Buy insurance: British tourist issues warning after moped crash

[webfact]

Her face was scarred as it was cut open by the window she crashed into. Credit: SWNS

 

A BACKPACKER'S trip to Thailand turned into a "holiday from hell" after she crashed a moped through a window.

 

Emma Lewis, 24, was driving the scooter when she lost control and crashed into a house window while on the way to go snorkelling in Koh Phangan.

 

A taxi driver quickly came to her aid when he witnessed the aftermath of the crash and drove her to a local medical clinic.

 

Emma's injuries included deep cuts on her left shoulder, right thigh and knee - as well as the wound on her face and severed tendons in her right foot.

 

She was "x-rayed and packed with gauze" before being rushed to Bangkok Samui Hospital in Koh Samui, in two ambulances and a speedboat.

 

The tourist sliced her face open from side to side and needed 56 stitches after the collision.

 

Full story: https://www.thesun.co.uk/travel/21294870/backpacker-thailand-moped-crash-warning-travel-insurance/

 

-- © Copyright THE SUN 2023-02-08

 

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[ukrules]

I'm pretty sure she wasn't wearing a full helmet here if the huge cut on the face probably wouldn't have happened.

 

No motorcycle license likely no insurance, unless she has a policy like mine - which she obviously doesn't.

[Andycoops]

It just boggles the mind that I am sure the majority of these idiots don't even know how to ride a motorcycle in their own country but think they can here.

[Iron Tongue]

How fast was she going to "lose control" and hit a house?

How drunk does one have to be to lose control and hit a house?

[OneMoreFarang]

14 minutes ago, Andycoops said:

It just boggles the mind that I am sure the majority of these idiots don't even know how to ride a motorcycle in their own country but think they can here.

Why do we always have these experts who somehow think they know it all?

Did she have a motorcycle license? It was not mentioned.

Did she wear any helmet? It was not mentioned.

Did she drive like an idiot or was there maybe a reason that she got off the street? It was not mentioned.

 

Why don't we stick to the facts and don't speculate about what we don't know?

[Moti24]

Buy insurance: British tourist issues warning after moped crash!

 

 

The headline is a bit misleading.  Is it the British Tourist issuing the warning?  That's the same as saying, "I can do what I want, as long as somebody else is paying"!

 

If she didn't have a licence to ride a motorcycle, which is quite likely, why was she allowed to rent one?  The rental company should be made to pay her hospital bill.  After-all, it's through their all-too-common greed that she had the accident!  Word would soon get around, but I suspect it wouldn't make a slightest bit of difference!  Motorcycle rental companies are a law unto themselves; it'd be like telling a Soi Dog not to eat.

 

[Olmate]

Well there, all replies so far by folk who cant or didn, t bother to read the story. Try it sometime. ????

[Lucky Bones]

40 minutes ago, Iron Tongue said:

How fast was she going to "lose control" and hit a house?

How drunk does one have to be to lose control and hit a house?

Give credit where it is due.

A house?

In my 49 years of m/c, never hit a house.

Lots of other strange things have happened, but I am zero on a house.

Aim big.????????

 

[Lucky Bones]

I'm not clever enuff to do this, but could we start a thread, something like...."Things I've hit while riding my M/C"?

Thoughts?????????

[AaronC76]

Those stitches are pretty tidy

[Lucky Bones]

19 minutes ago, Olmate said:

Well there, all replies so far by folk who cant or didn, t bother to read the story. Try it sometime. ????

Well OK. A story from the Sun. Righto.????????

[Enoon]

1 hour ago, Andycoops said:

It just boggles the mind that I am sure the majority of these idiots don't even know how to ride a motorcycle in their own country but think they can here.

The fact that her insurance company paid the £20,000 (try reading the article) indicates that she had a licence to ride such a vehicle in the UK, because most policies issued in the UK stipulate that one must have a UK licence for the type of vehicle they are operating on holiday.

 

I'll just make that a bit easier for you: Not licenced to ride a scooter in UK?........then you won't be covered to ride one in Thailand.

 

TRY READING THE ******* ARTICLE /FIND OUT HOW M/C INSURANCE COVERAGE OPERATES ON UK ISSUED HOLIDAY INSURANCE !

