16th retirement extension Non-O but Thai wife has spent my 800k.

[Scouse123]

4 hours ago, Celsius said:

Homeless beggars in San Fran, just like in my city of Toronto and more famously Vancouver are drug addicts who are on the streets by choice. They simply refuse to go to shelters and be fed. 

 

San Francisco, just like Toronto and vancouver are not the only places to live. A lot of cheap places in North America to settle. 

Most of the druggies and alcoholics I came across in Toronto were native North Americans, if that's the correct terminology.

[KannikaP]

4 hours ago, lopburi3 said:

(in all cases must be cash account with immediate access).  

You tell me where I can withdraw Bht 800k on a Sunday.

[Purdey]

A lot of Thais are useless with money. I assume she thought she could return it. Use an agent as suggested by others.

[lopburi3]

13 minutes ago, KannikaP said:

You tell me where I can withdraw Bht 800k on a Sunday.

My post has nothing to do with amount or day - just that money is not held in an account without access for any fixed period of time.

 

As for getting money on Sunday almost any bank branch in a shopping mall is open.

[Caldera]

2 hours ago, billd766 said:

Most of the posts I have read on this thread are somewhat negative.

Go figure. Being "somewhat negative" is the only sensible reaction.

 

What doesn't seem to compute with some posters on here is that the OP's wife didn't merely withdraw money from his bank account without discussing it with him first, but effectively made him an illegal alien in Thailand by doing so, because he's required to maintain a minimum balance.

 

Your cavalier attitude towards this transgression isn't shared by immigration when it comes to assessing the OP's compliance with their rules, and consequently, he is left to scramble to fix this messy situation somehow.

 

How you can not be "somewhat negative" considering all this is beyond me. The OP trusted his wife and it went horribly wrong.

[n00dle]

22 hours ago, Vatman said:

I'm up for my 16th annual extension of my Non-O based on retirement within a couple of weeks. Shock! Horror! My Thai wife, we've been married 26 years, yesterday told me she has spent my 800k keeping her restaurant going. What can I do? I'm 75, on UK passport.

Agent. 

[n00dle]

21 hours ago, KhunLA said:

Agent ... or take the hint & start packing.

 

You're no longer become any priority to her to keep around.  You may want to check your chanote on any land you/she owns, to see if she borrowed against it.

at 75 how much does that really matter?

[JensenZ]

1 hour ago, BritTim said:

It is only necessary if you cannot satisfy all the rules now needed to open a bank account normally in Thailand. For those working and with a work permit, it is easy. Otherwise, you probably cannot meet the official requirements, and need to sweeten the deal by agreeing to purchase the insurance (where the bank employees get a small commission). Even then, only a few branches will play.

This is not true at all at the branches I visited. The requirements were that we had a non-O visa and needed to pay the insurance. There was no suggestion that the insurance payment was a deal-sweetener. It was quite simple - pay it, open an account. Don't pay it - no account. The K-Bank was the main branch near the Jomtien Immigration office.

[khunPer]

22 hours ago, Vatman said:

What can I do?

Sad situation. You have the option to extend your stay based on marriage, with foreign income of 40k per month – you need to have to had for the last 12 months – or 400k only in bank deposit. Otherwise an agent is the best advice.

[John Drake]

I was going to show this topic to my wife. But I then thought the better of it.

[Lucky Bones]

46 minutes ago, JensenZ said:

This is not true at all at the branches I visited. The requirements were that we had a non-O visa and needed to pay the insurance. There was no suggestion that the insurance payment was a deal-sweetener. It was quite simple - pay it, open an account. Don't pay it - no account. The K-Bank was the main branch near the Jomtien Immigration office.

Pretty sure the insurance is commission based for the bank staff.

[DrJack54]

1 hour ago, JensenZ said:

This is not true at all at the branches I visited. The requirements were that we had a non-O visa and needed to pay the insurance

The fact that this happened to you personally does not change the fact that you are wrong.

 

Insurance is not a requirement to opened a bank account.

 

 

 

[Red Phoenix]

1 hour ago, khunPer said:

Sad situation. You have the option to extend your stay based on marriage, with foreign income of 40k per month – you need to have to had for the last 12 months – or 400k only in bank deposit. Otherwise an agent is the best advice.

If the moment he slipped under +800K was more than 2 months prior to such 1-year extension for reason of marriage, his application will be rejected (as he breached the conditions under which the 1-year extension for reason of retirement was provided).  Also during those 2 months prior to application the balance on his account should not have slipped under +400K. 

When not meeting those conditions it would actually be risky to go to the local Imm Office, as he is technically on overstay from the moment he did not meet those financial conditions anymore.

