Report Thailand Tightens Grip on Retirement Visas Amid Wealth Shift

[lordgrinz]

1 hour ago, baansgr said:

An extra 200 baht and an hour of time.is a small price to pay for living in paradise

 

Paradise?! LMAO 🤣 

[baansgr]

12 minutes ago, lordgrinz said:

 

Paradise?! LMAO 🤣 

Well,.I think it is, as do many others..

[Mindful Spender]

If they want to stop people who are only coming for the (agogo)-bar girls, they should make earning money from drinks, girls get from others, illegal. It will stop those jobs instantly

[lordgrinz]

4 hours ago, baansgr said:

Well,.I think it is, as do many others..

 

Yes, the older men chasing 20 yr old bar girls or ladyboys (not that there is anything wrong with that), sitting on barstools until 2-3am drunk as a skunk, scammers, potheads, and the occasional Pedophiles run out of their home countries. To them, yes, this must be a "paradise".....the rest of us have higher standards.

[pacovl46]

22 hours ago, foureyes10 said:

After 25 years I very sadly realised that the combination of a lying wife and confused, predatory immigration practises made my living in "the land of smiles" a bad dream!

I've spent every cent buying and updating 10 rai of land, 3 houses, cars and tractors only to find that the "wife" doesn't want to sign a lease for the house (to give some security)!

 

A corrupt immi Major who wont sign a visa application (even after paying the fee) because he wanted a 15k grease! Extra requirements on 90 day reports (maps, financial reports, tea money)

 

Time to go back to the nanny state (Australia) where the voters re-elected a party who wants to tax unclaimed capital gains!! At least the Ozy government pays its bills (unlike you-know where) I have friends who have been waiting 3 months for contracted money to be paid by the PEA!

So sad.

Just for your information. If you can prove that the money for the land, tractor, houses etc. came from your bank account she will have to reimburse you. She can’t just take everything and boot you out. If she doesn’t have the money, she’ll have to sell, which means she most likely ends up with nothing after you got your cut! 
 

Also, the corrupt immigration place isn’t the only place you can go to! 

[pacovl46]

21 hours ago, ronnie50 said:

The retirees and middle class tourists. This repeated idea (notion) by successive Thai governments that the answer to better tourism revenues involves tens of thousands of multi-millionnaires flocking to Thailand and living here year round, spending lavishly 364 days a year, is just mind numbing to me. Multi-millionnaires might well buy a condo here as a pied a terre, maybe even fairly large ones, but so what? If they're wealthy they might live in it for a few months of the year (winter) and then live in their own country during its summer, and then travel for 2-3 months a year to other places. Not many are going to be splashing cash around year'round in Thailand. It's a fantasy.  And even if they did, how would the country, as a whole, benefit?

Exactly! 

[LivingNThailand]

23 hours ago, palmbeachblueeyes said:

If Thailand wants a new source of income they should develop the assisted living industry.  I don't know about the average retiree but many retirees are sitting on a lot of cash to pay for care in their last year's.  

great idea.  But not going to happen, unfortunately.

[TroubleandGrumpy]

The issue is not about those who are here - it is about the newbies who are now choosing other countries instead of Thailand.  The Philippines especially makes it a lot easier and cheaper to apply, and does not mandate Expats must report to Police every 90 days and complete TM30s if in another province, and allows Expats to leave and re-enter the country at will, and does not mandate ripoff insurance, and does allow Expats to work or run a business and they do not have to hire 4 lazy Thais for every Expat employed, and they make the annual extensions simple and easy and minimal costs, and throughout the Philippines many locals speak good English, and lots of other Pros compared to Thailand.  Vietnam and Cambodia are moving towards the Philippines model, while both Malaysia and Indonesia (Penang and Bali) also offer better deals and less stress.

 

And all of those countries are not threatening to hit Expats with income taxes, and they just do not have the same number of negative media stories about crime and corruption, nor about buildings and roads collapsing and massive road deaths and other accidents.  Make no mistake - Thailand is less attractive nowadays and other countries are more attractive - to newbie Expats.  The waves of Korean and Japanese Expats in 90s, and then the Americans, Aussies/Kiwis, and Europeans in 2000s - are over.  The sexpats and backpackers will always visit - and some will stay - but the glory days are IMO over.  The rich and wealthy will still visit the island resorts - but they are a very small percentage of the overall numbers.  Middle income newbie retirees are now looking elsewhere - Thailand has lost its lustre - it was inevitable.  Philippines, Costa Rica, Vietnam, Mexico, Malaysia, Indonesia, Portugal, Panama, Spain, and Ecuador are now the most often recommended destinations for 'western' Expats to live and retire overseas. Thailand is often in the lists too, but they are not number one anymore - sometimes 2-4 and sometimes 9-10. 

