Cheated by Savings-bank...

[ChaiyaTH]

Happened to me a few times when using EU cards, sucks if you are on a tight budget as it can take a while to get back. I always try to use a HSBC or Citibank ATM in SE asia when using cards from europe to avoid issues.

[ChaiyaTH]

15 hours ago, puck2 said:

Exactly! The Thai banks behave like criminals in these cases, they don't show you the (hidden) negative results.

 

Now I have learnt about the bank robbery. My problem was the new Krungthai Bank ATM in our village. Nearly all comments in Thai language. And of course, they would never explain or show  the disadvantage of the DCC exchange method (in English language). I knew about the DCC-problem, but didn't recognise it.

 

I saw this in the internet:

 

 

 

 

 

 

This has nothing to do with Thailand, this is what most banks offer you if you are using a foreign card. And it is not always the best deal to take ''no'' either.

[retarius]

21 minutes ago, FritsSikkink said:

Blaming an industry for large scale corruption without any proof is stupid as it could get you jail time for defamation.

Answer the question....you can't. What about all the corruption in the US, still ongoing after two major meltdowns.....you're an idiot, a fool. Lose you r money by trusting banks if you want to. I won't I'am well diversified.

[retarius]

1 hour ago, cdemundo said:

 

Didn't mean any disrespect, but 8000 THB is over $200 USD.

And I can't imagine not even making a phone call or writing an email to try and recover it.

I'm not poor but as I said for $200 I would make some effort though not unlimited.

Depends on what you have in the bank doesn't it? I do what makes sense for me, you do what makes sense for you. 

[Hamus Yaigh]

On 11/4/2023 at 1:33 PM, retarius said:

Personally I wouldn't bother about 8000, it's simply not significant to me

 Being wronged is not significant to you? Any wrongdoings should be pursued, no matter how insignificant, if not for your sake then everyone's else.

[retarius]

3 hours ago, Hamus Yaigh said:

 Being wronged is not significant to you? Any wrongdoings should be pursued, no matter how insignificant, if not for your sake then everyone's else.

Typical British, first question whose fault is it, who is to blame on and on. Being wronged for a couple of hundred quid is totally irrelevant to me. I won't waste my time to chase down 200 quid. If I can deal with it there and then I will argue, if I have to fill a from in or talk to head office.....then no.

And no, I never use coupons either, I never join air miles clubs Why? I don't need to pinch pennies. I live a modest life style, spend money on servants and comfort not chasing banks for 200 quid. 

[FritsSikkink]

20 hours ago, retarius said:

.you're an idiot, a fool. Lose you r money by trusting banks if you want to. I won't I'am well diversified.

I am not the one who lost money and doesn't know at what entity to claim that money back.

Better look in the mirror, clown.

[hotandsticky]

On 11/4/2023 at 1:33 PM, retarius said:

I am aware that not everybody gets scammed, but those that do are usually using mobile apps on phones linked to credit or debit cards. Personally I wouldn't bother about 8000, it's simply not significant to me, but it is the ball ache trying to get recovery. And I cannot explain to myself why banks would be the only institutions in Thailand that are not thoroughly corrupt. 

 

 

Do you post this cr4p just for the sake of trolling?

[Dan O]

22 hours ago, retarius said:

It depends what value you put on your time, doesn't it? I have always run my life so that I put a high value of my time.....I have servants to do the manual l work around the house and garden, because I can rent them at 500 to 600 baht a day, and I will not work for 5-600 baht a day labouring in my own garden. It is my choice, but I would rather sit on my arse and read a book than mow the lawn or whatever for 500 baht. I am fortunate to have the choice.

With regard to spending hours on the phone or in the bank dealing with people who speak no English for 8000 baht....no thank you, I'd rather lose the money and not have the hassle. My peace of mind is worth more than 8000 baht.

I do understand that poor people and this who have little money, do not have the option, and I am grateful that I do. but it came from working like a dog for 23 years in a large US corporation, so I don't apologise for it. Personally, I find it strangle that the only thing in Thailand that is actually cheap is labour, but expat fools choose to labour themselves, negating any advantage that of the cheap labour here. I would not live here if I was so short of money I had to mow my own lawn.

Think you're entitled much or just want to tell everyone you are to try to impress people that could care less?