22 minutes ago, Speedhump said:

. The fact that Immigration demand to know my current bank balance antmy yearly expenditure is an invasion of privacy. You bring the money in, that's all they should need to have proven.

The fact is immigration require 3 things in regards to financials.

What you regard as an invasion of privacy is irrelevant and frankly misleading

19 minutes ago, Speedhump said:

The fact that Immigration demand to know my current bank balance antmy yearly expenditure is an invasion of privacy. You bring the money in, that's all they should need to have proven.

The funds deposit certificate (letter) issued by the bank and requested by Immigration, only confirms your name, account number, and the balance.
It doesn't detail your expenditures. It's merely a cross reference to other documents you photocopy and supply.

17 hours ago, Walloper said:

Renewed my retirement at Rayong last month. Letter from bank can be up to 7 days previous, bank book update needs to be done on day of application. Rayong IM used to be quite quiet but I arrived at immigration 15 minutes before opening and the queue was already very long and I had 32 people in front of me, took about 4 or 5 hours.

16 hours ago, Walloper said:

I had gone to the new immigration office a few days prior to check the location and asked about the letter and statement, forgot to ask about the bank book so had updated the book the day prior also. Luckily when I checked with the guy at the information desk I had enough time to go out to the nearest bank and update my book and get back before my number came up. Rookie mistake, I've only done 7 retirement extension before.... :-)

Which bank do you use for proving finances for your retirement extensions? The reason I ask this is because, in the case of Bangkok Bank, you can simply stick your passbook into an updating machine for an update. In the case of other banks, however, you first need to generate a transaction in order to obtain the necessary update - which would, of course, then mean that the balance totals on the account confirmation letter and 12-month statement you'd obtained previously would be out of kilter with that recorded in the updated passbook. Whilst this may not be an issue at CW, can you please confirm that this is likewise not problematical at Rayong, which is also my office?

And, if one does need to initiate a transaction in order to update one's non-BBL passbook, how much do Rayong insist on this amounting to (I understand that CW require this to be ฿100)?

15 minutes ago, OJAS said:

which would, of course, then mean that the balance totals on the account confirmation letter and 12-month statement you'd obtained previously would be out of kilter with that recorded in the updated passbook

It should not matter and it doesn't at offices such as CW.

If some office makes fake concern then one could obtain the statement and bank Letter days prior.

Then withdraw 100b day prior and on day of application peposit 100b and ask teller to print last page of bank book showing update and balance.

19 minutes ago, OJAS said:

how much do Rayong insist on this amounting to (I understand that CW require this to be ฿100)?

Any amount is satisfactory..

I always suggest 100b. Not important.

21 hours ago, Speedhump said:

I said the law does not require anything more than bank proof of sufficient overseas income. I did not say immigration don't require it, even though it does nothing to prove what you already proved with the income credit notes. Do you understand now? Similarly, Immigration 'may' require 12 months bank statements. Why? Not even standardised across Thailand for heaven's sake.

No doubt your home country imposes specific financial obligations on Thai nationals wishing to settle there. Are you, likewise in the interests of consistency, of the view that said Thais are entitled to feel aggrieved by any similarly onerous (as you see things) requirements imposed on them by your home country's power-that-be to prove finances?

Or is it instead, in your eyes, a case of one rule for self-entitled Westerners and another for everyone else?

On 2/13/2026 at 1:33 PM, OJAS said:

No doubt your home country imposes specific financial obligations on Thai nationals wishing to settle there. Are you, likewise in the interests of consistency, of the view that said Thais are entitled to feel aggrieved by any similarly onerous (as you see things) requirements imposed on them by your home country's power-that-be to prove finances?

Or is it instead, in your eyes, a case of one rule for self-entitled Westerners and another for everyone else?

Snarky reply from you but as I said, the requirement is to bring in X amount of foreign income every month, which is proven by bank monthly credit notes. Nothing else. Not how much money I have in my bank account on any given day of the year.

