Australian man critical after hit and run in Samui, family told no license invalidates insurance

[Expatthailover]

22 hours ago, transam said:

So did the shop rent out a bike to a bloke with no bike license from any country...?

This is a tragic story with lessons to be learnt. Is there any need to try and find fault elsewhere?

The bottom line is, if in doubt don't take the risk. He did and he is paying dearly sadly.

[transam]

1 minute ago, Expatthailover said:

 

The bottom line is, if in doubt don't take the risk. He did and he is paying dearly sadly.

So did the rent shop, if the shop said .."No sorry, you do not have a license and insurance will be void"....The guy would not be in hospital with a problem...

[BEVUP]

I would hope the company he came over with is helping

He can maybe pay them back

[evadgib]

2 hours ago, Old Croc said:

Video here

 

https://www.perthnow.com.au/news/wa/fremantle-food-van-owner-ben-french-fights-for-life-after-koh-samui-scooter-crash-ng-b88791475z

This thread should be closed and restarted with this video as the opener.

[Hupaponics]

20.000 USD or Austrailian dollar?

20.000 USD seems a bit high

[JLCrab]

55 minutes ago, evadgib said:

This thread should be closed and restarted with this video as the opener.

... and maybe also add this:

 

https://www.telegraph.co.uk/insurance/travel/holiday-drinking-exactly-will-travel-insurer-refuse-claims-due/

[Russell17au]

4 hours ago, transam said:

Why not..?

 

If I want to fly I need a PP, if I want to buy a gun I need a gun license, if I want to marry someone I need a Decree Nisi, if I want to drive any vehicle I need a license, I cannot do any of the above without showing I have the correct items, which the bike shop did not do for the bloke to ride on LOS roads..

But isn't it YOUR responsibility to abide by the laws of the country you are visiting and if YOU know you do not have the right licence then wouldn't it be right for You to NOT try and rent a motorbike.
If YOU know you have NOT got a PP then you would NOT try to fly, if  YOU know that YOU need a gun licence and YOU have not got one then would YOU still try and buy a gun, if YOU know that YOU need a Decree Nisi before YOU can get married and YOU did not have one would YOU still try to get married. IT all comes down to YOU and YOU being responsible for YOUR own actions. You cannot remove his responsibility from him and pass it onto someone else.

He should not have tried to hire a motorbike knowing full well he was not licenced to ride one even in his own country.

His responsibility

[elektrified]

22 hours ago, Time Traveller said:

Hospital bills $20,000 plus a day? In Thailand ?

I call BS on that....those wily Thai hospitals trying to take advantage of foreigners again.

You don't have clue what you are talking about! The man is on life support, has a spine broken in 4 places, a punctured lung and on and on. Do you understand the amount of specialists, equipment used, medicine, medical personnel, radiology, etc. Involved in this case?????

[elektrified]

1 hour ago, Hupaponics said:

20.000 USD or Austrailian dollar?

20.000 USD seems a bit high

AUD

[Russell17au]

The compulsary 3rd party insurance that goes with the registration of the vehicle whether it is a car or bike does not cover the driver or the rider of the car or bike that causes the multi vehicle accident or is involved in a single vehicle accident it only covers the 3rd party (passengers, pedestrians or the other driver/rider), the offending driver/rider must have their own personal insurance.

This is the same as it is in Australia

[jacko45k]

4 hours ago, transam said:

Why not..?

 

If I want to fly I need a PP, if I want to buy a gun I need a gun license, if I want to marry someone I need a Decree Nisi, if I want to drive any vehicle I need a license, I cannot do any of the above without showing I have the correct items, which the bike shop did not do for the bloke to ride on LOS roads..

 

But no you don't. You can fly domestic without a PP, buy a gun without a licence easily, I don't need a decree nisi to wed as I have not been married before. This Australian was driving around Koh Samui without a driving licence! Bike rental shops are not police stations! Nor do I expect them to evaluate insurance policies!

