Popular Post webfact Posted March 25, 2024 Popular Post Posted March 25, 2024 A British woman revealed her ability to save 274,000 baht (£6,000) a year after having an epiphany during a trip to Thailand. Chrissie Milan embarked on a no-spend challenge and is on course to accumulate nearly £6,000 by eliminating extravagant clothes shopping and costly dining experiences. The 25 year old Londoner began reassessing what she considers essential expenditure after having an epiphany on a visit to the Land of Smiles. Witnessing the stark contrast in living costs between Thailand and London during her trip, Milan resolved to join the no-spend year trend upon her return. The young influencer and video producer slashed her £150 (7,000 baht) monthly clothes shopping budget entirely and put an end to impromptu evening meal meet-ups with friends. Milan also ditched her daily coffees and ceased buying lunch, resulting in a monthly saving of £240 (11,000 baht). Now the West London professional manages to save an average of £500 (23,000 baht) per month and is on course to accumulate £6,000 by the year’s end, which means she can spend, no pun intended, more time on holiday in the Land of Smiles. “It’s not something I ever thought I would do really. A smoothie cost me £1 in Thailand compared to £6 in the UK and it was much nicer. So, it made me think about what I actually need to spend money on at home and also what I am getting in return. “So in January, I decided to only spend on essentials, which are things like my rent and food and I can really feel the difference.” Picture courtesy of @milaninformer While Chrissie acknowledges the noticeable difference, she admits it doesn’t feel entirely natural to cut out all the things she’s accustomed to doing. “We spend lots out of convenience and the first few weeks I found easy as it felt like a new challenge. In the middle, it dipped a bit and it was easy to slip into old habits. “Things like meal prep and planning ahead get harder. I had a few weeks in the middle where I regressed slightly.” Milan confessed to being a frivolous spender in the past, often giving in to impulse and boredom buying. However, committing to a no-spend year has significantly helped her rein in these tendencies. “It helps you realise what you like spending your money on. I’ve found that going out to eat really isn’t for me but I love trying new coffee or going out to breakfast instead. “Everyone has different essentials too so people can decide what they want to class as essential. It is about getting to the root of what’s important. Stripping everything away and starting from zero helps you realise what you miss and what you don’t.” Milan added that saving money gives her peace of mind as she can stash it away for a rainy day, or another trip to Thailand. “The aim is to challenge my spending, so I think the money I save will be best put away for a rainy day or invested. I want to build a comfortable financial future. I don’t feel the need to blow it on something huge.'” by Bob Scott Picture courtesy of @milaninformer Source: The Thaiger 2024-03-25 - Discover how Cigna Insurance can protect you with a range of visa-compliant plans that meet the minimum requirement of medical treatment. For more information on expat health insurance click here. Get our Daily Newsletter - Click HERE to subscribe 1 1 8
Popular Post Nick Carter icp Posted March 25, 2024 Popular Post Posted March 25, 2024 A British person saved their money in the UK and then went to Thailand for a holiday ? Isn't that normal typical behaviour that everyone does ? Saving their money for a holiday ? 3 3 1 4
Popular Post JeffersLos Posted March 25, 2024 Popular Post Posted March 25, 2024 I also save by not spending money on hair and makeup. 1 1 1 3
Geoffggi Posted March 25, 2024 Posted March 25, 2024 So basically given up living life so she can holiday more doesn't sound like a good deal to me .............LOL 1 1 1
Popular Post BE88 Posted March 25, 2024 Popular Post Posted March 25, 2024 So in January, I decided to only spend on essentials or to be or not to be Pleases Asean stop put every BS 1 2
sammieuk1 Posted March 25, 2024 Posted March 25, 2024 Land of smiles can quickly turn into land of hot grimaces on a tiny budget I would like her to try saving on oxygen next 🤔
stoner Posted March 25, 2024 Posted March 25, 2024 i don't get it. did she pay to have this thread opened on AN ? 1
smedly Posted March 25, 2024 Posted March 25, 2024 so she discovered it's cheaper the live in a 3rd world country - mind blowing don't get too comfortable with that thought, it also has many downsides
Popular Post worgeordie Posted March 25, 2024 Popular Post Posted March 25, 2024 49 minutes ago, webfact said: The young influencer Need you say more .... Regards Worgeordie 1 1 1
Popular Post Rampant Rabbit Posted March 25, 2024 Popular Post Posted March 25, 2024 What a load of ole sheite take ya stupid balloon lips and pencilled eyebrows and shove em 1 2 4
Popular Post JeffersLos Posted March 25, 2024 Popular Post Posted March 25, 2024 Die Autoplay, Die! 2 1
Denim Posted March 25, 2024 Posted March 25, 2024 This snow flake , look at me Z generation remind me of a Bernard Manning joke.