On 2/13/2026 at 11:56 AM, DrJack54 said:

The fact is immigration require 3 things in regards to financials.

What you regard as an invasion of privacy is irrelevant and frankly misleading

I know the facts. It's also a fact that monthly bank credit notes and bank proof of your ownership of that account should be clearly sufficient. The fact that it isn't is my gripe. Don't say again that it is what it is. I'm aware of that.

8 minutes ago, Speedhump said:

Snarky reply from you but as I said, the requirement is to bring in X amount of foreign income every month, which is proven by bank monthly credit notes. Nothing else. Not how much money I have in my bank account on any given day of the year.

That's not the way it works. In Thailand, the requirement is what your immigration office says it is. You meet that requirement, or you don't get what you need.

15 minutes ago, Speedhump said:

The fact that it isn't is my gripe.

Who cares.

Mental note to self: next time I post in thread say on TM47, TM30 etc I best state that it shouldn't be required.

Fact is it is

Move on.

11 minutes ago, Speedhump said:

I know the facts.

You clearly don't.

On 2/8/2026 at 9:53 AM, Speedhump said:

I take the monthly foreign income credit notes stamped by my bank, that's all that the law requires.

Apart from proof of monthly overseas transfers, whether that be in the form of credit advice receipts, updated bankbook, or 12 bank bank statements which is at Immigrations discretion as to what they will accept, Immigration orders also state a funds deposit letter from the bank addressed to Immigration is also required, something you appear to have backtracked on.

Still believe your applying to renew your O-A visa each year?

On 2/13/2026 at 12:07 PM, OJAS said:

The reason I ask this is because, in the case of Bangkok Bank, you can simply stick your passbook into an updating machine for an update

Most banks have the book update machine. And if you have two accounts, you can do an online transfer from one to the other and back before you go to the bank/IO.

7 minutes ago, wil iam not said:

Most banks have the book update machine. And if you have two accounts, you can do an online transfer from one to the other and back before you go to the bank/IO.

The point @OJAS was making it that with Bangkok bank you don't have to make a deposit/withdrawal to update the passbook, it will update and bring the balance forward to the current date.

3 hours ago, Liquorice said:

The point @OJAS was making it that with Bangkok bank you don't have to make a deposit/withdrawal to update the passbook, it will update and bring the balance forward to the current date.

I have found that if there is not a further transaction to the last one printed in your book, then it will not print further, 'cos there is nothing to print.

Do an online withdrawal & deposit between two Bkk accounts. or any other account for that matter. .

50 minutes ago, wil iam not said:

I have found that if there is not a further transaction to the last one printed in your book, then it will not print further, 'cos there is nothing to print.

It updates and brings the balance forward, without a transaction.

On 2/14/2026 at 2:53 PM, Liquorice said:

You clearly don't.

Immigration orders also state a funds deposit letter from the bank addressed to Immigration is also required, something you appear to have backtracked on.

In ten years I have never been asked to provide this. You set yourself up as some kind of expert here, it's ridiculous.

36 minutes ago, Speedhump said:

In ten years I have never been asked to provide this. You set yourself up as some kind of expert here, it's ridiculous.

Seriously!
Yet in a previous post you acknowledge the fact a proof of funds letter is requested.

On 2/14/2026 at 2:31 PM, Speedhump said:

I know the facts. It's also a fact that monthly bank credit notes and bank proof of your ownership of that account should be clearly sufficient.

From Immigration Order 138/2557 > Item 4.

You don't have to like it, just comply with it.

I use the 65K+ FTT deposit per month retirement extension. It requires no specific balance be maintained in the account. Still IMM wants proof of the same 12-monthly FTT deposits 4 different ways:

Bank savings account passbook

12 month FTT deposit summary

12 month FTT credit advice

Full 12 month statement debit/credits

7 hours ago, JerryM said:

Bank savings account passbook

12 month FTT deposit summary

12 month FTT credit advice

Full 12 month statement debit/credits

Immigration should only require:

1. Bank book.

2. 12 month bank statement showing 12 monthly transfers of 65k + coded as international transfers.