 

But like many others here, I have a lovely Thai wife and home, and I will stay here as long as I can - ideally until in my 80s. But if Somchai at the local Provincial TRD Office demands that I pay income taxes based on his decision of what I should pay being a rich Falang, then I will be leaving Thailand earlier than planned. Likewise, if the Immigration Police impose another wave of draconian crackdowns on 'bad guys' that also kicks the proverbial out of the 'good guys' too, then I am out of here.  Probably use Philippines or Vietnam as a base, and then travel to Thailand twice each year as a 3 months tourist.     

[Mad Mustang]

I lived in Thailand for 12 years on a lifetime elite visa. Watched the place flip flop itself oblivion. Might be good for low spending so called tourists and holiday makers but to live or retire in for foreigners now, no thanks. Inflation and indecision have ruined it. The country is in massive GDP debt trouble and will be an utter mess by 2028.

I took a trip to Cambodia and the only thing Thailand has better as far as I could see were some of the roads. Went back to Bangkok, packed up and was gone within 3 weeks. Nicer people, better food, everything basically 1/2 the price and no BS 90 day reporting, easy work permits for those who want them. Seems Thailand has had its day. For me it has.

[jcojco]

On 6/4/2025 at 7:18 PM, lordgrinz said:

Thailand will continue to shoot itself in the foot, which seems to be the norm now, especially under the control of Emperor Thaksin.

In the shadows, isn't the WEF, through its "Global Young Leaders," insidiously trying to take control of the destiny of this country? If you don't share this deadly ideology, maybe it's time to get out.

[Gknrd]

On 6/4/2025 at 8:56 PM, thjames007 said:

 

You are right.  Bang on!! 

 

Sorry to burst the bubble, but Thailand doesn't need pensioners on the min state pension and zero cash.  Using agents to cheat their way into Thailand.   (the 800k in a bank is a joke amount, if you don't have that you shouldn't have retired in the first place! And moving to a foreign country with no benefits or medical coverage OMG.. You would think this is common sense 101)

 

If you dont have the min required don't come here.   Sure Vietnam Cambodia philipeans will take you on the cheap, good for them.   Can't wait for the posts to be filled with I'm. Move there, and they never do!!!! 

 

And regarding the story,  what a load of click Bait dripple. Im on LTR now, I had DTV and Non O before.  And they are ALL so easy to get, what's the authors point?  Rather than say " oh now there are other options available, not just Non O and OA..." they make it sound like they phasing them out which is BS. Just to wind up expats. (FYI. You don't need 80k income. That's just one of many different thresholds) 

 

Can't wait for next week's recycled story about expats requiring a medical plan, as they should!  

Hahaha, another I am fairly well off and plan to give all my money to the Thai government, and rip off medical plans. Personally I hope all you guys stay in Thailand, and leave the really nice retirement destinations to us savvy retirees..  Thailand is a S$it hole for retiree's period.. Internet has kept it alive and I hope for my sake for a few more years. 

[herb59]

On 6/5/2025 at 3:33 PM, Mike_Hunt said:

Looks like Bali. 

Koh Samui!

[sandrew33]

On 6/4/2025 at 5:41 PM, snoop1130 said:

Picture courtesy of Freepik

 

Thailand, a perennial magnet for retirees due to its enchanting blend of affordability, warm climate, and vibrant culture, is recalibrating its approach to foreign residents—a shift with significant implications. Known for golden beaches, delectable cuisine, and the famed hospitality that has earned it the moniker, "Land of Smiles," Thailand has historically welcomed foreign retirees with open arms, offering them a slice of tropical paradise that's both accessible and affordable. However, new policies suggest a distinct pivot towards the affluent, leaving many long-time admirers questioning their future in a country once synonymous with retirement tranquillity.

