14 minutes ago, Jabberwocky said:

How, if there is footage clearing him?

There is footage (linked earlier), but it shows he caused the accident, contrary to what he and his family are claiming.

2 hours ago, spidermike007 said:

Just another example of the insurance mafia flexing its muscle and doing everything in its power to avoid paying another claim.

I'm not sure which ones more toxic, insurance companies, banking, or Big Pharma, but they're all a pox on the face of humanity.

Why are you always blaming a third party for an event that you know nothing about? The person was uninsured and that is not the insurer's fault. You do not know why the claim was denied, but the credibility of the person was already suspect. His sister was claiming his organs would be harvested and sold if the bill was not paid. That claim was removed from reddit.

In a case like this, it is very easy to put the burden on the insurer, which they have conveniently not named, nor provided any evidence that he was even insured. It's very simple. All one has to do is to state the following; I was insured with ABC Co. under their Global Travel Health policy. It included a clause for motor vehicle related injury, even on motorcycles in excess of 500cc. I confirm that I was in compliance with local driver license laws and was lawfully in possession of the motor vehicle. Boom. No need for fundraisers. It becomes a public issue, the media runs with the story and the Belgian insurance regulator becomes involved. The person did not do this because the claim has more holes than swiss cheese. And then along you come with a chip on your shoulder as big as Atlas' load blaming big bad insurers. You are not forced to deal with them. Self insure.

17 minutes ago, Jabberwocky said:

How, if there is footage clearing him?

There is no footage clearing him, it actually incriminates him.

22 hours ago, ravip said:

Just asking as I don't know anything about this.

In a similar situation: foreigner/tourist, accident/sudden illness, no insurance/cash in hand is hospitalized - will he be treated free of charge and discharged at zero cost? - in the developed world?

In France yes

12 hours ago, DonniePeverley said:

Just seen the video. Why did his sister then say she saw the full video and that he was stationary at the side of the road?

The video shows he was on his bike riding .

Which one is he? Is he the one crossing the road? If that's him he is surely at fault?

20 hours ago, DualSportBiker said:

Riding in Thailand is safer than you think. Most people are distracted by the headline stats; ~80% of both road accidents and road fatalities are bikes. 20,000+++ per year is horrendous - no argument there. However, there are nearly 23 million registered bikes here verses 9, 3.5 and 1.3 in the US, France and UK respectively. Bikes here are ridden daily as most users' only transport. Usage patterns in the US, France and the UK are very different. Most use their bikes for recreation, not obligatory daily use. The severity of the accidents here are due to not wearing helmets; 84% of Thai bikers hospitalised were not wearing helmets. More small accidents end up in hospital as almost nobody wears 'all the gear'.

When looking at the number of accidents per 1,000 bikes, it turns out that Thailand is very slightly safer than the US . But it is still 3x as dangerous as France or the UK.

Riders with genuine experience are more than likely to ride here in complete safety if they stick to some basic principles. Only those who can't ride, or can't understand numbers, or both, think that Thailand is especially dangerous.

Oh and yes, one needs specific insurance to ride here, especially as a tourist. That insurance hinges on having the correct permits to ride which the insurance companies are duty bound to confirm/deny before buying. You pay your pennies, you makes your choice...

How do you get it out of your throat? "Driving in Thailand is safer than you think".

After nearly 30 years of experience in LOS, I dare to claim the opposite.

Oh, and I almost forgot to mention that I have nearly 30 years of driving experience here.

And another 30 years in Europe, well, your turn again.

11 minutes ago, RAZZELL said:

Which one is he? Is he the one crossing the road? If that's him he is surely at fault?

The one crossing the road, the other bike is a step-through frame scooter.

1 hour ago, spidermike007 said:

Thanks for your feedback, indeed I do have a good life here. I think in general I'm not a negative person, but this forum is primarily about moaning and groaning and airing our grievances. I do occasionally post something all rose colored but that's not typical of this forum.

I think it's kind of hard to make an argument that the health insurance companies, the medical industry, big Pharma and banking are not incredibly toxic and corrupt.

Nice perspective and I guess many use this as an outlet to unload and are not downers in real life.

As for the institutions you discussed, I think they are a reflection of humanity which is self serving in the end. They would be just as corrupt if replaced with do-gooders given time and the evils people do in the name of good can be wicked.

I see less bad in todays world than decades ago but I could be wrong. I'm OK with being happy and wrong.