3. Bank Letter showing you as owner of account.

5 hours ago, DrJack54 said:

Immigration should only require:

Thank you. Next time, I'll tell them.

32 minutes ago, JerryM said:

Thank you. Next time, I'll tell them.

Perhaps next time state the immigration office that requires the items you listed.

10 minutes ago, DrJack54 said:

Perhaps next time state the immigration office that requires the items you listed.

Not CW.

This is what they wanted to see that you say they shouldn't have wanted to see:

They also want to see 'source of funds' letter.

1 minute ago, JerryM said:

Not CW.

That leaves ~75 offices.

Useful info (not) that some office somewhere, requires the items you listed.

Just now, DrJack54 said:

That leaves ~75 offices.

Useful info (not) that some office somewhere, requires the items you listed.

I listed my experience. What others do is up to them.

On 2/17/2026 at 8:25 PM, Liquorice said:

Seriously!
Yet in a previous post you acknowledge the fact a proof of funds letter is requested.

From Immigration Order 138/2557 > Item 4.

You don't have to like it, just comply with it.

The letter isn't about proof of funds received, it confirms ownership of a back account and the balance on the day you apply at Immigration.

I lump the rules because I can't change them, but neither you nor anyone else can prevent me from saying what I'd like. Thanks.

4 hours ago, JerryM said:

This is what they wanted to see that you say they shouldn't have wanted to see:

Credit advice receipts should only be required when transfers are not coded as FTT/Int in a passbook.

A bank statement on the other hand will denote these transfers as 'International'.

It appears your IO don't understand the evidence already provided and are playing overkill to cover their inexperience.

\

13 minutes ago, Liquorice said:

Credit advice receipts should only be required when transfers are not coded as FTT/Int in a passbook.

A bank statement on the other hand will denote these transfers as 'International'.

Great. They wanted that too. And to them 'evidence' is a source-of-funds letter. Bank deposits FTT alone are not.

But I'll be sure to advise them next year of their inadequacies and hope for the best

7 minutes ago, JerryM said:

And to them 'evidence' is a source-of-funds letter.

By source of funds letter, are you referring to the 'credit advice' receipts, or evidence the funds came from pension sources?

Orders simply state 'monthly overseas transfers', but if they don't understand 'International means an overseas transfer ........... well!
I've had the experience of dealing with an IO who couldn't read or understand English, so he had no idea what he was looking at.

It's possible the senior IO has instructed the other officers to request credit advice receipts as evidence of an overseas transfer, without the need to understand them.
It is what it is, but not the norm.

When using the monthly overseas transfers, my IO insist on evidence the source of funds came from a pension, so statements from pension providers are required.

Again, it is what it is.

1 minute ago, Liquorice said:

By source of funds letter, are you referring to the 'credit advice' receipts, or evidence the funds came from pension sources?

3rd party funds administrator. And again it can interpreted that 'evidence' of income is something other that your deposit statement.

And all the docs requested that on here is said they should not have requested were supplied for 200 baht.

My first retirement extension using 65K baht method was 20 years ago.

2 minutes ago, JerryM said:

3rd party funds administrator.

And all the docs requested that on here is said they should not have requested were supplied for 200 baht.

Sorry, no idea what you mean by a 3rd party administrator.
Second sentence makes no sense at all.

3 minutes ago, JerryM said:

My first retirement extension using 65K baht method was 20 years ago.

That would have been via an Embassy Income letter.

Just now, Liquorice said:

Sorry, no idea what you mean by a 3rd party administrator.
Second sentence makes no sense at all.

That would have been via an Embassy Income letter.

Thank you.

via AI Gemini: REVISE to different Gemini:

A third-party pension administrator (TPA) is an independent firm that manages the daily operations, compliance, and reporting for employer-sponsored retirement plans. They handle specialized tasks like plan document design, IRS/DOL regulatory compliance, and benefit calculations, allowing employers to outsource fiduciary risk and administrative burdens.