GoFundMe page.

17 hours ago, Ralf001 said:

I was in a private hospital in Pattaya, in an induced coma.

After a few days my private insurance denied coverage citing pre-existing conditions.

Family/friends/work collegues decided I should be moved to my social security hospital.

The hospital refused to release for the transfer until the bill was paid in full.

Bill was paid shortly there after and I was released, died 3 times between between Pattaya and Sriracha, luckily the ambulance peeps were able to jump start me.

I assume, if that bill was not paid to release me for transfer the hospital in Pattaya would have just let me die.

Shout out to the fantastic Doctors, Nurses and surgeons at Phayathai for getting me back on my feet.

Wow. you really are lucky to be alive. Truth is when you see all the restrictions, small print and get outs insurance companies ruthlessly apply it seems unlikely to be something we can rely upon.

I've had 3 experiences. One like you was taken very ill in Thailand some years ago. I needed wheelchair home. Insurance wouldn't even tell me if I was in fact covered just told me to pay it all myself and they'd look at it later.

Second was getting burgled in UK. They found some get out which seemed nonsensical but I got nowhere and nothing.

Third was a car crash, not my fault. They decided to pay out some miserable assessed amount but wouldn't contemplate paying for repair so had to write off the car.

Now with my history of Cancer I'm basically uninsurable for travel so when I do I'm aware and ready to pay out for whatever might be needed and just be extremely careful when crossing a road and anything else.

19 hours ago, Ralf001 said:

I was in a private hospital in Pattaya, in an induced coma.

After a few days my private insurance denied coverage citing pre-existing conditions.

Family/friends/work collegues decided I should be moved to my social security hospital.

The hospital refused to release for the transfer until the bill was paid in full.

Bill was paid shortly there after and I was released, died 3 times between between Pattaya and Sriracha, luckily the ambulance peeps were able to jump start me.

I assume, if that bill was not paid to release me for transfer the hospital in Pattaya would have just let me die.

Shout out to the fantastic Doctors, Nurses and surgeons at Phayathai for getting me back on my feet.

2 hours ago, Chutney said:

Wow. you really are lucky to be alive. Truth is when you see all the restrictions, small print and get outs insurance companies ruthlessly apply it seems unlikely to be something we can rely upon.

I've had 3 experiences. One like you was taken very ill in Thailand some years ago. I needed wheelchair home. Insurance wouldn't even tell me if I was in fact covered just told me to pay it all myself and they'd look at it later.

Second was getting burgled in UK. They found some get out which seemed nonsensical but I got nowhere and nothing.

Third was a car crash, not my fault. They decided to pay out some miserable assessed amount but wouldn't contemplate paying for repair so had to write off the car.

Now with my history of Cancer I'm basically uninsurable for travel so when I do I'm aware and ready to pay out for whatever might be needed and just be extremely careful when crossing a road and anything else.

Now you can save money that would have been spent on insurance that seems to never payout in your case.

I have had probably 10-15 insurance claims in my life and each was paid out per the contract. Not saying you are not telling the whole story - just sharing mine to compare.

On 1/5/2026 at 4:18 PM, lordgrinz said:

One....don't ride a motorcycle in Thailand......two.....don't trust insurance companies......three.....pick a better and safer country to travel in....Thailand is dangerous for travelling in/on any vehicle, and you will be held hostage until you pay your medical bill. Also, no matter who is at fault, you will pay!

and to continue...Four find a lawyer that can screw the money out of the insurance company. The lawyers fee is based on a percentage of funds awarded. Assuming your telling us the truth.

But his sister said she saw a video .... what video was she watching ?

14 hours ago, kwilco said:

It seems the simplest thing would be to require visitors to have travel insurance, either from home or purchased from a government scheme

Why?

No travel insurance policy will cover anyone riding illegally, and yes, that includes riding without a license, or doing something illegal, and / or, whilst intoxicated with alcohol or another substance.

This guy runs a website about prisoners in the UK but he actually lives in Thailand.

Very recently he crashed his motorbike in to the back of a parked car and sustained the injuries you can see in the video. He discharged himself from hospital despite warnings he could be suffering from bleeding on his brain.

Apparently he was drunk, he's now asking for funds from his viewers.

He hasn't had much sympathy from the public, reading the comments, one can see why!

Back in Villa, thanks to supporters, <deleted> the haters

At the latest after the insurance company's fraud allegation, several questions remain unanswered.🤔

6 hours ago, atpeace said:

Now you can save money that would have been spent on insurance that seems to never payout in your case.

I have had probably 10-15 insurance claims in my life and each was paid out per the contract. Not saying you are not telling the whole story - just sharing mine to compare.

Maybe I need to ask who your insurers are! I'm UK so perhaps you're in a different country where they're less tricksy.

deleted

16 minutes ago, Chutney said:

Maybe I need to ask who your insurers are! I'm UK so perhaps you're in a different country where they're less tricksy.

16 minutes ago, Chutney said:

Maybe I need to ask who your insurers are! I'm UK so perhaps you're in a different country where they're less tricksy.

