Cashiers Check US 2-3 week + to clear.... why?

[DJ54]

I closed my Chase JPMorgan account in US and was sent a Chasiers Check funded by Chase JP Morgan one

of the largest in US.  Went to main branch locally Kumphawapi and was told 2-3 weeks .. checked today (3 weeks) 

and told maybe a month now... Not very International  oriented... ugghhh Why? 

[HappyExpat57]

You said it in your own post - not very international.

[Liverpool Lou]

"...was sent a Chasiers Check funded by Chase JP Morgan one of the largest in US.  Went to main branch locally Kumphawapi and was told 2-3 weeks .. checked today (3 weeks) 

and told maybe a month now... Not very International  oriented... ugghhh Why?" 

 

 

International banking systems, that's why. That's the normal time scale quoted when any bank collects a foreign cheque, anywhere, not just Thailand as the cheque has to be physically sent to the issuing bank in order for it to be cleared.

[Liverpool Lou]

36 minutes ago, HappyExpat57 said:

You said it in your own post - not very international.

Not any less "international" than any other banks, anywhere in the world, collecting foreign banks' cheques.

[Windynoi]

Who still uses cheques ????

[sanmyintmaung]

If you still have a second US bank account, try to use mobile check deposit. Snap a picture of the front and back of the check on your smartphone and deposit it using the bank’s mobile app.

[DJ54]

8 minutes ago, Windynoi said:

Who still uses cheques ????

Chase Bank for monies received after bank account was closed. .. yes I asked  why would accept 

direct deposit for closed account.. uhh will discuss at next team meeting... and Yes I’d told the payee 

prior to change and everyone all around dropped the ball... 

 

Cashiers check are much different than personal/business checks.. bottom has impeded info that

 ant be seen with the naked eye.. 

 

Frustrating couple of bank days... 3+ hrs each day... one day cashiers check and another opening an 

additional account at same bank... local No you can’t.. Headquarters told them twice the could then another No you can’t until Ok you can... head spinning..

[Liverpool Lou]

19 hours ago, Windynoi said:

Who still uses cheques ????

Banks, very obviously.  And businesses.  And government agencies.