 

That also goes for the those who approved your comment, and those who pretty much echoed it in their own posts!

 

 

 

 

 

 

 

 

Edited February 7, 2023 by Enoon

[spidermike007]

The Southern islands tend to attract alot of tourists and some expats who have little to no experience riding a bike, and figure "what could possibly go wrong in a relaxed island environment"?

 

In reality these islands are some of the most dangerous places in the world to ride a bike, and the number of injuries and deaths that happen are staggering. I used to live down there and personally witnessed many bike accidents. Also have a friend who worked for Samui Rescue for many years, and he told me the authorities do everything in their power to cover up the fatality totals. 

 

Her facial scars will be permanent. It would require quite a reconstructive plastic surgeon, doing micro stitches for her to have any chances of avoiding substantial scarring, due to the scars being primarily horizontal. It will be a daily reminded for her, of a rather cavalier decision, and perhaps not exercising greater care driving. She may have encountered a patch of gravel, sand, rocks or oil and lost total control of her bike. Maybe. 

[Olmate]

30 minutes ago, Lucky Bones said:

Well OK. A story from the Sun. Righto.????????

Do keep us updated on things you,ve never done Lucky. Rivetting! 

[VinnieK]

Ppl with no experience in riding should stay away from two wheelers here.

 

[Lucky Bones]

7 minutes ago, Olmate said:

Do keep us updated on things you,ve never done Lucky. Rivetting! 

Sorry. Don't spend my day at the Sun.

Their reputation precedes them.????????

[KhunLA]

IF reading the news-blip, most wouldn't need to reply and sound silly, to be kind.

 

She did nothing wrong, aside from the accident, and they are called accidents for a reason, which we have no real details of.

 

Why it's even news worthy is a question.  Hope we don't have threads for the other 10s of thousand accidents that are a big nothing.

[The Fugitive]

41 minutes ago, Enoon said:

The fact that her insurance company paid the £20,000 (try reading the article) indicates that she had a licence to ride such a vehicle in the UK, because most policies issued in the UK stipulate that one must have a UK licence for the type of vehicle they are operating on holiday.

 

I'll just make that a bit easier for you: Not licenced to ride a scooter in UK?........then you won't be covered to ride one in Thailand.

 

TRY READING THE ******* ARTICLE /FIND OUT HOW M/C INSURANCE COVERAGE OPERATES ON UK ISSUED HOLIDAY INSURANCE !

 

That also goes for the those who approved your comment, and those who pretty much echoed it in their own posts!

 

 

 

 

 

 

 

 

Unfortunately, not many people will pay 200 GBP for travel insurance viewing it as 'money down the drain'. It is unusual that someone from the UK would hold a motorcycle licence (they repeatedly mentioned 'moped' in the article although it almost certainly wouldn't have been under 50cc). Very pleased the young lady got sorted. It would have been preferable to select a policy where you don't have to pay 'up front' and then claim reimbursement but, fortunately, with help from her father she could find 20,000 GBP. Some people may have struggled to do so! 

[Orinoco]

1 hour ago, OneMoreFarang said:

Why do we always have these experts who somehow think they know it all?

Because we do.

when it comes to tourists and motor bikes when  it all goes wrong.

Same, same,  but same.  

 

 

 

 

 

 

Edited February 8, 2023 by Orinoco

[Ralf001]

Only 20k Sterling all in.... surprised they did not go a bit harder on the insurance.

 

Have been going through the bill I received from a hospital with similar name.

 

At 5b each for a tissue I thought to myself no wonder the locals use a garden hose to clean their ass !!

 

[OneMoreFarang]

21 minutes ago, spidermike007 said:

The Southern islands tend to attract alot of tourists and some expats who have little to no experience riding a bike, and figure "what could possibly go wrong in a relaxed island environment"?

It's some time ago that I was in Samui and riding motorcycle in the dark.

At least at that time there were stretches of road with no light and little traffic.

Lots of people who come to Thailand drive and ride on the other side of the road back home. If there is just an empty road then it's somehow easy to forget: Shold I drive left or ride. Add someone coming from the other side with the same question and it gets difficult. I don't know if that was an issue in this case but it's one of those possible problems.

