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Visa Bank Account below 800k........

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25 minutes ago, khunPer said:

Yes, just include both account in the bank letter and statement from both account will cost you the fee for an extra statement.

Contrary to my similar advice (often) in the past , I was wrong. 

Read my experience few posts above.. 

Providing additional account to cover slip up was rejected by immigration CW. 

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  • it is a good thing, it's simple: follow the rules, get the extensions, get to stay here.   The rules are simple if you are using banked money method you have 800k in a Thai bank account in y

  • You can use more than one bank account to evidence the 800K.

  • Ouch that was a self inflicted "fail" 😞  This is how it CAN be  When you got your extension using banked money method you signed a paper stating you will keep the 800K baht in your accoun

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7 minutes ago, DrJack54 said:

Contrary to my similar advice (often) in the past , I was wrong. 

Read my experience few posts above.. 

Providing additional account to cover slip up was rejected by immigration CW. 


 

As you always say, it depends on the office.

 

Friends have been successful at Buriram and Jomtien offices. Just had to bite the bullet on an extra bank letter fee.

19 minutes ago, DrJack54 said:

Providing additional account to cover slip up was rejected by immigration CW. 

What was the basis of the rejection? Sorry if I missed you explain this. Afaik the 800k can be in any number of accounts, new or old. I have used 2 accounts at one of my extensions at CW without issue.

1 hour ago, DrJack54 said:

That is not always an option. 

 

1 hour ago, brian69 said:

2. They suggest a fine

Well it was you that said that.

22 minutes ago, Hamus Yaigh said:

I have used 2 accounts at one of my extensions at CW without issue.

Best to read my posts. 

Previously I have used two accounts. 

An FD account 400k + savings account 400k.

The thinking was if emergency funds required (during 400k months) I could access funds.. Brilliant. 

Then I reverted back to 800k one savings account . 

I had a slip up and dipped below 800k within the 3 months after extension. 

Immigration would not have a Bar of me showing additional account. 

So no it doesn't work to cover a slip up. 

I'm guilty that previously I always posted that it's a simple solution. 

It's not

 

1 hour ago, DrJack54 said:

I had a slip up and dipped below 800k within the 3 months after extension. 

Immigration would not have a Bar of me showing additional account. 

So no it doesn't work to cover a slip up. 

I'm guilty that previously I always posted that it's a simple solution. 

OK, I'm a native English speaker but I am lost with your reply, sorry.

Not having a Bar as you put it afaik means not having an objection? So multiple accounts are fine with immigration which is what I said? So why doesn't it work to cover a slip where presumably you mean a slip is dropping below the threshold on one of the accounts?

1 minute ago, Hamus Yaigh said:

OK, I'm a native English speaker but I am lost with your reply, sorry.

Not having a Bar as you put it afaik means not having an objection? So multiple accounts are fine with immigration which is what I said? So why doesn't it work to cover a slip where presumably you mean a slip is dropping below the threshold on one of the accounts?

 

English perhaps, but the writer hails from down under....

 

"To "not have a bar of something" means to refuse to accept, tolerate, or have anything to do with it. It signifies a strong refusal to accept a proposal, tolerate a person, or let something happen. The phrase is particularly common in Australian and New Zealand English"

32 minutes ago, Hamus Yaigh said:

Not having a Bar as you put it afaik means not having an objection?

Not having a bar of it" means to absolutely refuse, reject, or not tolerate something. It's an informal expression, common in Australia and New Zealand, indicating a strong dislike or unwillingness to accept a situation, idea, or person.  

32 minutes ago, Hamus Yaigh said:

So why doesn't it work to cover a slip where presumably you mean a slip is dropping below the threshold on one of the accounts?

I posted first hand experience at CW above.. 

Previously advised forum that easy solution is to add another bank account to cover slip up. 

I was WRONG. 

It would be very problematic and certainly did not work for me at CW Oct 2024

On 11/11/2025 at 12:48 PM, DrJack54 said:

I had similar slip up recently (2k under). Immigration not happy.

What happened: did they allow you to renew? 

10 hours ago, DrJack54 said:

Immigration at CW wouldn't have a bar of it as I had not previously used that additional account. 

So in English this means immigration at CW would not accept the second bank account as it had not previously been used at immigration for extensions? I don't understand the logic?

I used two bank accounts at CW as I switched bank accounts mid year once and it was never questioned. Each to their own I suppose.

7 hours ago, Unamerican said:
On 11/11/2025 at 12:48 PM, DrJack54 said:

I had similar slip up recently (2k under). Immigration not happy.

What happened: did they allow you to renew? 

I was also changing from money in bank method to income method. 

So my 12 month bank statement showed 12 months of transfers. 

They let it slide. 

You are meant to also keep 800k in bank for 3 months, after previous extension when you do that. 

The point is they wouldn't even look at the additional account I provided. 

I didn't just bring the bank book. 

I had a 12 month bank statement. 

+ bank letter + update on date etc

No way and they wouldn't even look at it

"No way, Hosay"

20 hours ago, DrJack54 said:

Contrary to my similar advice (often) in the past , I was wrong. 

Read my experience few posts above.. 

Providing additional account to cover slip up was rejected by immigration CW. 

It's however no problem where I live.

