On 10/9/2019 at 7:25 PM, emptypockets said:

I really wish people would follow the links in the articles posted. The cost of the insurance to meet the requirements is about 20,000 baht a year. Less than 400 baht a week. For someone contemplating spending 12 months in Thailand it is the proverbial drop in the ocean. That is with major insurers like AXA and Pacific Cross.

I really wish that you would look at proposed policies by major insurers like AXA and Pacific Cross and take notice of the cost for cover for over 70's or persons like myself at 84. Thank you.

On 10/9/2019 at 8:03 PM, Call said:

That´s it, they win!

Me and my father 66 + 90 have to leave (as retired).  Myself have been here for 13 years, retired and investing heavily in Thai economy. Thanks for that!

Facing the facts, visiting Thailand as tourist will be the future opportunity.

The 2 x 800.000 Bath plus some insurance of over 200.000 Bath a year, gives a lot of dream travels possible. Maybe a settle down somewhere else, where they appreciate retired people, with money and efforts to take care themselves and some people around. ???? 

VIET NAM !

On 10/9/2019 at 8:37 PM, Catoni said:

That’s the problem. Like yourself, there are many of us who don’t have loads of money to pay huge amounts of thousands and thousands...even tens of thousands of dollars to insurance companies. You’re not alone. Lots of us have that problem. So what do we all do? (I’ll ignore the one’s here on TV who have loads of money with big fat bank accounts who will try to tell the rest of us to go back to our birth countries.)

Well said. These people which you mention really are to be ignored, they have no problems whatsoever,but there are many of us living quite comfortably on our pensions .Then some inconsiderate turkey <deleted>s on the apple pie.

On 10/9/2019 at 9:39 PM, just bob said:

<deleted>.  For 65 to 70 age group AXA is 86,700 annual.

 

If they will accept you and also what is offered for that.

I am getting more confused by the day, i am on an O-A retirement visa issued in Canberra which expires in January 2020. Can someone please explain the word which crops up a lot "extension"

On 10/10/2019 at 11:01 AM, Fex Bluse said:

Sounds like getting foreign insurance (not Thai) might be best option and use the exclusion? 

Did'nt they nominate a few insurance companies which are acceptable ?

On 10/10/2019 at 12:13 PM, madmen said:

No need for insurance on retirement extension. This is not about extension. ignore the scare Mungers crystal ball gazing and endless what if scenario's.

What is the reason for having the money in the bank as required on application.

 

What about the announcement only this week. It stated that over 50yrs on long stay visa's?

Sorry but, l can't remember where it came from other than it was from an official statement!!!

I believe it will come in across all visa's. It's perfect tea money for the owners of the insurance companies. So, brace yourselves!!!

On 10/10/2019 at 2:14 PM, JDGRUEN said:

The 2nd year of the O-A Visa works like a one year Extension of Stay (nearly identical) except there is no application to extend. An O-A Visa holder merely makes a border run a few days before the Expiry Date of the 1st. Year of the O-A Visa. Upon rentering Thailand, the O-A Visa Holder gets stamped back in 12 months in the future. Then visit the Immigration office to file a TM.30 / TM.28

This is my worry, my O-A expires in January, if i check out and back before then will i have to show insurance or does this only apply to  new O-A visas after October 29th., and that any visa and its terms before this date will be honoured ?

 

On 10/10/2019 at 2:50 PM, HHTel said:

What is difficult to understand is WHY are they targeting people applying for O-A visas?  By their own admission and published stats, the 300 million unpaid debts by foreigners are, in the majority, TOURISTS!

So because tourists have been identified as the main culprits of the 300 mill unpaid bills, generally law-abiding foreigners are being targeted.

 

??

 

Another point is who do they deem foreigners, what countries etc.

 

On 10/11/2019 at 3:18 AM, Melbun said:

Mate what you are missing is brains and logic. The 800k is for guaranteed subsistence in Thailand. You must have it  to be able to renew your visa. If you get sick and need to spend it (and more), you won't qualify for renewal when the time comes.

Also some urgent and serious medical/surgical problems can set you back millions. You old hens need to get real or get out- simple! The key words are "compulsory insurance".

I hate cheeky kids !

What about the young fogies under 60 ?

On 10/11/2019 at 8:31 AM, Mitkof Island said:

You don,t happen to have a certain YouTube channel do you?

 

On 10/11/2019 at 8:40 AM, Melbun said:

You may scoff and be amused, but your days are numbered there. But don't worry, your honey will move on and take up with someone in your absence. Your willy is easily replaceable (if it still works :). They don't want "youz" they want your money silly boys. Love isn't in the Thai vocab. PS Let me know when they escort you out and I will bring nappies for you gratis ????

