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Kasikorn reduced ATM limits for foreigners

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18 hours ago, couchpotato said:

I think you are mistaken there...no ATM in Thailand dispenses more than 30k per transaction, and most are only max 20k, but?

That does not stop you to wtdraw in 2 or more times as long you do not ecceed your set limit or the bank limit.

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  • pdebuck456
    pdebuck456

    Unfortunately it is real, and on orders of the Bank of Thailand. They are rolling it out across accounts held by foreigners, and as we are in Thailand this might take a while and even then some a

  • No, AFAIK You can adjust the limit yourself, via app or online banking.

  • The alarming changes about Thai banks limitations in many ways and orchestrated by BOT is alarming ....hopefully not another fin.crisis in the waiting

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1 hour ago, pdebuck456 said:

Even with facial scan that cannot be increased, so total of max. 50000Baht daily through your app (transfers etc) and 20000 daily with atm card.

So that means the facial scan for foreigner at Kasikorn Bank is absolutely useless?

8 minutes ago, bravo19 said:

So that means the facial scan for foreigner at Kasikorn Bank is absolutely useless?

Indeed it is!

Face scan works perfect for changing the transfer limit after which a facescan is needed, to maximum 50000 Baht.

But you cannot get the daily limit higher then 50000 Baht, so you are never able to do a transfer for which a facescan is required!

1 hour ago, NanLaew said:

my Bangkok Bank app still has the 200,000 in/out transfer caps and the 50,000 daily ATM caps that I configured a few years ago.

 

 

My Kbank app still has the daily limit at 5 million, and I can change the limit at will as often as I want, as I have shown members on this forum yesterday.

I also still can effectively make transfers over 50K, as long as I do the face scan

2 minutes ago, CallumWK said:

 

 

My Kbank app still has the daily limit at 5 million, and I can change the limit at will as often as I want, as I have shown members on this forum yesterday.

I also still can effectively make transfers over 50K, as long as I do the face scan

I don't know why some people seem to be having problems. I closed my Kasikorn in Dec. because I didn't need it anymore, but my wife still has her Kasikorn account, and she was able to increase her limit to 1 MM and make a transfer. I have Bangkok Bank, and I was able to change my limit up to 2 MM, and then made a transfer to SCB.

5 minutes ago, JohnnyBD said:

I don't know why some people seem to be having problem

 

pdebuck456 explained it quite well on the previous page.  You and your wife are currently in Group 1 but who knows if/when that'll change.

 

Kasikorn reduced ATM limits for foreigners - Page 2 - Jobs, Economy, Banking, Business, Investments - Thailand News, Travel & Forum - ASEAN NOW

 

32 minutes ago, treetops said:

 

pdebuck456 explained it quite well on the previous page.  You and your wife are currently in Group 1 but who knows if/when that'll change.

 

Kasikorn reduced ATM limits for foreigners - Page 2 - Jobs, Economy, Banking, Business, Investments - Thailand News, Travel & Forum - ASEAN NOW

 

Yes, he explained it quite well. I guess one day, we may encounter similar problems. The wife also made 2 MM xfer from SCB using her app. So, we are not having any problems with Kasikorn, Bangkok Bank or SCB. We both had to do the facial recognition to change our limits, and to make those large xfers.

On 7/21/2025 at 2:01 PM, TallGuyJohninBKK said:

And Kasikorn ATMs AFAIK never in any recent times allowed 30K per withdrawal.

er yes they did and still do (4th July last 30k withdrawal on a foreign ATM) I think you are using the wrong machine 🙂 

On 7/21/2025 at 12:48 PM, GreasyFingers said:

For years I have been withdrawing the maximum 30000 baht from my account but as of last week the ATM says that it is above the daily limit. 

Bangkok Bank.  Looked in APP withdrawal limit 20,000 baht daily

Cardless withdrawal limit 50,000 baht daily.  I still can transfer large amounts through the app.

 

The debit card limit is still high.

 

I know my Bangkok Bank Card can withdraw from almost Any bank ATM without a Fee.  

 

You need to adapt and utilize all your options and the Apps capabilities.  Thanks for making us aware now we know there are many options to use Cardless Withdrawal, Debit Card, Maybe multiple different bank ATM withdrawal.

  • Author
9 minutes ago, J Branche said:

You need to adapt and utilize all your options and the Apps capabilities

Sorry, but I do not.

9 hours ago, GreasyFingers said:

Sorry, but I do not.

Yes. You do.  Even if you own the bank to do business you have to follow rules, laws, and regulations.

 

If you don't want to change the World will leave you behind as will everyone else.

  • Author
12 hours ago, J Branche said:

Yes. You do.  Even if you own the bank to do business you have to follow rules, laws, and regulations.

 

If you don't want to change the World will leave you behind as will everyone else.

No, it is not a problem for me to go back to the old days where I hold enough cash needed while the banks are closed and use the teller to withdraw when they are open.

On 7/21/2025 at 12:48 PM, GreasyFingers said:

For years I have been withdrawing the maximum 30000 baht from my account but as of last week the ATM says that it is above the daily limit. Not just my account but the jount account with the wife and her own personal account.

Thought it must have been a coding error on a software upgrade. Just had a lengthy discussion with the Kasikorn Bank call centre. K Bank have, as of 16 July, reduced the withdrawal limit on all foreigner accounts to 20000 baht daily. The limit was also applied to my wife's personal account as money has been transferred to it from overseas. This appears to be taking discrimination too far.