Edited April 1, 2018 by jacko45k

[Peterw42]

22 minutes ago, Russell17au said:

The compulsary 3rd party insurance that goes with the registration of the vehicle whether it is a car or bike does not cover the driver or the rider of the car or bike that causes the multi vehicle accident or is involved in a single vehicle accident it only covers the 3rd party (passengers, pedestrians or the other driver/rider), the offending driver/rider must have their own personal insurance.

This is the same as it is in Australia

In Thailand it also covers the driver/rider. I had a solo bike accident and was paid out on Por la Bor insurance. I was suprised to find out as I presumed the same as Australia but the hospitial and the insurance company both confirmed it. I have also since seen it on several Por la bor websites etc. The vehicle is insured, not the person driving. Covers all "victums of the accident, including driver/rider (see bold below)

 

In 1992, the Thai government has passed a law that required all vehicles in the Kingdom of Thailand to have an insurance coverage that covers the medical expense of road victims. The law was implemented in April 5, 1993. If an owner of a vehicle fails to have this insurance, he/she will face a fine of THB 10,000 - 50,000.

Coverage of Compulsory Motor Insurance

The compulsory motor insurance only covers bodily injury of the road victims. The property damage is not included. The coverage is divided as followed:

Primary Loss :
1. Medical cover = 30,000 Baht per person.
2. PA benefit = 35,000 Baht per person.
3. Death benefit = 35,000 Baht per person.
4. Medical cover and death benefit if death or disability occurs after treatment = 65,000 Baht per person.

Loss that exceeds the primary loss :
1. Medical cover = 80,000 Baht per person.
2. Death/Total permanent disability benefit = 300,000 Baht per person.
3. Disability benefit = 200,000 - 300,000 Baht per person.
4. Hospitalization daily benefit = 200 Baht per day, maximum 20 days.

Edited April 1, 2018 by Peterw42

[BEVUP]

11 minutes ago, jacko45k said:

I don't need a decree nisi to wed as I have not been married before

A little of topic, but what is a Decree Nisi

If it's what I think it is (if your planning to get married in Thailand ) then you do need one

I was never married & had to go to my embassy to an official document to certify I could marry

[jacko45k]

2 minutes ago, BEVUP said:

A little of topic, but what is a Decree Nisi

If it's what I think it is (if your planning to get married in Thailand ) then you do need one

I was never married & had to go to my embassy to an official document to certify I could marry

Decree Nisi is usually associated with divorce proceedings prior to it becoming absolute. What you refer to I believe is your embassy certifying you are free to marry. Yes we are off topic.... will a professional lady wish for such proof before you are allowed to 'ride' her?

[Russell17au]

2 minutes ago, BEVUP said:

A little of topic, but what is a Decree Nisi

If it's what I think it is (if your planning to get married in Thailand ) then you do need one

I was never married & had to go to my embassy to an official document to certify I could marry

The Decree Nisi is you official divorce papers for an Australia divorce. It does not count here in Thailand as you still must go to the embassy and get your certified "entitled to marry" document. If you have your Australian Decree Nisi you can take that as proof to the embassy but it is not needed

[simple1]

4 hours ago, Old Croc said:

Video here

 

https://www.perthnow.com.au/news/wa/fremantle-food-van-owner-ben-french-fights-for-life-after-koh-samui-scooter-crash-ng-b88791475z

From the link, sounds as though the reporter / family have misunderstood, should read IDP...

 

Mr Malkus said his brother had travel insurance, but the family have since found out he will not be covered because he didn’t have an international licence.

 

My travel insurance provider stated must have a valid Oz licence, IDP, helmet, rented from a licenced rental provider, no drugs / alcohol etc. Info from Tripadvisor...

 

https://www.tripadvisor.com.au/Travel-g293915-c133830/Thailand:Driving.License.Requirements.html

Edited April 1, 2018 by simple1

[InMyShadow]

After a month of riding in Pattaya years ago I "woke" up. Handed the bike back in.