1 hour ago, unblocktheplanet said:

I'm not negative and I think the same. Govts are out to crush the ordinary person. That does not mean I don't enjoy life.

It doesn't and nice that your happy. I don't think government are out to crush us.

2 minutes ago, atpeace said:

Nice perspective and I guess many use this as an outlet to unload and are not downers in real life.

As for the institutions you discussed, I think they are a reflection of humanity which is self serving in the end. They would be just as corrupt if replaced with do-gooders given time and the evils people do in the name of good can be wicked.

I see less bad in todays world than decades ago but I could be wrong. I'm OK with being happy and wrong.

I'd gladly go back to my health insurance and medical options back in the 80's, i could go see my doctor within hours of a phone call, and be at a specialist within a few hours, or at most the next day. Try that in the USA now, you'll be lucky to see your primary care doctor in the next few weeks, and a specialist within a few/several months.

On 1/5/2026 at 5:18 AM, lordgrinz said:

One....don't ride a motorcycle in Thailand......two.....don't trust insurance companies......three.....pick a better and safer country to travel in....Thailand is dangerous for travelling in/on any vehicle, and you will be held hostage until you pay your medical bill. Also, no matter who is at fault, you will pay!

you can trust insurance companies, i have made travel and home insurance claims paid in excess of 75k GBP.

The insurance company is not at fault if the insured fails to check the insurance adequately covers all the required risks/outcomes, the insured need to check.

if you want to ride a bike on holiday, get the appropriate insurance cover as normally this is excluded, it's not rocket science.

1 hour ago, lordgrinz said:

There is no footage clearing him, it actually incriminates him.

So what footage have YOU seen? Give us a link, please.

1 minute ago, Jabberwocky said:

So what footage have YOU seen? Give us a link, please.

Maybe this footage.

1 minute ago, Ralf001 said:

Maybe this footage.

Well, then, how can he be at fault, being on the main road while the one crashing into him is speeding?

1 minute ago, Jabberwocky said:

Well, then, how can he be at fault, being on the main road while the one crashing into him is speeding?

he turned in front of him.

6 minutes ago, Jabberwocky said:

Well, then, how can he be at fault, being on the main road while the one crashing into him is speeding?

He is the one crossing the road, he is not travelling on the main road.

Just now, lordgrinz said:

He is he one crossing the road, he is not travelling on the main road.

From where do you derive that?

Just now, Jabberwocky said:

From where do you derive that?

The video.

On 1/5/2026 at 6:27 AM, Upnotover said:

....four....have a family that can raise a bit of cash without begging.

Well that's me screwed then.

But I do have health insurance that pays out and I don't ride vehicles for which I have no license.

21 hours ago, zzzzz said:

fyi:
sad news but thats thailand
what is the additional 40,000 euros. for?
did u have a legal valid motorcycle license? an IDP?
friend of mine died in a hospital in Phuket. no insurance...no money
thye wouldn't release the body till the full amount was paid

good luck

It appears they are deeming it his fault, as there must have been a third party involved.

Also, the Police are saying it's his fault.

Therefore, there are 40,000 euros payable to the other party for injuries/damages.

Looks like his 'goose is cooked '

It also looks like we are getting ' selective information ' here and not the whole picture.

4 minutes ago, lordgrinz said:

The video.

Hmm. I neither see street signs nor any hint that this is not the main road. Only left before right could make sense but not without knowing the other details. The other guy was most likely still beyond the speed limit.

Two other details.

1) The fast black car in the other direction, a hint that this is the main road.

2) The speeding bike seems to drive too far on the right.

2 minutes ago, Jabberwocky said:

Hmm. I neither see street signs nor any hint that this is not the main road. Only left before right could make sense but not without knowing the other details. The other guy was most likely still beyond the speed limit.

He is on a curb where he tried crossing three lanes of traffic on his side of the road, which would be illegal, he should have turned left and went down farther and reversed his direction at a marked U-Turn. By how fast he was moving to cross the street, he was obviously trying to cross all the other 3 lanes on the other side as well. His bike landed on the other side of all 6 lanes on what looks like the yellow line of a side road he was trying to enter. He tried to beat all the traffic, and lost, even the police shot holes through his lies and sided with the other driver......as they should, good job RTP!

8 minutes ago, lordgrinz said:

driver......as they should, good job RTP!

.. and I doubt that you can speed into a crossing when you have dotted lines in front of you that tell you to watch pedestrians.