But – as I normally advise – keep the 800k baht in a separate account, and preferably a fixed account for best interest; which also illiminates mistaken transfer or withdrawals from the "visa"-deposit account.

On 11/12/2025 at 12:23 PM, Tod Daniels said:

The rules are simple if you are using banked money method you have 800k in a Thai bank account in your name only for two months before you apply for the extension, you then keep the 800k in the account for three months after the extension is granted and then the balance can't go below 400k the rest of the year.

 

These aren't new rules, and have been in effect for more than a few years now. 

When you say the rules are simple, where can we find them and where is there a copy of the form held up to the camera at CW to be viewed? These presumably say only one account is allowed and there is no allowance for buffer accounts to support an accidental withdrawal below the threshold? Thanks.

1 hour ago, WorriedNoodle said:

When you say the rules are simple, where can we find them

Immigration order 35/2561 2019.

 

Screenshot(127).png.4d5300f5f6c9efc89fb362a4bf4d0bb4.png

 

 

On 11/17/2025 at 10:17 AM, J Branche said:

I looked in my app and couldn't find the notification when account balance drops below X amount like on US bank accounts.

 

Would definitely help Visa Holders with required deposit amount.  Maybe something we can ask the bank to add in the future. 

Followup: So submitted through Bank App contact method.  They said they would consider it for a future update.  So maybe not help everyone but if it helps enough from making an unplanned mistake it would be worth it.

3 hours ago, Liquorice said:

Immigration order 35/2561 2019.

OK thanks so it clearly says "deposited in a bank". So from that one could interpret it to mean ONE bank and ONE bank only, but not necessarily ONE bank account? I have 2 accounts in ONE bank and the sum of both never drops below the threshold. By "in a bank" one could also interpret it as a bank company in Thailand with thousands of branches. The interpretations of immigration order "in a bank" are vast and if an IO rejects the sum of multiple accounts that summed are above threshold based on these words "in a bank" they really don't like you would be my take. The order does not clearly define "in a bank" despite what people have said in this thread unless I missed something? My opinion only of course which counts for nothing.

On 11/16/2025 at 8:19 PM, DrJack54 said:

I provided a second Bank account for my last extension (Oct 2024) due to Thai partner accidentally withdrawing and made account 2k under the 800k

For my other account I provided 12 month Bank statement. Bank Letter etc. 

Immigration at CW wouldn't have a bar of it as I had not previously used that additional account. 

I posted about doing the same thing two months ago. 

I thought you said I could use my other account to cover the small below one day shortfall

3 hours ago, Asean Tiger said:

I posted about doing the same thing two months ago. 

I thought you said I could use my other account to cover the small below one day shortfall

Previously I had often stated that a second bank account could be added to cover a shortfall due to a slip up. 

Indeed some reports that worked. 

However seems my advice was incorrect. 

My last extension at CW retirement extension io would not allow a "second account" 

I had the bank letter, 12 month bank statement etc etc. 

They would not entertain it. 

 

6 hours ago, DrJack54 said:

They would not entertain it. 

How did you resolve the issue in your case? Leave country and restart process, pay them off with an agent or some other way?

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1 hour ago, Digitalbanana said:

How did you resolve the issue in your case? Leave country and restart process, pay them off with an agent or some other way?

My case was bit unique. 

Firstly I was changing from money in bank method to income method. 

I was able to show the 12 monthly deposits. 

Regards the 800k for 3 months after previous extension the slip was 2k below the 800k for two days. 

It went to the head io and she let it slide. 

11 hours ago, DrJack54 said:

Previously I had often stated that a second bank account could be added to cover a shortfall due to a slip up. 

Indeed some reports that worked. 

However seems my advice was incorrect. 

My last extension at CW retirement extension io would not allow a "second account" 

I had the bank letter, 12 month bank statement etc etc. 

They would not entertain it. 

 

Oh well too bad. By next summer there will probably be two more new rules anywsy

Adapt improvise and overcome

14 minutes ago, Asean Tiger said:

Oh well too bad. By next summer there will probably be two more new rules anywsy

Adapt improvise and overcome

Rules have not changed in some time. 

Couple of added forms re acknowledgement of overstay rules etc. 

The financial requirements are very clear. 

I slipped up as others have done. 

Immigration are VERY firm on the financials. 

My error cop it sweet. 

This is from a couple of weeks ago at Bangkok Immigration (CW). It doesn't include everything, but it's what they gave me when I asked for a list of documents needed for retirement extension.

 

20251106_160038.jpg

On 11/19/2025 at 3:58 PM, DrJack54 said:

Rules have not changed in some time. 

Couple of added forms re acknowledgement of overstay rules etc. 

The financial requirements are very clear. 

I slipped up as others have done. 

Immigration are VERY firm on the financials. 

My error cop it sweet. 

Just being snarky. I will try in summer 2026 and see what happens and be positive. It is true there the staff are extremely polite and respectful, at least with retirees extensions. My recent extension experience was grand. If not  thing I just start again with a new Non-0. All the funds are in place and I won't be making the accidental one day shortage mistake again.

8 hours ago, Asean Tiger said:

All the funds are in place and I won't be making the accidental one day shortage mistake again

If you needed to start over then would you obtain the Non O in Thailand or outside of Thailand. 

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