Has anyone had the same problem?

Yes. We have that problem often when we are in Hua Hin. But the bank says that the atm machines often run out of money. So now we do a monthly withdrawal from a teller instead the bank.

On the 25th of July @3:45pm I used our joint ATM card at a stand alone area ( not at the Kasikornbank ) withdrawed 30,000 Baht. Needed to test because the 1st of every month I have to pay the maids and help pay for care of sister-inlaw in the Hospital. Been withdrawing 50,000 Baht just before the 1st of the month for more a year now at ATM 30K + 20K still working for now.

On 7/27/2025 at 7:59 PM, kanchajohan said:

Krungsri bank have 30000

 

Yep, that's long been Krungsri's (the yellow bank) maximum per withdrawal limit from their ATM machines. (The per day limits in people's account settings are an entirely separate matter).

 

And as of yesterday when I last used one, Krungsri also now is charging the new and higher 250b fee per withdrawal against foreign VISA and MasterCards when those are used to make withdrawals from their ATMs.

 

  • 4 weeks later...
  • Author

Follow up on my original post. The wife went to the local Kasikorn to increase her limits as they were made the same as for foreigners, supposedly because all of the funds were transferred from o/s. Took about an hour of the assistant managers time who put the app on my wife's phone but still had to talk to the call centre to explain what was wanted. Signed copies of ID, bank book etc and were told it would take 3 days to approve, and then only for 1 month.

 

Yesterday she received an SMS saying that the request had been denied with no explanation.

 

Back to the bank today to the same a/m who again phoned the call centre. The reason given for the refusal was that she "did not fit the criteria" with no explanation of what the criteria are. The a/m had no idea either.

 

So if anyone that has ben able to raise their limits it would be helpful if they know what the criteria are.

I withdrew 30,000 using a foreign ATM card from a Kasikorn bank machine just this weekend (23rd August). Yes the charge is now Bht250, but 30k is still the maximum for a single transaction, nothing has changed.

  • Author
Just now, Stocky said:

I withdrew 30,000 using a foreign ATM card from a Kasikorn bank machine just this weekend (23rd August). Yes the charge is now Bht250, but 30k is still the maximum for a single transaction, nothing has changed.

I am talking about a Kasikorn ATM card.

8 hours ago, GreasyFingers said:

So if anyone that has ben able to raise their limits it would be helpful if they know what the criteria are.

These are automated algorithms.

There are no criteria.

Nobody knows,  how an algorithm arrives at its conclusions. 

Nowadays,  it has become fashionable to call this crap "AI".

 

Having said that,  if you regularly have transfered big amounts in the past,  that's a sign that you can responsibly deal with big transfers and also need them, so you will get a high limit. 

It's all for our protection, you know?

 

(BTW ex was scammed  out of 80,000, yesterday - guess whether the new limits helped? I guess transfers to a known scammer are exempt from the limits)

On 7/22/2025 at 12:29 PM, pdebuck456 said:

As said, they have just started rolling out the new limits.

Might take weeks, might take hours, you never know.

 

 

Just now, Jim Blue said:

 

On Thursday bought an airline ticket but the hotel charge was rejected  due to over  the 20k. daily limit 

The KBank teller said I could only  increase the daily limit by opening an online account .

  • Author
8 hours ago, Lorry said:

Having said that,  if you regularly have transfered big amounts in the past,  that's a sign that you can responsibly deal with big transfers and also need them, so you will get a high limit. 

It's all for our protection, you know?

We have had big amounts transferred into the account but not out (cash for building construction here) so maybe that does not count. It might be for "our" (really theirs) protection but it makes me feel unsafe about my money in the bank.

2 hours ago, GreasyFingers said:

We have had big amounts transferred into the account but not out (cash for building construction here) so maybe that does not count. It might be for "our" (really theirs) protection but it makes me feel unsafe about my money in the bank.

 

Agreed. What they don't seem to take into account is that even someone who usually stays below the preset limit might legitimately need more money in an emergency. I'm thinking admission to a private hospital for example - plenty of reports of people being asked to pay a deposit of hundreds of thousands of baht.

 

If it then takes the bank several days to consider the request to increase the limit without any guarantee that it will actually be granted, that could cause a huge problem. 

  • Author
32 minutes ago, Caldera said:

 

Agreed. What they don't seem to take into account is that even someone who usually stays below the preset limit might legitimately need more money in an emergency. I'm thinking admission to a private hospital for example - plenty of reports of people being asked to pay a deposit of hundreds of thousands of baht.

 

If it then takes the bank several days to consider the request to increase the limit without any guarantee that it will actually be granted, that could cause a huge problem. 

Yes, that would be a bad problem. Mine is not serious as I only need to purchase plane tickets on the internet for a trip back home.

I just looked this morning and my transfer limit with Krungsri Biz account is 2M, so I may transfer all of my funds there.

4 hours ago, Caldera said:

 

Agreed. What they don't seem to take into account is that even someone who usually stays below the preset limit might legitimately need more money in an emergency. I'm thinking admission to a private hospital for example - plenty of reports of people being asked to pay a deposit of hundreds of thousands of baht.

 

If it then takes the bank several days to consider the request to increase the limit without any guarantee that it will actually be granted, that could cause a huge problem. 

I wrote a reply but AN now needs to KYC and it took too long to verify me - so the post disappeared. 

Is it 20K per day - or - 20K per withdrawal. 

SCB is capped at 30K per withdrawal, but I can make multiple withdrawals.

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