 

For decades, Thailand's retirement visas were considered a golden ticket for retirees aged 50 and over. The longstanding Non-Immigrant O-A and O-X visa categories presented viable pathways into this Southeast Asian haven. Requirements were straightforward: either stash 800,000 baht (approximately US$22,000) in a Thai bank or show a monthly income of 65,000 baht (around US$1,800), alongside proof of a clean criminal slate and health coverage. These terms made Thailand one of the most welcoming places for middle-income retirees—a financial comfort unmatched by many other Asian destinations.

 

Yet, as 2023 unfolded, Thailand threw a curveball with the unveiling of the Long Term Resident (LTR) visa. This new tier, waved like a shiny lure, targets wealthy global citizens with steep prerequisites: a minimum of US$80,000 annual income sustained over two years and US$1 million in assets. This hefty financial threshold has effectively priced out all but the wealthiest of prospective retirees.

 

Furthermore, in the wake of Covid-19 and heightened scrutiny over immigration protocols, health insurance requirements for typical retirement visas have grown more stringent. There’s also a persistent undercurrent of speculation concerning potential increases in financial thresholds for these visas. Anecdotal evidence from retirees suggests increasing difficulty and opacity during application processes, projecting a stark, albeit quiet, message: without considerable wealth, entry into Thailand is becoming an arduous endeavour.

 

The country's decision to pivot towards affluent expatriates is driven by a simplistic yet compelling rationale. Wealthier foreigners, it is argued, bring robust spending power, invest more extensively in luxury housing, and, in theory, result in fewer legal headaches related to overstaying visas or working illegally. Indeed, from a policymaker’s perspective, this seems like a sound strategy, offering immediate financial allure.

 

However, this logic sidesteps the nuanced economic ecosystem fostered by retirees of more modest means. Middle-income foreigners contribute significantly by integrating into local communities, supporting small businesses, and investing their pensions in the very fabric of Thai society—far beyond the borders of exclusive expatriate enclaves. Their continued presence strengthens local economies, weaving vibrant, resilient communities, not merely serving as transient patches of opulence in a tropical landscape.

 

This strategic pivot away from the middle class has already begun reshaping the expat community landscape in Thailand. Online forums and expat networks are abuzz with tales of longtime residents contemplating relocation, driven by the increased cost and complexity of Thailand's visa procedures. With neighbouring countries, like the Philippines and Cambodia, increasing their appeal for retirees through simplified process frameworks and lower financial thresholds, these nations stand ready to inherit the retiree market Thailand once commanded.

 

The Philippines offers one of the most straightforward retiree visa schemes in the region. The Special Resident Retiree’s Visa (SRRV) only requires retirees over 50 to demonstrate a monthly pension of US$800 or deposit US$10,000 in a local bank—accessible terms that come without Thailand’s stringent health insurance mandates or income ceilings. Despite its lesser-developed infrastructure, the country provides a low cost of living, making it a compelling option for those priced out of Thailand.

 

Cambodia, long regarded with intrigue as the ‘wild east,’ presents a minimalist yet effective sway to attract retirees. Offering visa extensions as low as US$300 annually, without demanding proof of income or hefty deposits, the process is noticeably less daunting than Thailand’s intricate requirements. Its allure lies in simplicity, affording retirees the chance to enjoy Cambodia’s charm at a moderate pace and price.

 

Vietnam is also emerging as a formidable contender, especially following announcements of a pilot for long-term investor visas, ahead of a planned retirement visa with lower thresholds. Known for its vibrant cities, delectable cuisine, and a significantly improved healthcare system, Vietnam could woo those seeking a dynamic lifestyle at a more manageable expense.

 

Thailand’s long-standing reputation as a retirement utopia is undeniably at risk. By focusing narrowly on wealthy individuals, the nation might enjoy a short-term economic lift but could inadvertently erode the rich tapestry of middle-class expatriates who helped Thailand earn its retirement haven status. These middle-class retirees don’t simply occupy spaces; they engage, contribute, and become part of the Thai community fabric, offering a steady, reliable economic and cultural exchange often overshadowed by the glitz of high spending.

 

As the global landscape of retirement evolves, and as more nations enter the competitive fray for retirees’ attention and resources, Thailand stands at a critical juncture. To maintain its status as a cherished retirement destination, it may need to revisit the very essence of what made it so appealing—a harmonious blend of accessibility and affordability tinged with genuine inclusivity. While focusing on the affluent offers an enticing financial forecast, it’s the broader tapestry of retirees that sustains and enriches the cultural and economic life of the nation.