 

On 10/11/2019 at 9:00 AM, brewsterbudgen said:

You're missing the fact that the new compulsory insurance only applies to people who apply or "renew" for OA or OX visas in their home country. If you're on an Extension of Stay based on retirement you are (currently) unaffected. But why wouldn't you take out insurance anyway?

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Because he has 800,000 in the bank and does'nt want to be ripped off by insurance companies.  Simple innit !

2 hours ago, Huckenfell said:

Did'nt they nominate a few insurance companies which are acceptable ?

Yes they did. But these Insurance companies offer insurance but with restrictions. If you have previous conditions eg high blood pressure, high cholesterol, history of back pain, arthritis and any other medical complaints then these insurance  will not cover you for these ailments. They will still charge you high rates but you are not really really covered. 

On 10/10/2019 at 9:18 PM, Melbun said:

Mate what you are missing is brains and logic. The 800k is for guaranteed subsistence in Thailand. You must have it  to be able to renew your visa. If you get sick and need to spend it (and more), you won't qualify for renewal when the time comes.

Also some urgent and serious medical/surgical problems can set you back millions. You old hens need to get real or get out- simple! The key words are "compulsory insurance".

Melbum your quite a nasty bitter person. Because the guy didn't know or unsure you slag him off. OMFG! What a nasty bit of work you are.... "You old hens" and telling people who have probably invested millions of foreign currency in Thailand to leave...... Show some respect. No one on here knows what will happen at each and every immigration office in Thailand who have a tendency in the interpretation of rules and laws until the 31st and there after as the rules migrate to other visas. When you come to retire you look for stability and continuity and that is not what expats are getting in Thailand and that's why my family and I left. 

14 hours ago, Scot123 said:

Melbum your quite a nasty bitter person. Because the guy didn't know or unsure you slag him off. OMFG! What a nasty bit of work you are.... "You old hens" and telling people who have probably invested millions of foreign currency in Thailand to leave...... Show some respect. No one on here knows what will happen at each and every immigration office in Thailand who have a tendency in the interpretation of rules and laws until the 31st and there after as the rules migrate to other visas. When you come to retire you look for stability and continuity and that is not what expats are getting in Thailand and that's why my family and I left. 

Lots of TV members with big fat bank accounts looking down their noses at those of us who are older and not so much money and with age related health issues. Pretty stuck up and smug, aren’t they?

     Very sorry you and your family had to leave. I wish you well. Where did you end up going? 

   Blessings.

    

On 10/12/2019 at 3:23 AM, Melbun said:

And what happens when/if run out of cash? and maybe can't pay your medical/hospital bills.

Well, if he is forced to pay 90,000 baht for a useless insurance policy, wouldn't his money run out even sooner?

I wonder how many heart attacks and strokes these new regulations have caused? 

2 hours ago, Catoni said:

Lots of TV members with big fat bank accounts looking down their noses at those of us who are older and not so much money and with age related health issues. Pretty stuck up and smug, aren’t they?

     Very sorry you and your family had to leave. I wish you well. Where did you end up going? 

   Blessings.

    

Thank you. We moved back to Scotland after 10 years living in Thailand, building a house, buying vehicle's and big bikes (our health insurance if we needed it which resulted in us having years of pleasure, usage and a payout every few years). We never left for financial reasons we had plenty of money to give us a good life style with our children at private schools. We left because of the uncertainty of what next (the its only 800,000baht remark from immigration and 6 police cars turning up at my house full of police) and last year the talk of compulsory insurance which after costing it for my family and I many years ago and having health issues I new it would cause us problems and quite possibly not being able to qualify. Back then friends told me I was worrying over nothing. Thank god we left. This will migrate very quickly over all long term visas. It is no way to live your life not knowing if you will qualify every 12 months to remain in Thailand plus a little bit bitter the fact I've brought over 17 million bahta worth of foreign currency into Thailand over the years. We are very happy being back home. 

On 10/9/2019 at 2:12 PM, AussieBob18 said:

in Aus the Medicare system is free and the medical system here is first class. 

Same for France (medical system), recenty retired, I was considering spending half or more of the year in Thailand. Health insurance for OA, and probably soon for Non-O. I do not feel secure with these changing immigration rules and cannot plan anything stable in Thailand.

I will probably spend most of my time in Europe and only short periods in Thailand and elsewhere.

Well, i just got a new OA visa from the London Embassy (just a few days before the insurance was required for the application) and its dated 9th October. Does anyone know if I will be expected to have the health insurance when I go back to Thailand in November? Will immigration really start asking for and checking insurance documents?  Seems unfair if I have to have the insurance when it wasnt required when I applied.(in which case I wouldn't have applied for the visa).