[Peabody]

22 hours ago, KannikaP said:

And closed again on 2nd & 3rd.

Are immigration offices (Jomtien) now closed on August 3? I have a note in my passport saying to return August 3 to pick up my O visa.

[KannikaP]

22 hours ago, KannikaP said:

Whoever put a CONFUSED emoji on my reply, please tell me what it was which caused this confusion so that I do not confuse other Members with my replies, thanks.

 

Did the CONFUSED member not understand my post, or are there other Confused members out there.

If so, please let me know what confuses you, thanks.

TEN confused members, and not one of them can tell me why.

[Gottfrid]

Your wife must be very lucky to have such understanding man. ????

[billd766]

2 hours ago, Red Phoenix said:

If the moment he slipped under +800K was more than 2 months prior to such 1-year extension for reason of marriage, his application will be rejected (as he breached the conditions under which the 1-year extension for reason of retirement was provided).  Also during those 2 months prior to application the balance on his account should not have slipped under +400K. 

When not meeting those conditions it would actually be risky to go to the local Imm Office, as he is technically on overstay from the moment he did not meet those financial conditions anymore.

It depends on the IO and the officer he speaks to.

 

Some are more sympathetic than others.

 

Last year I slipped and fell damaging my right arm and I was unable to sign any paperwork. The lady IO in Kamphaeng Phet I have dealt with for years told me not to worry and that she would deal with it.

 

She did, and I got my marriage extension without a problem even though a copy was sent to region 5 IO HQ in Chiang Mai.

 

[Gottfrid]

On 7/24/2023 at 6:35 PM, KannikaP said:

Someone put a SAD emoji on this reply which is 100% correct. (Not the SAD emoji, that's silly)

Why did the OP not get a message from his bank EVERY time a withdrawal is made, as I do. And one every morning at 8am to say what my balances are. Or even simply log on to his bank each day to see whether or not, wife or anyone else, has been tapping into his retirement fund.

Maybe she wants you kicked out! If my partner did anything like that, she knows she would be out on her a*se, house in her name or not. Or maybe I would be the one to 4...off and leave her with a house AND NO INCOME for her son's and grandson's  school, or anything to eat. 

So, you have not help your wife to build up a life for her own, where she can feel the pleasure of being independent from you and your money? Sounds a little bit like you are scared that she would leave if she had that security. Your comment just stinks of that you have to be the provider that is needed. That´s not a real relationship.

Edited July 25, 2023 by Gottfrid

[KannikaP]

1 minute ago, Gottfrid said:

So, you have not help your wife to build up a life for her own, where she can feel the pleasure of being independent from you and your money? Sounds a little bit like you are scared that she would leave if she had that security. Your comment just stinks of that you have to be the provider that is needed. That´s not a real relationship.

You have got the wrong end of the stick, as we say in English. When a couple get together their lives are supposed to be as one, as we are....a real relationship.

Yes, I am the financial provider for both of us and her family, but if she decides to abuse that fact, she can 4... off.

[swerve]

Bad thing to happen to the OP.  Wifey probably lost the money gambling.  Too late for the OP, but farangs must always guard/protect that extension of stay money.  

[DrJack54]

2 hours ago, swerve said:

Too late for the OP, but farangs must always guard/protect that extension of stay money.

Exactly.

Best option is to have a separate bank account for extension purposes.

Lock up 800k in a dedicated bank account.

FD account if you choose.

No ATM card (not necessary) 

Bullet proof. 

 

Don't know why you got 2 stupid emoji. 

Edited July 25, 2023 by DrJack54

[phetphet]

Good luck, however you proceed.

But it might be time to tell the wife to give up on her restaurant business if it is bleeding money that bad.

[scottiejohn]

20 minutes ago, DrJack54 said:

Exactly.

Best option is to have a separate bank account for extension purposes.

Lock up 800k in a dedicated bank account.

FD account if you choose.

No ATM card (not necessary) 

Bullet proof. 

 

Don't know why you got 2 stupid emoji. 

I totally agree;

I have Passport only access with mine at BKK and talk to them on the annual account (not visa) roll over date to check the new interest rate!

 

PS;  I keep a separate a/c for day to day expenses with the same branch! 

Years ago the CM IO asked to see proof of living expenses but not recently!  

Edited July 25, 2023 by scottiejohn

[Gottfrid]

3 hours ago, KannikaP said:

You have got the wrong end of the stick, as we say in English. When a couple get together their lives are supposed to be as one, as we are....a real relationship.

Yes, I am the financial provider for both of us and her family, but if she decides to abuse that fact, she can 4... off.