 

Most riders including myself never owned more than a bycicle

 

The though of being rear ended did my head in

[khunPer]

4 hours ago, wgdanson said:

11 hours ago, khunPer said:

but investigating officers now say that does not appear to be the case.«

Did I not read that there was CCTV of a badly damaged car.

Could be a speculation, rather than facts.

 

I later, after the edit-window, noticed a member posted this:
 

16 hours ago, Russell17au said:

It has been reported on this thread by his sister that this was not a hit and run but a single vehicle accident where he lost control on a bend at high speed and crashed into a concrete wall.

 

Searching in this thread I also found what seem to be the source:

22 hours ago, sgoodes said:

Just read on a W.A. news site that his sister and family first thought it was a hit and run but apparently not the case.

Hope he recovers.

 

This from his sister just now, 

"Last night when I spoke to Mum they were investigating a hit and run because of the severity of his injuries and someone rang at 4am to call for an ambulance but when they got there, there was noone there so they thought it was suspicious," she said. 

"I have since been told that a lady witnessed it and he misjudged a corner and crashed into a concrete barrier at full pelt with no helmet."

 

 

 

Furthermore the local Samui TV news should have reported:

15 hours ago, TunnelRat69 said:

Thanx, I just came back from a Thai friends place of bsiness and the Thai newspapers and TV is calling this a scam to collect money with a go fund me page.  His alcohol level is four times the legal limit and no helmet could be found on the scene..........sorry for the Guy 'for being stupid' in Thailand.

 

[InMyShadow]

You don't have clue what you are talking about! The man is on life support, has a spine broken in 4 places, a punctured lung and on and on. Do you understand the amount of specialists, equipment used, medicine, medical personnel, radiology, etc. Involved in this case?????

Well said but hospitals are still a business going for maximum profit.

[Russell17au]

5 minutes ago, InMyShadow said:

49 minutes ago, elektrified said:

You don't have clue what you are talking about! The man is on life support, has a spine broken in 4 places, a punctured lung and on and on. Do you understand the amount of specialists, equipment used, medicine, medical personnel, radiology, etc. Involved in this case?????

Well said but hospitals are still a business going for maximum profit.

If they don't make a profit they don't buy new modern equipement, they don't employ more doctors and nurses , they don't buy new and better drugs to save lives, they don't save more lives.

Would you prefer that they don't make a profit?

[jenny2017]

28 minutes ago, Russell17au said:

The Decree Nisi is you official divorce papers for an Australia divorce. It does not count here in Thailand as you still must go to the embassy and get your certified "entitled to marry" document. If you have your Australian Decree Nisi you can take that as proof to the embassy but it is not needed

I needed a certificate of no impediment getting legally married. 

[anon789561]

9 minutes ago, Russell17au said:

If they don't make a profit they don't buy new modern equipement, they don't employ more doctors and nurses , they don't buy new and better drugs to save lives, they don't save more lives.

Would you prefer that they don't make a profit?

it's kind of sad but i was reading in UK news about a kid with a rare disease but they usually take orphan drugs to help. the NHS said the drugs were too expensive (100kGBP) per year so the poor dudes going to die. kind of tragic but it's just the way it is

** i mean think about what his parents must feel knowing there are stocks of drugs that would save their kids life but they can't access them as they are too expensive

Edited April 1, 2018 by Happy enough
**

[elektrified]

5 minutes ago, Russell17au said:

If they don't make a profit they don't buy new modern equipement, they don't employ more doctors and nurses , they don't buy new and better drugs to save lives, they don't save more lives.

Would you prefer that they don't make a profit?

The newest MRI machines I believe cost somewhere in excess of 10 million USD. I could be off somewhat and I can't find the article now, but new medical technology is expensive;   justified or not.

[stevenl]

39 minutes ago, simple1 said:

From the link, sounds as though the reporter / family have misunderstood, should read IDP...

 

Mr Malkus said his brother had travel insurance, but the family have since found out he will not be covered because he didn’t have an international licence.