 

Time remains for Thailand to recalibrate its strategy, crafting visa policies that strike a balance between economic ambition and the open, welcoming spirit that endeared it to retirees worldwide. Acknowledging this balance is crucial—not just for the country’s economic health but for preserving its identity as a true home for those seeking more than just sun and sand, but community and connection.

 

  Adapted by ASEAN Now from The Thaiger 2025-06-04

 

 

 

On 6/4/2025 at 5:41 PM, snoop1130 said:

Picture courtesy of Freepik

 

Thailand, a perennial magnet for retirees due to its enchanting blend of affordability, warm climate, and vibrant culture, is recalibrating its approach to foreign residents—a shift with significant implications. Known for golden beaches, delectable cuisine, and the famed hospitality that has earned it the moniker, "Land of Smiles," Thailand has historically welcomed foreign retirees with open arms, offering them a slice of tropical paradise that's both accessible and affordable. However, new policies suggest a distinct pivot towards the affluent, leaving many long-time admirers questioning their future in a country once synonymous with retirement tranquillity.

 

For decades, Thailand's retirement visas were considered a golden ticket for retirees aged 50 and over. The longstanding Non-Immigrant O-A and O-X visa categories presented viable pathways into this Southeast Asian haven. Requirements were straightforward: either stash 800,000 baht (approximately US$22,000) in a Thai bank or show a monthly income of 65,000 baht (around US$1,800), alongside proof of a clean criminal slate and health coverage. These terms made Thailand one of the most welcoming places for middle-income retirees—a financial comfort unmatched by many other Asian destinations.

 

Yet, as 2023 unfolded, Thailand threw a curveball with the unveiling of the Long Term Resident (LTR) visa. This new tier, waved like a shiny lure, targets wealthy global citizens with steep prerequisites: a minimum of US$80,000 annual income sustained over two years and US$1 million in assets. This hefty financial threshold has effectively priced out all but the wealthiest of prospective retirees.

 

Furthermore, in the wake of Covid-19 and heightened scrutiny over immigration protocols, health insurance requirements for typical retirement visas have grown more stringent. There’s also a persistent undercurrent of speculation concerning potential increases in financial thresholds for these visas. Anecdotal evidence from retirees suggests increasing difficulty and opacity during application processes, projecting a stark, albeit quiet, message: without considerable wealth, entry into Thailand is becoming an arduous endeavour.

 

The country's decision to pivot towards affluent expatriates is driven by a simplistic yet compelling rationale. Wealthier foreigners, it is argued, bring robust spending power, invest more extensively in luxury housing, and, in theory, result in fewer legal headaches related to overstaying visas or working illegally. Indeed, from a policymaker’s perspective, this seems like a sound strategy, offering immediate financial allure.

 

However, this logic sidesteps the nuanced economic ecosystem fostered by retirees of more modest means. Middle-income foreigners contribute significantly by integrating into local communities, supporting small businesses, and investing their pensions in the very fabric of Thai society—far beyond the borders of exclusive expatriate enclaves. Their continued presence strengthens local economies, weaving vibrant, resilient communities, not merely serving as transient patches of opulence in a tropical landscape.

 

This strategic pivot away from the middle class has already begun reshaping the expat community landscape in Thailand. Online forums and expat networks are abuzz with tales of longtime residents contemplating relocation, driven by the increased cost and complexity of Thailand's visa procedures. With neighbouring countries, like the Philippines and Cambodia, increasing their appeal for retirees through simplified process frameworks and lower financial thresholds, these nations stand ready to inherit the retiree market Thailand once commanded.

 

The Philippines offers one of the most straightforward retiree visa schemes in the region. The Special Resident Retiree’s Visa (SRRV) only requires retirees over 50 to demonstrate a monthly pension of US$800 or deposit US$10,000 in a local bank—accessible terms that come without Thailand’s stringent health insurance mandates or income ceilings. Despite its lesser-developed infrastructure, the country provides a low cost of living, making it a compelling option for those priced out of Thailand.

 

Cambodia, long regarded with intrigue as the ‘wild east,’ presents a minimalist yet effective sway to attract retirees. Offering visa extensions as low as US$300 annually, without demanding proof of income or hefty deposits, the process is noticeably less daunting than Thailand’s intricate requirements. Its allure lies in simplicity, affording retirees the chance to enjoy Cambodia’s charm at a moderate pace and price.