Well, i just got a new OA visa from the London Embassy (just a few days before the insurance was required for the application) and its dated 9th October. Does anyone know if I will be expected to have the health insurance when I go back to Thailand in November? Will immigration really start asking for and checking insurance documents?  Seems unfair if I have to have the insurance when it wasnt required when I applied.(in which case I wouldn't have applied for the visa).

I purchased a non imm o-a multi entry visa a month or so ago from the LA Thai Consulate and will be arriving in Thailand on, by coincidence, October 31. I asked the consulate where I purchased the visa what to expect and they told me not to worry, and that this change only affects those who purchase the visa after October 30.

I guess I shall see.


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On 10/11/2019 at 12:35 PM, mhortig said:

Prior to this announcement my very helpful Immigration officers said that if you have been here 5 years-no insurance needed. But if you do need insurance and cant qualify  just show 3 million in the bank. Go figure...

fascinating  to  see  stuff  like  this, thanks, before some <deleted> chips  in I DO realise this is  just one  office and  vague interpretation of how they see any rule change but seeing how the thought process works in them is fascinating.

11 hours ago, aixois said:

Same for France (medical system), recenty retired, I was considering spending half or more of the year in Thailand. Health insurance for OA, and probably soon for Non-O. I do not feel secure with these changing immigration rules and cannot plan anything stable in Thailand.

I will probably spend most of my time in Europe and only short periods in Thailand and elsewhere.

  Free health care in Australia and France?  WOW !   I feel sorry for all those doctors and nurses and medical technicians working for no pay.   

   As soon as a politician promises "free" health care... I know I'm being lied to. 

    The world is full of suckers for a scam.... especially political scams and promises of amazing dreams come true "..for free..no cost"..

36 minutes ago, Catoni said:

  Free health care in Australia and France?  WOW !   I feel sorry for all those doctors and nurses and medical technicians working for no pay.   

   As soon as a politician promises "free" health care... I know I'm being lied to. 

    The world is full of suckers for a scam.... especially political scams and promises of amazing dreams come true "..for free..no cost"..

American?

5 hours ago, ricklev said:

American?

   Nope! Just a common sense, freedom loving Canadian. 

     Why would you guess American? 

  Just having a fun guessing game? 

Well, i just got a new OA visa from the London Embassy (just a few days before the insurance was required for the application) and its dated 9th October. Does anyone know if I will be expected to have the health insurance when I go back to Thailand in November? Will immigration really start asking for and checking insurance documents?  Seems unfair if I have to have the insurance when it wasnt required when I applied.(in which case I wouldn't have applied for the visa).

The short answer is no one knows for sure. Logically it should not apply and obviously having been issued earlier there will be no Embassy notation....but logic does not always hold sway here.

 

I suggest you watch this forum for firsthand reports from people entering on an O-A starting the 31st. Or see if you can enter sooner. That is what I personally would do. Come in one the 30th and be sure of 1 year permission of stay not tied to insurance requirement.

 

 

 

Sent from my SM-J701F using Thailand Forum - Thaivisa mobile app

 

 

 

Yes they did. But these Insurance companies offer insurance but with restrictions. If you have previous conditions eg high blood pressure, high cholesterol, history of back pain, arthritis and any other medical complaints then these insurance  will not cover you for these ailments. They will still charge you high rates but you are not really really covered. 

You will however probably meet the Immigration insurance requirement. (Though still need a plan for how you'll pay any medical costs related to these conditions. ) I am assuming that these companies will issue the needed certificate to anyone they sell a policy to regardless of exclysions. Be sure to clarify that before buying!

The problem is if, as often happens, the companies all refuse to insure you at all. Or you happen to be aged 75 or over, same difference. The Police Order provides no contingency for this.

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What about the announcement only this week. It stated that over 50yrs on long stay visa's? Sorry but, l can't remember where it came from other than it was from an official statement!!!

I believe it will come in across all visa's. It's perfect tea money for the owners of the insurance companies. So, brace yourselves!!!

 

That was a newspaper article quoting a non-immigration official. 

I would not put too much stock in same

Such articles are commonly filled with inaccuracies and mistranslations. Wait for an actual TI police order.

 

The one for the O-A visa was discussed for a long time before it finally came out. Thete was plenty of warning that it was afoot though not of course the details.

 

 

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I am almost bored to death with all this malarky . 

2 hours ago, Liverpudlian said:

I am almost bored to death with all this malarky . 

You will then be required to purchase burial insurance.