I'm using my Revolut card to send money to a Wise account, the vendor sent me a message about 7 hours ago telling me she just spoke to wise..... "the Wise credit card systems are down for 2 working days" so assume back online Monday US time.
Revolut I've had about 2 months, for me it's working well, transfers from my linked bank account to top up the card take 5 to 10 seconds. I upgraded to a metal card so I can use ATMs with currency exchange fees being free first usd $1,000 then 1% after that each month. ATM fees by the Thai bank about 250 baht.
Exchange rates have been good.
I use Nord VPN and Nord password manager, with Revolut you get these for free. That and the USD fee free transfers fund the upgrade to the metal card which gives you the higher fee free transfer amount.
Also I went for Revolut as I use my brothers Australian address for the card, Wise ask for proof of address which I cant do for Australia as I'm living in Thailand.
You also get free Tinder premium, airport lounge access stuff like that but I haven't tried any of that extra stuff.
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