 

Vietnam is also emerging as a formidable contender, especially following announcements of a pilot for long-term investor visas, ahead of a planned retirement visa with lower thresholds. Known for its vibrant cities, delectable cuisine, and a significantly improved healthcare system, Vietnam could woo those seeking a dynamic lifestyle at a more manageable expense.

 

Thailand’s long-standing reputation as a retirement utopia is undeniably at risk. By focusing narrowly on wealthy individuals, the nation might enjoy a short-term economic lift but could inadvertently erode the rich tapestry of middle-class expatriates who helped Thailand earn its retirement haven status. These middle-class retirees don’t simply occupy spaces; they engage, contribute, and become part of the Thai community fabric, offering a steady, reliable economic and cultural exchange often overshadowed by the glitz of high spending.

 

As the global landscape of retirement evolves, and as more nations enter the competitive fray for retirees’ attention and resources, Thailand stands at a critical juncture. To maintain its status as a cherished retirement destination, it may need to revisit the very essence of what made it so appealing—a harmonious blend of accessibility and affordability tinged with genuine inclusivity. While focusing on the affluent offers an enticing financial forecast, it’s the broader tapestry of retirees that sustains and enriches the cultural and economic life of the nation.

 

Time remains for Thailand to recalibrate its strategy, crafting visa policies that strike a balance between economic ambition and the open, welcoming spirit that endeared it to retirees worldwide. Acknowledging this balance is crucial—not just for the country’s economic health but for preserving its identity as a true home for those seeking more than just sun and sand, but community and connection.

 

  Adapted by ASEAN Now from The Thaiger 2025-06-04

 

 

So nothing has changed, they’ve added some LTR visas that are easy to get but require higher income or assets? 
 

I mean this is one of the more poorly written articles I’ve ever read. 

[Martyp]

Targeting wealthy expats in no way changes the options for the traditional average income expat. The most popular retirement visa is the O visa and it doesn’t require insurance. 

[Mywayboy]

Another Waffle on about SFA nothing changes in LOS Land of simpletons. 

[Jonathan Swift]

Nothing to see here folks except: "persistent undercurrent of speculation" which is only created by these news stories to create drama and to sell advertising. 

[KannikaP]

On 6/4/2025 at 10:14 PM, DonniePeverley said:

Welcome news. 

 

Last thing Thailand is cheap pensioners. 

Needs or wants, please tell us.

[SanSaiExPat]

On 6/4/2025 at 8:18 AM, lordgrinz said:

Thailand will continue to shoot itself in the foot, which seems to be the norm now, especially under the control of Emperor Thaksin.

 

On 6/4/2025 at 8:18 AM, lordgrinz said:

Thailand will continue to shoot itself in the foot, which seems to be the norm now, especially under the control of Emperor Thaksin.

While I agree with you about Thailand shooting itself in the foot.  I don't understand your abject hatred for Thaksin,  Or as we would say in America,  "<removed>" as applied to President Trump.   He wasn't all that terrible. Before the 2006 coup he gave Thailand OTOP which is still thriving and providing income for rural communities. alongside significant economic, societal, and trade milestones. Economically, he drove Thailand’s recovery from the 1997 crisis, growing GDP from 4.9 trillion to 7.1 trillion baht (2001–2006), repaid IMF debt early, and reduced poverty from 21.3% to 11.3%, with northeastern incomes up 40–46%. Societally, his 30 baht universal healthcare expanded coverage from 76% to 96%, and the “One District, One Scholarship” used lottery funds for education. In trade, he secured FTAs with China, boosted rural SMEs via loans, and invested $50 billion in infrastructure. Critics argue these were populist or export-driven, with debt and corruption (e.g., Shin Corp sale) marring his legacy, but rural gains and OTOP’s persistence highlight his impact.  Furthermore,  I was here in 2006 when his "replacement" showed up with Armored Personnel Carriers and soldiers with M-16's on every major Soi.  I witnessed the arrest and destruction of the Police in Chiang Mai and their properties and families and their personal arrest and disappearance and their replacement with police loyal to the Coup makers.  How soon some forget what his replacement brought to Thailand.  In case your wondering they gave Thailand 20 more years of instability that it's still suffering from.  I would argue Thailand would have been a hell of a lot closer to a true republic had the coup not occurred.

