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Changing Bank Accounts - Retirement Extension

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What is the procedure to change bank account and bank for a retirement extension deposit, as far as Immigration is concerned?

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As long as it settles the same day then no issue. I did 400k first, checked it settled then did the remaining 400k+, so transfering during the 400k window is safer

25 minutes ago, wimpy said:

What is the procedure to change bank account and bank for a retirement extension deposit, as far as Immigration is concerned?

Too be clear: what is current situation.

Meaning when was last extension. Are you using "funds in bank" Method. Seems, you are as you mention Deposit.

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Just now, DrJack54 said:

Too be clear: what is current situation.

Meaning when was last extension. Are you using "funds in bank" Method. Seems, you are as you mention Deposit.

Last extension was in November. 800k funds in bank. Want to switch from Bangkok Bank.

  • Author
7 minutes ago, scubascuba3 said:

As long as it settles the same day then no issue. I did 400k first, checked it settled then did the remaining 400k+, so transfering during the 400k window is safer

Sounds reasonable. Will Immigration want yearly statements from both accounts next extension?

1 minute ago, wimpy said:

Last extension was in November. 800k funds in bank. Want to switch from Bangkok Bank.

Ok got it.

Wait till you are past the 800k for 3 months after approval of last extension.

Then transfer 400k to new, account.

Then transfer the other 400k as seperate transfer.

You can do that anytime prior to 2 months prior to next extension.

Note: if you are closing the BBL account keep the bank book (even cancelled)

  • Author
4 minutes ago, DrJack54 said:

Note: current thread re opening new account with Kasikorn.

Specifically ID requirements.

I saw that. I have no home country ID or DL.

Anyone have experience with KTB?

31 minutes ago, wimpy said:

Last extension was in November. 800k funds in bank. Want to switch from Bangkok Bank.

Smart man. I'm in the process of doing the same.

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I did this at CW couple years ago. I signed a statement about using the newer account and they took a photo of me holding it up after I signed. I brought along my other passbook and they asked to see it. I made sure 800K was in each account, erroring on the side of caution.

5 minutes ago, Real Name Hidden said:

I brought along my other passbook and they asked to see it.

In various threads, I have be advising folk to hold onto the bank book if you cancel the account.

Previously I used FD + Savings account with Kasikorn.

I decided to cancel the FD account.

While I showed immigration (CW) bank statements for both accounts the were very unhappy that I didn't have the cancelled bank book.

The teller just held on to it and I foolishly did nothing.

1 hour ago, DrJack54 said:

Note: if you are closing the BBL account keep the bank book (even cancelled)

Call me paranoid but I have every single bank book issued to me since I moved here 10+ years ago. Also every single passport issued to me since I was 18. 😅

1 hour ago, Gecko123 said:

Smart man. I'm in the process of doing the same.

Me too. 😁

4 hours ago, wimpy said:

Sounds reasonable. Will Immigration want yearly statements from both accounts next extension?

If Jomtien, passbooks are ok if updated properly, of course you need the bank letter showing the balance

Did my extension of stay in Nonthaburi last week.

Requested the 12 month printout (took 3 work days) from Bangkok Bank in Silom.

Got the bank letter using the 800k+ method. Easy.

I have to tip my cap to Nonthaburi Immigration, the last couple of years I am in and out of there quickly.

23 hours ago, DrJack54 said:

Ok got it.

Wait till you are past the 800k for 3 months after approval of last extension.

Then transfer 400k to new, account.

Then transfer the other 400k as seperate transfer.

You can do that anytime prior to 2 months prior to next extension.

Note: if you are closing the BBL account keep the bank book (even cancelled)

Out of curiosity: why the need to transfer in 2 separate amounts of 400k?

(Forgive me if I'm really showing my ignorance!)

On 2/12/2026 at 5:54 AM, wimpy said:

Last extension was in November. 800k funds in bank. Want to switch from Bangkok Bank.

I've changed more than once, just make sure that withdrawal and new deposit is done the same day, then it's not a problem. If you are in mid term between two extensions of stay, where youy only needs 400k baht deposit, then do it as suggested above in two steps, with 400k baht on each step with a bank day's separation.

5 hours ago, DrJack54 said:

Assume that you also updated bank book on day of application.

Of course. I took out 1000 baht and had them update my bankbook before getting the bank letter.

3 hours ago, DrJack54 said:

It's just covering all bases. By overlapping the two accounts never showing a balance below 400k is best policy.

Got it. Figured it was something like that, and I thank you for clarifying that. 👍🙏

5 minutes ago, Toolong said:

Got it. Figured it was something like that, and I thank you for clarifying that. 👍🙏

Sounds messy and possible not necessary but when I did this I had about 900k in a bank.

I wanted to switch to Kasikorn.

I moved 410k into Kbank then few days later another 420k

Note: don't do this in the 3 month period after extension granted.

Do it in the 400k window, period

On 2/12/2026 at 12:13 PM, wimpy said:

I saw that. I have no home country ID or DL.

Anyone have experience with KTB?

Not KTB, but my dedicated ฿800k account is with my local Krungsri branch, who have generally been fine on the 1 day each year that I need their services. That said, though, horses for courses when it comes to dealing with individual branches of any bank in LOS, I think.

On 2/13/2026 at 3:44 PM, DrJack54 said:

Sounds messy and possible not necessary but when I did this I had about 900k in a bank.

I wanted to switch to Kasikorn.

I moved 410k into Kbank then few days later another 420k

Note: don't do this in the 3 month period after extension granted.

Do it in the 400k window, period

Sorry for delay in responding, DrJack. Yes, I'm in a similar scenario to yours, as you describe it, and I shall be careful to stick to your recommendation re the 3 month wait. 👍🙏

Best wishes to all during this renewal process.

It is a disgrace however for Thailand to treat western retirees as such with all the red tape and bureaucratic hassles on these retiement visa issues. No wonder, those who can are either selling and leaving Thailand for Vietnam or others who plainly are going elsewhere for the winter break,

1 hour ago, Sigmund said:

Best wishes to all during this renewal process.

It is a disgrace however for Thailand to treat western retirees as such with all the red tape and bureaucratic hassles on these retiement visa issues

The thread is about changing banks and best way to transfer funds.

As far as bureaucratic hassels.

I find renewal of extension a very simple straight forward process.

As for move to Vietnam because all a sudden Thailand is difficult.

Its not... That's just a throw away line.

Off topic: (I'm in Vietnam currently)

For anyone planing landing a Saigon .... Warning the is no bus 109 anymore to district 1 and the taxis play scams.

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