brianthainess Posted March 25, 2024 Posted March 25, 2024 Wow how really really interesting. I must follow her on social media at 26 her brain has just finished developing. Cough cough. 2
Popular Post mfd101 Posted March 25, 2024 Popular Post Posted March 25, 2024 Modern technology doesn't breed morons, it just makes them more visible. 1 2
JayClay Posted March 25, 2024 Posted March 25, 2024 36 minutes ago, JeffersLos said: Die Autoplay, Die! You know it's going to be a totally pointless article if they need to force autoplay to get you to see the video. Who would have thought that if you spend less money, you'd have more left over?..
Nick Carter icp Posted March 25, 2024 Posted March 25, 2024 1 hour ago, webfact said: A British woman revealed her ability to save 274,000 baht (£6,000) a year after having an epiphany during a trip to Thailand. Just looked up what the word meant : 'What is the Epiphany of meaning? a sudden, intuitive perception of or insight into the reality or essential meaning of something, usually initiated by some simple, homely, or commonplace occurrence or experience. a literary work or section of a work presenting, usually symbolically, such a moment of revelation and insight."
Dolf Posted March 25, 2024 Posted March 25, 2024 I found a few ways to save money Not shave, razors are expensive Drink less Dont smoke Dont gamble Dont tip
jayboy Posted March 25, 2024 Posted March 25, 2024 The great mystery is not so much the boring and inane content but why any organization should think it's worthy of publication. Perhaps a greater mystery still is why I read this mind numbing junk and then commented on it. 2
BigStar Posted March 25, 2024 Posted March 25, 2024 2 hours ago, sammieuk1 said: Land of smiles can quickly turn into land of hot grimaces on a tiny budget I would like her to try saving on oxygen next 🤔 But we have a number of multi-millionaire, blue stocking, landed gentry here whinging regularly.
BigStar Posted March 25, 2024 Posted March 25, 2024 1 hour ago, JayClay said: Who would have thought that if you spend less money, you'd have more left over?.. Quite a few in the UK, evidently. People in the UK owed £1,836.4 billion at the end of December 2023. This is up by £10.9 billion from £1,825.4 billion at the end of December 2022, an extra £205.37 per UK adult over the year. The average total debt per household, including mortgages, was £65,395. --https://themoneycharity.org.uk/money-statistics/ So if this lady is able to save and avoid the debt trap, good on 'er.
JayClay Posted March 25, 2024 Posted March 25, 2024 4 minutes ago, BigStar said: Quite a few in the UK, evidently. People in the UK owed £1,836.4 billion at the end of December 2023. This is up by £10.9 billion from £1,825.4 billion at the end of December 2022, an extra £205.37 per UK adult over the year. The average total debt per household, including mortgages, was £65,395. --https://themoneycharity.org.uk/money-statistics/ I've read your link and can't find any mention of people not understanding the very simple concept that you'll have more money if you spend less.
BigStar Posted March 25, 2024 Posted March 25, 2024 2 minutes ago, JayClay said: I've read your link and can't find any mention of people not understanding the very simple concept that you'll have more money if you spend less. You'd need to engage in the obvious extrapolation. If more did understand, then the level of debt would be lower, as with the lady in question.
hotchilli Posted March 25, 2024 Posted March 25, 2024 4 hours ago, webfact said: Chrissie Milan embarked on a no-spend challenge and is on course to accumulate nearly £6,000 by eliminating extravagant clothes shopping and costly dining experiences An epiphany, just stop buying over-priced brand sh#t that you don't need. Live out of your ar$e pocket and not on your debit card. It ain't rocket science. 1
Popular Post ourmanflint Posted March 25, 2024 Popular Post Posted March 25, 2024 I feel better now after reading that heartwarming story 1 2
DTL2014 Posted March 25, 2024 Posted March 25, 2024 it's not such a bad post - think about it : rates of poverty have risen alarmingly in Uk during the cost of living crisis.If you were a stay at home person with a medical condition on benefits , no job , 20 fags a day ....you would indeed save 6k per year easily living here.you would eat less processed food and more fresh fruit smoothees.she could have mentioned the favourable climate,generally high levels of safety from muggings,quality of life,access to medical care....So its a win for UK tourists and a win for the thai tourist auth.Even if one UK person read that and it offered them a way out of a desperate situation...as a reminder this could be new migratory trend .Take switzerland for example - high cost of living ...leading to "swiss" old people homes based in thailand for a fraction of the cost...She could have mentioned medical procedures too...tits ,lips,teeth and hair.hips and knees..might even take the strain off the NHS..?
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