[Robert Smith 2]

On 6/4/2025 at 2:31 PM, BangkokReady said:

 

Nice theory, but how do they hope to attract them?  Simply say you need to be rich to get a retirement visa and assume that will do the trick?

If you are rich, you visit Thailand, not live here

[LeRoux]

On 6/4/2025 at 9:54 PM, StayinThailand2much said:

One category of the LTR Visa: 

 

Work-from-Thailand Professionals:

Remote workers employed by well-established overseas companies with an annual income of at least USD 80,000.

 

What companies actually do offer such jobs for overseas remote workers (or is it tailored to diplomatic personnel)? Please, Thailand, advise how I can land such a job... 😆 

If Delusion was Dollars,

Thailand might be the richest Country On The Planet.

[Thingamabob]

On 6/5/2025 at 8:14 AM, spidermike007 said:

There are at least a dozen good reasons why the vast majority of wealthy people would have no interest in retiring in Thailand. The vast majority of us who do choose to retire here choose to do so at least partly because it's affordable. If I had a significant degree of wealth I might be spending a month or two of the year in Thailand, but I would be elsewhere for most of the year. 

 

Unfortunately the nitwits that are running the country are so self-absorbed, so arrogant, and so mindlessly ignorant, that they just don't get any of that  and these are the same fools who have never bothered to address any of the problems that have been plaguing tourism or he nation for decades now. 

Well said.

[Galong]

No updated info here. This was a complete waste of time reading. 🤦

[Furioso]

AI

[kiwikeith]

On 6/4/2025 at 6:54 PM, whiteman said:

Nothing new here

 

On 6/4/2025 at 6:54 PM, whiteman said:

Nothing new here

That's what I thought 

[newnative]

21 minutes ago, Robert Smith 2 said:

If you are rich, you visit Thailand, not live here

You need to get out more, if you are even in Thailand.  Take a drive around the Darkside of Pattaya sometime.

[paul1804]

Typical Thai story, no reals changes but just looking to grab a headline which unfortunately as often means nothing! 

 

Like it or not Thailand needs foreign residents to invest & support local industry and smooth out the short comings between tourist high & low seasons, right now the tourist industry is doing it tough. If there was a substantially larger resident expat population there would be a lot more cash going round in those business models that cater for tourism. Once established they would be less reliant on tourists and less susceptible to the economic woes of the world.  

 

Many Thai elite own property abroad despite the strict land ownership laws in Thailand, quite hypocritical! If they relaxed these laws for long term residents many more would reside in Thailand. 

[Bohemianfish]

On 6/4/2025 at 6:49 PM, whitfield said:

The thing that isn't mentioned, and is the most important for prospective retirees, is the threat to tax income.  

See that as highly unlikely with the tax treaty and would backfire.

 

The “reciprocal-tax agreement” between the United States and Thailand is the U.S.–Thailand Income-Tax Treaty, signed 26 November 1996 and in force for tax years beginning 1 January 1998. It prevents most forms of double taxation, lowers withholding rates on dividends, interest and royalties, and sets out tie-breaker rules for tax residence. (There is no U.S.–Thailand Social-Security/“totalization” agreement.

[Drumbuie]

"Fo fum fi fee, I see the trace of ChatGPT" 

 

Lazy journalism, or what passes for journalism. 

[thjames007]

On 6/4/2025 at 9:49 PM, JackGats said:

Importing OECD brown stuff (like taxation of world-wide income) will surely do nothing to attract well-to-do expats.

Under LTR my overseas income is tax free!  Tax free at home and here!  A big attractive for some with wealth.  I'm not rich. But its a huge attraction for me, and others

[fredwiggy]

On 6/6/2025 at 2:31 PM, pacovl46 said:

Just for your information. If you can prove that the money for the land, tractor, houses etc. came from your bank account she will have to reimburse you. She can’t just take everything and boot you out. If she doesn’t have the money, she’ll have to sell, which means she most likely ends up with nothing after you got your cut! 
 

Also, the corrupt immigration place isn’t the only place you can go to! 

Dealing with something similar. Paid 100% for house, from money brought to Thailand, so it's mine, although in her name. If I don't get anything from her (husband), I will go to court to sell house, although on government land, so it won't be so easy.