22 hours ago, richard_smith237 said:

A lot of travel insurance also has a 'booze clause' - so if you fall down the stair while pished-up that could void the coverage... (there are stories of this happening)...

I hate dealing with insurance companies - its never simple.

Make that most of them....if the alcohol in your blood is above certain level payment is denied. Rightly so.

20 hours ago, kwilco said:

One has to question the ethics of the Thai healthcare industry when confronted with someone who can't pay.

Unfortunately, "Hippocratic Oath" didn't translate well with Google Translate, so Thai doctors have only sworn not to harm hippos.......

1 hour ago, Peterphuket said:

How do you get it out of your throat? "Driving in Thailand is safer than you think".

After nearly 30 years of experience in LOS, I dare to claim the opposite.

Oh, and I almost forgot to mention that I have nearly 30 years of driving experience here.

And another 30 years in Europe, well, your turn again.

I typed it, so no throat needed. Love the fact you went for a penis-measuring exercise - it's always great to debate factual stuff with people who open with arguments from personal experience or argument from authority. Let's nip that in the bud.

I have been here for just over 35 years and have ridden and driven all around Thailand for that entire time. See the avatar? That's me riding from Bangkok to have lunch with friends in Chiang Mai. So you can wrap your argument from authority in a dirty taco wrapper and put it wherever it pleases you.

I have studied road safety - a did a course with Carnegie Mellon University in Road Safety in Emerging Economies some while back. I contribute to road safety projects in Thailand via Chambers, charities and more.

You offer nothing. Just "I've been here a long time and think you are wrong." No data, no analysis, just vacuous words. "That which is offered without evidence can be dismissed without evidence."

I've been told by locals that, like you, they know something about riding or driving that I don't or can't because they have been riding/driving for years. They don't like it when I tell them that untrained experience is typically full of bad habits. They don't even accept that there is a strategic side to both riding and driving. But some number of years personal experience is all they need. Don't learn, don't improve, don't study, just have an uneducated opinion and flap it about in the wind like one forgot to zip one's flies up.

I would suggest you try your best to get passed the sensational nature of the raw numbers and try and think about the subject rather than just emote and react :)

On 1/5/2026 at 12:34 PM, RAZZELL said:

Let me guess.

Had travel insurance but not covered as no motorcycle license in Belgium 🤔

If there is an out, an insurance company will find it, I have seen examples of insurance companies using bogus companies and assessors, like a body shop mechanic assessing building and water leak damage and preparing false reports and statements from faulty plumbing companies.

One guy I know got his theft of vehicle claim denied because he parked it outside the house, not on the property.

33 minutes ago, Jabberwocky said:

.. and I doubt that you can speed into a crossing when you have dotted lines in front of you that tell you to watch pedestrians.

You can speed into pedestrians because dotted lines don't spell "give way to pedestrians" and they are not important.

I'm important, look at my flashing lights I have to go first.

Only an idiot would ride a bike in a busy city in Thailand, it is probably OK in villages in the sticks but not in busy cities like Phuket Town/Bangkok etc.

I have never seen a death in the UK personally via a car/bike accident, I have seen many in Thailand first hand.

Regarding the insurance people neve pay out, that is nonsense.

Back in 2020 during lockdown in Phuket I had travel insurance from a company in the UK, I had some problems with my eyes, I had a few scans, MRI etc, saw lots of different doctors and the insurance company paid up.

I had a call from a doctor in the UK as well and had a weekly chat with the dedicated hospital treatment supervisor from the UK, a great service.

I have car insurance here, I was told by the insurance office if I have an accident do not move the car, wait at the car and we will send someone to assess the situation, do not say anything to anyone else.

The silly comments going around where it is always the farangs fault is just pure nonsense, the camera at the back and front of my car also has a say in what goes on.

8 minutes ago, kiwikeith said:

If there is an out, an insurance company will find it, I have seen examples of insurance companies using bogus companies and assessors, like a body shop mechanic assessing building and water leak damage and preparing false reports and statements from faulty plumbing companies.

One guy I know got his theft of vehicle claim denied because he parked it outside the house, not on the property.

When he applied for the insurance he would have filled in details in order to calculate the cost of the insurance, parking in a garage or on a driveway would have reduced the cost of the insurance and so if he did park outside the house then he was at fault for providing false information otherwise know as fraud.

If they paid out insurance claims for all the fraudsters without checking that would meant an increase in all of our insurance costs to cover such costs, would you like that?