Ok, how good they they have you. They would never have made it otherwise. And with that belief you are walking around with the whip. Hilarious! Amazing that there are still so many insecure persons that need to maintain the control and suppress personal freedom and development.

Edited July 25, 2023 by Gottfrid

[Celsius]

3 hours ago, Gottfrid said:

So, you have not help your wife to build up a life for her own, where she can feel the pleasure of being independent from you and your money? Sounds a little bit like you are scared that she would leave if she had that security. Your comment just stinks of that you have to be the provider that is needed. That´s not a real relationship.

 

My wife has her own money and a great job, Thanks.

[Mang Gon]

On 7/24/2023 at 4:57 PM, Vatman said:

My wife had my ATM card- after nearly 30 years together I had no reason not to trust her. I actually think she's covering for her daughter. Big mistake having your 800k in an ATM accessable account.

Maybe she knew you loved her so much that she did not even need to ask to know that you would have given her the money to keep her afloat. What's that old saying?

 

"Better to ask for forgiveness than permission." -Rear Admiral Grace Hopper

[khunPer]

23 hours ago, Red Phoenix said:

If the moment he slipped under +800K was more than 2 months prior to such 1-year extension for reason of marriage, his application will be rejected (as he breached the conditions under which the 1-year extension for reason of retirement was provided).  Also during those 2 months prior to application the balance on his account should not have slipped under +400K. 

When not meeting those conditions it would actually be risky to go to the local Imm Office, as he is technically on overstay from the moment he did not meet those financial conditions anymore.

Yes, I think you correct.

[thinktoomuch]

On 7/24/2023 at 11:35 AM, billd766 said:

IMHO if this is the first and only time something like this has happened I would suggest that you do your best to forgive and support your wife, but not forget what has happened between you.

 

Also do your best to ignore the lip flapping posters who suggest that you dump your wife as they (and I) have no idea of your family circumstances. Most of them are losers anyway. They are like little annoying yapping puppies who know no better.

 

[...]

 

On 7/25/2023 at 5:44 AM, billd766 said:

[...]

 

It all comes down to trust.

 

A simple question for you and the many others like you.

 

If you don't or cannot trust your wife, then why are you still married to her?

 

On 7/25/2023 at 5:59 AM, billd766 said:

[...]

 

My simple question is this. If you cannot or will not  trust your Thai wife, then why are you still married to her?

Your posts are contradictory.

 

First you say, "forgive and support your wife," and "do your best to ignore the lip flapping posters who suggest that you dump your wife".

 

Then you say, "If you don't or cannot trust your wife, then why are you still married to her?" and later on, "My simple question is this. If you cannot or will not  trust your Thai wife, then why are you still married to her?"

 

Well he did trust his wife and she stole almost $25,000 USD from him and jeopardized his ability to stay in the country. She didn't talk to him about the issues she (or maybe her daughter) were facing and she left her 75-year-old husband at risk of being forced to leave Thailand. That is a huge breach of trust and I doubt that anyone who hadn't taken leave of their senses would continue to trust her.

 

So which of the two pieces of advice you have been giving, regarding his wife, are you suggesting he follows, (1) forgive and support his wife or (2) divorce her because he can no longer trust her?

 

[billd766]

45 minutes ago, thinktoomuch said:

 

 

Your posts are contradictory.

 

First you say, "forgive and support your wife," and "do your best to ignore the lip flapping posters who suggest that you dump your wife".

 

Then you say, "If you don't or cannot trust your wife, then why are you still married to her?" and later on, "My simple question is this. If you cannot or will not  trust your Thai wife, then why are you still married to her?"

 

Well he did trust his wife and she stole almost $25,000 USD from him and jeopardized his ability to stay in the country. She didn't talk to him about the issues she (or maybe her daughter) were facing and she left her 75-year-old husband at risk of being forced to leave Thailand. That is a huge breach of trust and I doubt that anyone who hadn't taken leave of their senses would continue to trust her.

 

So which of the two pieces of advice you have been giving, regarding his wife, are you suggesting he follows, (1) forgive and support his wife or (2) divorce her because he can no longer trust her?

 

Was I addressing the OP twice or the OP and another poster?

 

 

[thinktoomuch]

43 minutes ago, billd766 said:

Was I addressing the OP twice or the OP and another poster?

 

 

Why would you be telling the OP to forgive his wife and stay with her but be telling others who were questioning that advice that they shouldn't still be married to a wife they couldn't trust?

 

Edit: I said, "Your posts are contradictory," at the start of my previous post and they are.

 

Edited July 26, 2023 by thinktoomuch