Dropped my kid of early at school and on the way back i was hit by an elderly lady, small damage, needed some body work.

Both insurance agent arrived (relatively) early and decided it was both parties fault. Ok. I was too fast, true.

 

From then on it went smooth as silk, constant SMS, a recommended garage and so forth.

 

This garage was busy but eventually the whole thing was done in about three weeks. First ordering parts and such...

 

So, it was a good experience altogether.

 

I just got the bill for next year and it did not go up, i expected a rise as is stated in their small print, but no.

There aren't many Roojai stories on AN yet, so take it with a grain of salt.

Also had excellent experience w/RooJai, after an opps that was my fault.  Start to finish, excellent, and work done at MG dealer in a timely manner.   MG dealer/repair shop was 100 kms away from the accident, and transported on flatbed, with only cost incurred was policy deductible.