Kasikorn reduced ATM limits for foreigners

[GreasyFingers]

For years I have been withdrawing the maximum 30000 baht from my account but as of last week the ATM says that it is above the daily limit. Not just my account but the jount account with the wife and her own personal account.

Thought it must have been a coding error on a software upgrade. Just had a lengthy discussion with the Kasikorn Bank call centre. K Bank have, as of 16 July, reduced the withdrawal limit on all foreigner accounts to 20000 baht daily. The limit was also applied to my wife's personal account as money has been transferred to it from overseas. This appears to be taking discrimination too far.

Has anyone had the same problem?

[CharlieH]

No, AFAIK You can adjust the limit yourself, via app or online banking.

[sleepy99]

22 minutes ago, GreasyFingers said:

For years I have been withdrawing the maximum 30000 baht from my account but as of last week the ATM says that it is above the daily limit. Not just my account but the jount account with the wife and her own personal account.

Thought it must have been a coding error on a software upgrade. Just had a lengthy discussion with the Kasikorn Bank call centre. K Bank have, as of 16 July, reduced the withdrawal limit on all foreigner accounts to 20000 baht daily. The limit was also applied to my wife's personal account as money has been transferred to it from overseas. This appears to be taking discrimination too far.

Has anyone had the same problem?

Welcome to the club, they are gradually rolling it out, you can stil use the account to get money from overseas, but any spending via the Kplus app or bank cards will be limited to 50K THB per day or 20K THB withdrawal. So basically anyone using it to get funds in to Thailand, for larger amounts you need to transfer in person at the bank teller.

For more info see this reddit:

 

[treetops]

Big long thread with similar stories here:

 

https://aseannow.com/topic/1367072-kplus-is-now-almost-useless-to-me-after-4-years-without-issues-they-impose-this-on-me/

 

 

[TallGuyJohninBKK]

1 hour ago, GreasyFingers said:

For years I have been withdrawing the maximum 30000 baht from my account but as of last week the ATM says that it is above the daily limit. Not just my account but the jount account with the wife and her own personal account.

Thought it must have been a coding error on a software upgrade. Just had a lengthy discussion with the Kasikorn Bank call centre. K Bank have, as of 16 July, reduced the withdrawal limit on all foreigner accounts to 20000 baht daily. The limit was also applied to my wife's personal account as money has been transferred to it from overseas. This appears to be taking discrimination too far.

Has anyone had the same problem?

 

OP, I can't tell from your post above:

 

--Are you saying Kasikorn is limiting withdrawals to 20,000 THB per when you try to use your Kasikorn card at one of their (or any Thai bank) ATMs...

 

--Or, are you saying they're restricting foreign bank card withdrawals from their ATMs to 20K per withdrawal.

 

Or both?

 

Thai bank ATMS have always had varying per withdrawal limits that were/are  coded into the ATM machines themselves (regardless of the card used, Thai or foreign). And Kasikorn ATMs AFAIK never in any recent times allowed 30K per withdrawal.

 

It didn't matter who was doing the withdrawal or what card (Thai or foreign) they were using. The ATM machine itself was programmed to only provide the maximum number of 1,000 baht bills per withdrawal... And for Kasikorn, I thought that used to be 25K per withdrawal...based on their ATMs.

 

 

 

[doctormann]

52 minutes ago, sleepy99 said:

Welcome to the club, they are gradually rolling it out, you can stil use the account to get money from overseas, but any spending via the Kplus app or bank cards will be limited to 50K THB per day or 20K THB withdrawal. So basically anyone using it to get funds in to Thailand, for larger amounts you need to transfer in person at the bank teller.

For more info see this reddit:

 

I've just had the same info from TTB so it's not just Kasikorn.  

[GreasyFingers]

13 minutes ago, TallGuyJohninBKK said:

 

OP, I can't tell from your post above:

 

--Are you saying Kasikorn is limiting withdrawals to 20,000 THB per when you try to use your Kasikorn card at one of their (or any Thai bank) ATMs...

