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You just couldn’t live like a minimalist anymore


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37 minutes ago, BritManToo said:

Thai wife/gf still expects to be paid though.

My gf charges me 10k/month (that includes the house electricity and my 8yos food).

 

OK, I know, I'm the only one that has to pay a woman to live with him, yours are all different.

No, you're not the only one. I pay 20K a month, includes elect. and water, plus food for us both, and we eat damn well.

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2 hours ago, smutcakes said:

You could easily subsist on it, but it would not be much fun.

Fun is a different concept for different people. I cycled (with a bicycle) for a couple of months a few different countries and spent around 1K AUD per month (around 21k baht the current rate). Had a lot of fun including a few narrow escapes with cars.

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2 minutes ago, gearbox said:

Fun is a different concept for different people. I cycled (with a bicycle) for a couple of months a few different countries and spent around 1K AUD per month (around 21k baht the current rate). Had a lot of fun including a few narrow escapes with cars.

Oh absolutely, and of course everyone has different lifestyles and different hobbies and things they enjoy. Could i live on that a month, sure, but i would not be able to do many of my hobbies such as golf, badminton club, eating out in nice restaurants etc. So yes i could live on it and yes i may find other things i suddenly enjoy like cycling, but on the face of it cycling, running and eating at home everyday on a budget does not sound a particularly enjoyable month to me personally.

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Came here 11 years ago, 1st salary 32 k net rent 6 k, got overcharged but still could save some noney and had a honda dream. No booze, no smoke and a gf who earned her own money. Salary for the same job did not increase remarkably in the meantime and poeple still can live on that one.

Not always fun but still much better than in other places.

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3 hours ago, Mitkof Island said:

Easy have been for years on far less   for many years with my partner. And no i do not live in a broken down wood shack with no power and running water. I have enough money set aside for any serious problems.

You must be very frugal?

mind i ask where you are in Thailand?

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5 hours ago, giddyup said:

If a room costs you 8,000 baht a month, still leaves around 20,000 a month to live. You'd need to be pretty frugal to survive on that.

I don't think you need to be that frugal, currently just outside of Bangkok I live in a 3 floor townhouse (14,000 baht), my electricity ranges from (4,000 to 6,000 most months), Internet (1,100 baht), probably food and liquids (maybe 6,000 to 9,000; I could easily keep it at 6,000), phone (100 or so baht).... probably average around 28,000 baht.  (this year has been more expensive because I wanted to replace all my computer equipment/servers etc... but then I had not done that in about 8 years... 150,000 baht over the year ... but that will last me a good 7 years at least...

 

So basically 28,000 baht / month without feeling I am being too frugal (I have much more money a month to spend, but I don't feel there is much I want to spend it on)...

 

I am moving next month to Khon Kaen, 10,000 baht a month house [gated community] (smaller, I like smaller... I grew up in a house that is easily 5 times the size of the 3 floor townhouse I am in now), probably electricity will be less since it is a few degrees cooler at night... so even that will drop. 

 

It would of course be more if you constantly craved western food, wanted the temporary company at night etc.  but for regular living... easily doable.

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The Australian single pension is currently $860 (AUD) per fortnight, at an exchange rate of approx 20 at present that's around 17,200 per fortnight. This is the basic pension rate and does not include the supplements which you don't get anyhow if you are not living in Australia.

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2 minutes ago, JWRC said:

The Australian single pension is currently $860 (AUD) per fortnight, at an exchange rate of approx 20 at present that's around 17,200 per fortnight. This is the basic pension rate and does not include the supplements which you don't get anyhow if you are not living in Australia.

If you're living outside Australia and qualify to receive the Age Pension, the rates are as follows: Single: $698.40 per fortnight (approximately $18,158 per year) – an increase of $6.90 per fortnight. Couple (each): $583.80 per fortnight (approximately $15,179 per year) – an increase of $5.80 per fortnight

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1 hour ago, giddyup said:

If you're living outside Australia and qualify to receive the Age Pension, the rates are as follows: Single: $698.40 per fortnight (approximately $18,158 per year) – an increase of $6.90 per fortnight. Couple (each): $583.80 per fortnight (approximately $15,179 per year) – an increase of $5.80 per fortnight

 

1 hour ago, JWRC said:

The Australian single pension is currently $860 (AUD) per fortnight, at an exchange rate of approx 20 at present that's around 17,200 per fortnight. This is the basic pension rate and does not include the supplements which you don't get anyhow if you are not living in Australia.

The current rate of Australian Aged Pension is $860 per fortnight as per the DHS/Centrelink payment schedule effective 1 July 2019. 

@JWRC is a winner; sorry bout that @giddyup but out of date info will do that everytime bloke.

https://www.humanservices.gov.au/individuals/topics/pension-rates-payable-people-outside-australia/29791

Edited by UncleMhee
Wrong wording
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17 minutes ago, Kenny202 said:

So the Aus pension received overseas is less than if you received it in Australia?

Yes....they take away the energy supplement of approximately $60.00 per fortnight after six weeks away. Anytime you re-enter you will automatically receive full payment until you are out of the country again for six weeks.

 

After six months it will be adjusted again to reflect the amount of time you've lived in Australia between the ages of 16 y.o. and pension age; which is currently 65.5 y.o.

 

AWLR (Australian Working Life Residency) of 35 years will see you retain the full indexed payment. There is then a sliding scale of reduction.

 

http://guides.dss.gov.au/guide-social-security-law/1/1/a/340

Edited by UncleMhee
Extra info
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21 minutes ago, UncleMhee said:

 

The current rate of Australian Aged Pension is $860 per fortnight as per the DHS/Centrelink payment schedule effective 1 July 2019. 

@JWRC is a winner; sorry bout that @giddyup but out of date info will do that everytime bloke.

https://www.humanservices.gov.au/individuals/topics/pension-rates-payable-people-outside-australia/29791

I stand corrected, but the figures I quoted did say for 2019, but obviously that info is incorrect.

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I'm married and my wife shoulders her expenses. I pay everything related to the flat 7500 including utilities, laundry service 60pcs + restaurant 2x a month 3000 total. Use AC a lot honestly. Transport to work and meals. My wife gets home at 7pm we don't eat together. General out of pocket expenses are 20k. I bank an additional 50k+ from the job which goes toward long term savings, trips, dental, etc. I go out for beer 1x a month. We do little on the weekend. Wife cooks in. If I need or needed more I'd spend it. We live 650m from the MRT in central BKK. Small tidy flat.

 

Lowest I was ever spending was living in Pattaya 2003-4. About US 375-425 a month. Partied every other night, loads of companions from my soi. Good times.

 

Paying barfines and drinking outside of happy hours is what kills single guys budget. Too much western food.

Edited by Number 6
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