OK

It's become increasingly obvious that this young man and his family have made things worse by lying ( in fear and desperation) and that he was riding a bike he probably had no license for, certainly in Thailand.

Then the CTV shows clearly he was trying to cross a busy multi lane road 'on' his bike. So he's going to be liable to pay for the damages to the other rider he got in the way of as well. He probably just bought a bog standard holiday insurance without realising you have to check what is excluded very carefully.

However he's in a real bad state ( the pics on the fundraiser page are grim). He seems to be completely alone and very scared. Cannot understand why not one family member hasn't flown out to support him? Despite his culpability I do feel sorry for him.

You can see he's lost a lot of weight and he was slim to start with.

I've checked all over but nothing says where he actually is. I'm a bit surprised his Embassy has given him zero attention. At least they could advise him how to get moved to a cheaper hospital.

I'm in Hua Hin and will be in Bangkok in a couple of weeks for 2 days. If he was in either of those places I'd go and see him. Yes it's his fault but he's still a young man in a very awful mess. Wherever he is there's a load of young travellers possibly even his own nationality who would visit, bring him some food etc.

I do wish the Thai government would tighten up laws so these kids can't just hire a bike without an appropriate license.

8 hours ago, KhunHeineken said:

Why?

No travel insurance policy will cover anyone riding illegally, and yes, that includes riding without a license, or doing something illegal, and / or, whilst intoxicated with alcohol or another substance.

do we know he was riding illegally - I think a raft of measures would work including only legitimate renting of vehicles - this has already been mooted in Phuket.

6 hours ago, Chutney said:

It's become increasingly obvious that this young man and his family have made things worse by lying ( in fear and desperation) and that he was riding a bike he probably had no license for, certainly in Thailand.

Then the CTV shows clearly he was trying to cross a busy multi lane road 'on' his bike. So he's going to be liable to pay for the damages to the other rider he got in the way of as well. He probably just bought a bog standard holiday insurance without realising you have to check what is excluded very carefully.

However he's in a real bad state ( the pics on the fundraiser page are grim). He seems to be completely alone and very scared. Cannot understand why not one family member hasn't flown out to support him? Despite his culpability I do feel sorry for him.

You can see he's lost a lot of weight and he was slim to start with.

I've checked all over but nothing says where he actually is. I'm a bit surprised his Embassy has given him zero attention. At least they could advise him how to get moved to a cheaper hospital.

I'm in Hua Hin and will be in Bangkok in a couple of weeks for 2 days. If he was in either of those places I'd go and see him. Yes it's his fault but he's still a young man in a very awful mess. Wherever he is there's a load of young travellers possibly even his own nationality who would visit, bring him some food etc.

I do wish the Thai government would tighten up laws so these kids can't just hire a bike without an appropriate license.

The accident happened in Samui.

14 hours ago, Patong2021 said:

Why are you always blaming a third party for an event that you know nothing about? The person was uninsured and that is not the insurer's fault. You do not know why the claim was denied, but the credibility of the person was already suspect. His sister was claiming his organs would be harvested and sold if the bill was not paid. That claim was removed from reddit.

In a case like this, it is very easy to put the burden on the insurer, which they have conveniently not named, nor provided any evidence that he was even insured. It's very simple. All one has to do is to state the following; I was insured with ABC Co. under their Global Travel Health policy. It included a clause for motor vehicle related injury, even on motorcycles in excess of 500cc. I confirm that I was in compliance with local driver license laws and was lawfully in possession of the motor vehicle. Boom. No need for fundraisers. It becomes a public issue, the media runs with the story and the Belgian insurance regulator becomes involved. The person did not do this because the claim has more holes than swiss cheese. And then along you come with a chip on your shoulder as big as Atlas' load blaming big bad insurers. You are not forced to deal with them. Self insure.

Big pharma is the worst, insurance companies are scumbags, weasels that only try to get out of paying claims.

17 hours ago, Patong2021 said:

You have not offered an intelligent argument. Instead you have written an ignorant generalization reflective of what people do when they are overwhelmed by situations that are beyond their intellectual ability to comprehend or to manage.

I don't think so, insurance company's became almost impossible to deal with after the Christchurch earthquake with thousands of claims still not done.

No only did this effect Christchurch, but the whole insurance industry and the government sold out.

In Thailand medical insurance claims are weaseled out of, there are many complaints on this forum, however I never had trouble with good reputable vehicle insurance in Thailand.

Always have medical insiurance when travelling abroad. Always get an internationalt drivers license with motorcycle included, or do not rent or ride a motorcycle.

Always be prepared for your holidays to go south, as this guys holidays did, and if you are not

prepared, no sympathy fom people like me, if you have problems.

4 hours ago, Stargeezr said:

Always have medical insiurance when travelling abroad. Always get an internationalt drivers license with motorcycle included, or do not rent or ride a motorcycle.

Always be prepared for your holidays to go south, as this guys holidays did, and if you are not

prepared, no sympathy fom people like me, if you have problems.

But it would seem that he THOUGHT he had done exactly what you said, yet still it all went wrong. I think people like yourself actually don't fully anticipate what can happen when things "go south" – I suspect you've also got your M/C licence knowledge wrong for Thailand.