Are you spending more or less than you had planned before coming here?

[topt]

15 hours ago, susanlea said:

I don't believe most of the stories I read on here. A single person could totally live on 25,000 imo if they wanted.

Not if they play golf regularly - or engage in some other sports.

[OneMoreFarang]

1 hour ago, JimTripper said:

Wearing flip flops saves money on shoes.

 

That reminds me of a friend who hired his secretary and then she ran around with flip flops in the office.

Next time he went shopping and presented her a nice pair of high heels.

 

[worgeordie]

I retired here at 42 ,I knew i would have to be canny with my money ,as I did not

what to return to work again ,I am now 78 and pleased to say everything worked

out great , never wanted for anything ,just was not stupid with the money, 

 

With the help of my wonderful wife, she's a goodin , we work well together , after

the crash of 97 we moved out of cash , the interest rates had been great but were

starting to fall , so moved from cash to property ,and there were plenty of bargains

to be found ,and renting them out was a lot easier then ,lots of expats about , now

not so easy .

 

I think many men come here and from the start get carried away  with drinking

excessfully ,with only pussy on their minds , that's OK if you just on holiday here , but

not if you want to make Thailand your future ,  with family , business ect, so get that

out your system quickly , and most important find a good honest wife/partener ,

they are out there .......good luck

 

regards worgeordie

[In Full Agreement]

19 hours ago, itsari said:

I manage on 15000 baht per month and have pension income of 50,000 per month.

My home expenses are paid by rental income and have no rent to pay. 

It has taken 10 years to creat the rental income and much work . The bulk of the rental income has been put back into more rental accomodation.

I have good health at the moment and manage to squeeze a number of beers each day and that is my largest single expense. 

My partner has helped to achive our position as well and works every day and has a small business .

I had little idea what i would need to live here to be quite honest. I have never been so well of as i am now at 71 years of age.

 

 

 

 

 

 

Your largest daily expense is beer?

 

 

 

[susanlea]

3 minutes ago, worgeordie said:

I retired here at 42 ,I knew i would have to be canny with my money ,as I did not

what to return to work again ,I am now 78 and pleased to say everything worked

out great , never wanted for anything ,just was not stupid with the money, 

 

With the help of my wonderful wife, she's a goodin , we work well together , after

the crash of 97 we moved out of cash , the interest rates had been great but were

starting to fall , so moved from cash to property ,and there were plenty of bargains

to be found ,and renting them out was a lot easier then ,lots of expats about , now

not so easy .

 

I think many men come here and from the start get carried away  with drinking

excessfully ,with only pussy on their minds , that's OK if you just on holiday here , but

not if you want to make Thailand your future ,  with family , business ect, so get that

out your system quickly , and most important find a good honest wife/partener ,

they are out there .......good luck

 

regards worgeordie

Partner

[worgeordie]

32 minutes ago, susanlea said:

Partner

your better half ....? 

 

regards worgeordie

[OneMoreFarang]

43 minutes ago, worgeordie said:

I retired here at 42

So, what did you do after that? Just hobbies?

 

Personally, I work with computers, and I like to play with computers. Likely I will never retire, because I like my job.

[worgeordie]

5 minutes ago, OneMoreFarang said:

So, what did you do after that? Just hobbies?

 

Personally, I work with computers, and I like to play with computers. Likely I will never retire, because I like my job.

I like to play with computers too , but not games , after 97 had to start working (sort of) again,

looking after tenants and properties ,plenty of hobbies too ,

 

regards worgeordie

[itsari]

1 hour ago, In Full Agreement said:

 

 

Your largest daily expense is beer?

 

 

 

Correct Sir

[1FinickyOne]

never had such a plan...

[Ben Zioner]

This a constant debate. When someone says 25k is enough I just don't believe it, but I know some poorer Thais have that kind of income and survive.. with unsustainable debts for most of them..

 

But the answer is in lifestyle. Before retiring I was in a mid level position in a UN agency in Geneva with some extra income from Israel. Altogether THB 500k after tax. This gave me a reasonable lifestyle, good holidays, good restaurants and nice activities like Paragliding, Scuba diving, mountaineering, hiking, skiing.. Family of 4, and I managed to make some savings, fortunately.

 

Here, with a new family of for I try to have the same lifestyle, without the "nice activities" because of age and "TIT". I have been spending all my 300k monthly pensions and denting my savings for the past 9 years. Everything I like is just so expensive. And don't ask, I have no interest in cars, modest Hondas fulfil our needs, Kids don't go to an International School and medical bills are refunded by my health cover.

 

 

[Ben Zioner]

2 hours ago, OneMoreFarang said:

Next time he went shopping and presented her a nice pair of high heels.

I am not woke, but I know many places where he would have lost his job over that. Rightly so.

 

Ok TIT and most of us here a male chauvinist pigs, one way or another..

[susanlea]

4 hours ago, topt said:

Not if they play golf regularly - or engage in some other sports.

Up to them.

[georgegeorgia]

42 minutes ago, Ben Zioner said:

I am not woke, but I know many places where he would have lost his job over that. Rightly so.

 

Ok TIT and most of us here a male chauvinist pigs, one way or another..

I guess you bring from Israel you must be be good at "haggling " the prices down.

Good on you Moshe...love you 😙 

[arick]

If you don't drink l. You own your own house and vehicles. 

1. Electric 

2. Petrol

3. Food/ pet food 

4 wifi

5. Mobile 

6. insurances 

7. Gig 

8. Massage 

5000 a week 

[GammaGlobulin]

21 hours ago, susanlea said:

I don't believe most of the stories I read on here. A single person could totally live on 25,000 imo if they wanted.