And then there is sand, big holes in the street, animals running over the street and other unexpected situations.

I hope she will recover fully.

[Orinoco]

15 minutes ago, OneMoreFarang said:

Lots of people who come to Thailand drive and ride on the other side of the road back home. If there is just an empty road then it's somehow easy to forget: Shold I drive left or ride. Add someone coming from the other side with the same question and it gets difficult. I don't know if that was an issue in this case but it's one of those possible problems.

 

She is a brit Duh

[jacko45k]

18 minutes ago, OneMoreFarang said:

It's some time ago that I was in Samui and riding motorcycle in the dark.

At least at that time there were stretches of road with no light and little traffic.

Lots of people who come to Thailand drive and ride on the other side of the road back home. If there is just an empty road then it's somehow easy to forget: Shold I drive left or ride. Add someone coming from the other side with the same question and it gets difficult. I don't know if that was an issue in this case but it's one of those possible problems.

And then there is sand, big holes in the street, animals running over the street and other unexpected situations.

I hope she will recover fully.

As  she was from the UK it is unlikely she would be thinking to drive on the right....quite perplexed why this irrelevance made up 60% of your post! 

Things seem to have gone remarkably well for this young woman... so many end up far worse off and likely to lose parts without a GoFundme Page. 

[The Old Bull]

21 minutes ago, OneMoreFarang said:

It's some time ago that I was in Samui and riding motorcycle in the dark.

At least at that time there were stretches of road with no light and little traffic.

Lots of people who come to Thailand drive and ride on the other side of the road back home. If there is just an empty road then it's somehow easy to forget: Shold I drive left or ride. Add someone coming from the other side with the same question and it gets difficult. I don't know if that was an issue in this case but it's one of those possible problems.

And then there is sand, big holes in the street, animals running over the street and other unexpected situations.

I hope she will recover fully.

Never drive anywhere at night you haven't driven in the daytime. That way you will know where all the pot holes are.

[ezzra]

Frankly i'm surprised that there is not many more accidents like this seeing the carelessness those tourists and expat alike whine operating a motor vehicles and motorbikes...

[jacko45k]

2 minutes ago, The Old Bull said:

Never drive anywhere at night you haven't driven in the daytime. That way you will know where all the pot holes are.

I often wonder if my propensity to drink kept me safe.. I would never use my bike at night as I would be swilling beer.... always rented one to get about during the day. 

[Bangkok Barry]

1 hour ago, Enoon said:

The fact that her insurance company paid the £20,000 (try reading the article) indicates that she had a licence to ride such a vehicle in the UK, because most policies issued in the UK stipulate that one must have a UK licence for the type of vehicle they are operating on holiday.

 

I'll just make that a bit easier for you: Not licenced to ride a scooter in UK?........then you won't be covered to ride one in Thailand.

 

TRY READING THE ******* ARTICLE /FIND OUT HOW M/C INSURANCE COVERAGE OPERATES ON UK ISSUED HOLIDAY INSURANCE !

 

That also goes for the those who approved your comment, and those who pretty much echoed it in their own posts!

 

 

 

 

 

 

 

 

Asean Now readers special mista. No need read articool to know everytink. Falang know everytink awredy.

[Mad mick]

Iot if" she worn full face if" she was drunk if" this if" that ! Crikey give the kid a break she in bad enough state as it is,  its happened all if " are waste of time !! terrible lesson to learn no insurance etc,. hope she recovers Asap. 

Edited February 8, 2023 by Mad mick

[Salerno]

8 minutes ago, Orinoco said:

Very unlikely she has a full uk motor cycle license.

Extremely unlikely the insurance would have paid out if she didn't have a valid licence.

Edited February 8, 2023 by Salerno

[jacko45k]

2 minutes ago, Mad mick said:

Iot if" she worn full face if" she was drunk if" this if" that ! Crikey give the kid a break she in bad enough state as it is,  it happened all if " waste of time !! terrible lesson to learn no insurance etc,. hope she recovers Asap. 

From what I read she actually did have insurance, and even more surprisingly,  it might have paid up!