 

My travel insurance provider stated must have a valid Oz licence, IDP, helmet, rented from a licenced rental provider, no drugs / alcohol etc. Info from Tripadvisor...

 

https://www.tripadvisor.com.au/Travel-g293915-c133830/Thailand:Driving.License.Requirements.html

Don't quote TripAdvisor as an authoritive source. This information was compiled by members, and is often wrong, as is the case here. IDP is no legal requirement.

Edited April 1, 2018 by stevenl

[InMyShadow]

If they don't make a profit they don't buy new modern equipement, they don't employ more doctors and nurses , they don't buy new and better drugs to save lives, they don't save more lives.
Would you prefer that they don't make a profit?

like morticians they get away with it easily.

I stayed at bumingrad in bangkok with a condition that I know far better than a doctor or nurse and the scamming was disgusting

It's a business so they go for what they can.

[Russell17au]

1 minute ago, elektrified said:

The newest MRI machines I believe cost somewhere in excess of 10 million USD. I could be off somewhat and I can't find the article now, but new medical technology is expensive;   justified or not.

and if a hospital cannot make a profit then it cannot update the equipement it needs to update.

 

4 minutes ago, Happy enough said:

it's kind of sad but i was reading in UK news about a kid with a rare disease but they usually take orphan drugs to help. the NHS said the drugs were too expensive (100kGBP) per year so the poor dudes going to die. kind of tragic but it's just the way it is

See, so it is not only Thailand that has high medical prices.

A lot of people also blame the drug companies but they fail to realise just how much the drug companies spend on research for new and better drugs.

Without that money both the hospitals and the drug companies cannot improve the medical conditions of millions of people all over the world and they will never find cures for things like cancer, HIV, and many other ailments that kill man plus the better equipement to save the lives of those involved in accidents.

It all costs money.

[stevenl]

5 hours ago, transam said:

Why not..?

 

If I want to fly I need a PP, if I want to buy a gun I need a gun license, if I want to marry someone I need a Decree Nisi, if I want to drive any vehicle I need a license, I cannot do any of the above without showing I have the correct items, which the bike shop did not do for the bloke to ride on LOS roads..

I can fly without passport, I can buy a car without car license.

 

Yes, to drive a car a license is legally required, as it is for motorbikes. 

 

Your examples were chosen badly.

[anon789561]

4 minutes ago, Russell17au said:

and if a hospital cannot make a profit then it cannot update the equipement it needs to update.

 

See, so it is not only Thailand that has high medical prices.

A lot of people also blame the drug companies but they fail to realise just how much the drug companies spend on research for new and better drugs.

Without that money both the hospitals and the drug companies cannot improve the medical conditions of millions of people all over the world and they will never find cures for things like cancer, HIV, and many other ailments that kill man plus the better equipement to save the lives of those involved in accidents.

It all costs money.

yes. without the private investment in research alot of the drugs and med dev equipment we have today and will have tomorrow wouldn't even exist. money makes the world go round as they so rightly say

[Russell17au]

4 minutes ago, stevenl said:

I can fly without passport, I can buy a car without car license.

 

Yes, to drive a car a license is legally required, as it is for motorbikes. 

 

Your examples were chosen badly.

Transam did not say anything about BUYING a car, your are picking the bad things about his post but your post is no better.

[simple1]

48 minutes ago, stevenl said:

Don't quote TripAdvisor as an authoritive source. This information was compiled by members, and is often wrong, as is the case here. IDP is no legal requirement.

I know, but many people utilise TripAdvisor. As an Australian, the travel insurance provider I used last year required an IDP to be covered in Thailand with the other usual conditions. From a member's post seems the guy was over the legal limit for alcohol and no helmet, so will not be covered in anycase.

 

I looked at his crowdfunding appeal, was at AUD65k and appears well known in his hometown, still long way to go. With these matters always wonder why family and close friends don't put their assets on the line, bank loans etc

Edited April 1, 2018 by simple1