 

True.

Also, one could live well.

But, one could not drink and smoke everyday for this amount.

Therefore, best to give up the booze, and live on 25,000 per month...LIKE BOB!

 

 

[Hummin]

12 minutes ago, arick said:

If you don't drink l. You own your own house and vehicles. 

1. Electric 

2. Petrol

3. Food/ pet food 

4 wifi

5. Mobile 

6. insurances 

7. Gig 

8. Massage 

5000 a week 

shopping twice a month 16 000 at makro

Diesel 1200

Electric 2500 - 3500

other 5000

 

25k a month +-

 

Her parents salery for working 10k a total of 35k +-

 

Farm income 300k

[Ben Zioner]

5 minutes ago, GammaGlobulin said:

 

True.

Also, one could live well.

But, one could not drink and smoke everyday for this amount.

Therefore, best to give up the booze, and live on 25,000 per month...LIKE BOB!

 

 

But what's the point? Watching your bank balance going up?

[Ben Zioner]

31 minutes ago, Sticky Rice Balls said:

simple living....i live on needs,,not wants...and everything i own fits in my car back home.....less is more gents.....its baggage

But what makes you tick? Please enlighten me. Is Thailand just some kind of a limbo between two trips home?

[susanlea]

35 minutes ago, Sticky Rice Balls said:

500 bt budget daily and rarely spent it in one day...just ride my bike all day and eat one meal...100-200 spent daily avg

 

came to the 500 as i usually bring 4000 usd and take 1000 back with me after 6 months.....so 3000 for 6 months works for me

 

simple living....i live on needs,,not wants...and everything i own fits in my car back home.....less is more gents.....its baggage

Approx 18,000 baht a month

 

[GammaGlobulin]

10 minutes ago, Ben Zioner said:

But what's the point? Watching your bank balance going up?

 

No.

Just spend less.

Also, as a Farang, I am unable to buy land here.

This is my sacrifice for the common good of the Thai people.

I agree with the policy.

 

When we spend less on garbage that we do not actually need, we enjoy life more.

 

If one refuses to enter Thai bars, then one is happier.  There is little doubt.

 

For one, I like to study.  So then, I just need a super-fast BUDGET computer, and three other older computers, all running OpenSUSE Linux.

If I can have this, plus great stable internet from 3BB, then I need little else, and I am content.

 

Also, near my house, I have a nice and quiet place to walk.

 

I have no need for a Rolex.

 

I once had a Cartier watch, a NICE one.

But I don't know where it is now.

 

If we focus on the things that make us happy, and do not become distracted by manufactured needs, then we have a better chance of living longer, and living longer in a happier way.

 

I guess that is the point, for many....

 

 

[GammaGlobulin]

4 hours ago, OneMoreFarang said:

 

That reminds me of a friend who hired his secretary and then she ran around with flip flops in the office.

Next time he went shopping and presented her a nice pair of high heels.

 

 

If you look closely....this girl is obviously Chinese.

She has had her legs lengthened, which is quite popular elective surgery in many cities of China.

 

Personally, I do not like the look.

It makes the legs disproportionately long for the rest of the body.

 

Maybe this problem can be rectified by lengthening the neck, and some people in Thailand do know how to do this....by lowering the shoulders.

 

Very strange, we humans.

 

 

[Mike Teavee]

These kind of threads always make me smile as people are very quick to jump on somebody when they spend (what in their eyes) is a lot of money, but often turn into a competition to see who spends the least.

 

 

I spend approx. 20% more than I originally budgeted for, but my available budget for the 4.5 years since moving here fulltime has been 2x what I'd planned it would be (I err on the side of caution & treat things like Rental & 1/2 my dividend Income as a "Bonus" not to be relied up in my planned budget) so I'm comfortable with this. 

   

Oh & the 15% increase in GBP:THB has really helped 🙂 

 

 

[rwill]

Definitely spending more now than I did 10 years ago.  Pretty much everything has gone up in price.

 

Probably averaging around 100,000 - 120,000 a month.  But if I wanted to live frugal and not travel much I could live on a lot less.

[OneMoreFarang]

2 hours ago, Ben Zioner said:

I am not woke, but I know many places where he would have lost his job over that. Rightly so.

 

Ok TIT and most of us here a male chauvinist pigs, one way or another..

He is/was his own boss. And I am sure he doesn't give a f&^$ about those stupid, woke feminist demands. 

[GammaGlobulin]

2 hours ago, Ben Zioner said:

I am not woke, but I know many places where he would have lost his job over that. Rightly so.

 

Ok TIT and most of us here a male chauvinist pigs, one way or another..

 

You seem to have a very bad case of projection.

 

And, you also seem unable to live on less and still be as happy as if you were living on more.

 

Anyway:  On both counts, I am NOT a pig, Sir.

 

 

[Ben Zioner]

15 minutes ago, GammaGlobulin said:

Anyway:  On both counts, I am NOT a pig, Sir.

But touchy on that matter, anyway..

[suzannegoh]

I spend a lot more than I expected but it doesn't matter.  Even in the worst case it's still half the price of Singapore.

[GammaGlobulin]

1 hour ago, Ben Zioner said:

But touchy on that matter, anyway..

 

Yes. Because I believe that waste does nothing good, and only leads to unnecessary debt for individuals and families, as well as contributing to Global Warming.

 

Concerning Chauvinism, I would just as soon burn my bra as my draft card.

 

I would NOT fight in any of the wars now ongoing, particularly those wars which result from Chauvinism!

 

 

 

 

 

 

[newnative]

     Less than I had planned.  Biggest single monthly expense these days is probably health insurance.