 

--Or, are you saying they're restricting foreign bank card withdrawals from their ATMs to 20K per withdrawal.

 

Or both?

 

Thai bank ATMS have always had varying per withdrawal limits that were/are  coded into the ATM machines themselves (regardless of the card used, Thai or foreign). And Kasikorn ATMs AFAIK never in any recent times allowed 30K per withdrawal.

 

It didn't matter who was doing the withdrawal or what card (Thai or foreign) they were using. The ATM machine itself was programmed to only provide the maximum number of 1,000 baht bills per withdrawal... And for Kasikorn, I thought that used to be 25K per withdrawal...based on their ATMs.

 

 

 

I am talking about a Kasikorn ATM at the branch where the account is held. Do not use a foreign card here.

Kasikorn has been allowing 30000 withdrawals for maybe ten years. It used to be 20000 before that.

[GreasyFingers]

1 hour ago, CharlieH said:

No, AFAIK You can adjust the limit yourself, via app or online banking.

That is not what I was told. They said that the wife could take her book to the bank and increase it for her personal account even though that was reduced to 20000 as well because of the foreign transfers.

Could not do it with our joint account as it included a foreigner, me.

[GreasyFingers]

52 minutes ago, treetops said:

Big long thread with similar stories here:

 

https://aseannow.com/topic/1367072-kplus-is-now-almost-useless-to-me-after-4-years-without-issues-they-impose-this-on-me/

 

 

Has seen the early past of that thread but did not follow it as I do not use the app

[scubascuba3]

It's not just Kasikorn, other banks too, how did this not make the news? 

[Caldera]

32 minutes ago, scubascuba3 said:

It's not just Kasikorn, other banks too, how did this not make the news? 

 

Good question! If this nonsense is an official BoT directive applying to all bank accounts of foreigners across all Thai banks, it is (or ought to be) big news.

[KhunBENQ]

5 hours ago, CharlieH said:

No, AFAIK You can adjust the limit yourself, via app or online banking.

Which I just did. From 20k to 30k. Got a confirmation by email. Heavy xxxxed.

 

***********

With reference to your request for changing withdrawal daily limit of Debit/ ATM card via K PLUS as follow:

    Transaction Date: 21/07/2025  17:59:29
    Transaction Number: 015202175xxxxxxxxx
    Debit/ ATM card no.: 4340-76XX-XXXX-xxxxxx
    Debit/ ATM card name: Mxxxxxxxx xxxxxxxxx .....
    Withdrawal daily limit (THB): 30,000.00

We wish to inform you that the changing withdrawal daily limit of Debit/ ATM card has been successfully completed.

[KhunBENQ]

I am somewhat fed up with the ever repeating alarms.

Even unneeded I will withdraw 30k on Wednesday and take pictures 🙄

[KhunBENQ]

One idea: did they limit withdrawal with FOREIGN cards to 20k as AEON did years ago?

Then I am in the wrong thread.

[GreasyFingers]

25 minutes ago, KhunBENQ said:

Which I just did. From 20k to 30k. Got a confirmation by email. Heavy xxxxed.

 

***********

With reference to your request for changing withdrawal daily limit of Debit/ ATM card via K PLUS as follow:

    Transaction Date: 21/07/2025  17:59:29
    Transaction Number: 015202175xxxxxxxxx
    Debit/ ATM card no.: 4340-76XX-XXXX-xxxxxx
    Debit/ ATM card name: Mxxxxxxxx xxxxxxxxx .....
    Withdrawal daily limit (THB): 30,000.00

We wish to inform you that the changing withdrawal daily limit of Debit/ ATM card has been successfully completed.

 

Very interesting BENQ. I do not use the app so just searched the website for our joint account and there is nothing there to change the limit.

The website says that our accounts are K Biz accounts. Is that the way yours are described? (the local bank did not understand when I told them that).

Can you access your account via the website or only on the app?