You sold everything!

[Jingthing]

48 minutes ago, RichardColeman said:

I would honestly say that anyone selling their UK home or country of origin home is absolutely off their rocker. There are far too many variables in life NOT to keep your home.

 

This said, I do not intend to stay in Thailand, it has never been my plan to stay here. Once my UK pension comes in then I will probably return back to the UK and visit here on part time basis. I can afford to take the Mrs and kid back in 8 years - my house will fund that (plus 3 pensions) - old 2-bed semi council house in the richest part of the UK is worth 4 bed detached up north in a nice village and still putting £100k in the bank to satisfy UK immigration.

 

Old age for me is sitting in a nice conservatory in the UK, watching the snow or rain come down, a beer in hand and some old 70's re-runs on the tv - not sitting in a concrete poured building in 37 degrees.

 

Life is/was about planning - you plan bad, well that was your choice. I have no sympathy for you - or the idiots i sit round the pool with.

 

That said I sold everything to clear my house for my tenant, so , yes , I kinda sold everything, but not the one most important one

 

 

 

 

 

 

It would be much more interesting to hear what you would dishonestly say.

[transam]

46 minutes ago, bignok said:

Who plans divorce? Who plans disease? Who plans job loss? Who plans bad luck?

 

Very arrogant to bag other people. A lot of life is luck.

You do it every day on here, you really should think before you post...........

[Hummin]

53 minutes ago, bignok said:

Who plans divorce? Who plans disease? Who plans job loss? Who plans bad luck?

 

Very arrogant to bag other people. A lot of life is luck.

You make plan A and B, and if B also goes to hell, you use plan C. 

 

Elementary 

[charleskerins]

13 hours ago, georgegeorgia said:

Go on admit it !

Who now has  NO residence ,no house back in farangland where they came from 

 

Some of you sold up to come to Thailand, Philippines or wherever your based in Asia didn't you !

 

So whether you retired from Australia,UK ,USA or bloody Belgium you have nothing to go back to if <deleted>e hits the fan !

 

You sold it ,so if you get very sick ,if something happens like visa issues or legal matters or whatever you have nothing to go back to , your in the <deleted>e !

 

So unless your say over 75 you took a  big risk in selling your house in farangland

 

How many of you regret it ,admit it ,yes some if you wished you kept your house 

I plead the Fifth.

[EVENKEEL]

19 minutes ago, Jingthing said:

Even that is really pushing it on the smaller checks.

I'm not trying to be gloomy but you're right. 5 yrs ago my sister's check was only like $1200/mo. Rent has doubled in 20 yrs where I'm from in Ca. Have to maybe try W. Virginia or Arkansas for something where $30,000 can get you a roof over your head on a lot. 

[Finspin]

I’ve found this thread fascinating,

I’m a 66 year old divorced male with a decent UK pension, renting the same flat for over 20 years after my divorce. I’ve been a regular tourist visitor to Thailand for the past 10 years and love the country. The cost of living in the UK has become ridiculous. So I’ve decided to investigate the possibility of living in Thailand a retired expat. Just started the visa process for a 90 stay arriving in December. My condo in Jomtiem is booked at a third of what I pay in rent for my flat. 
if I can live as an expat during that 3 month stay, I will unravel my life in the UK and commence the process of moving to Thailand permanently. If I live as a tourist, then I will continue residing in the UK.

Selling my car and large ticket items will be a pain, but I’m willing to leave them, after all it’s just stuff, which I can accumulate slowly if I return permanently.

Obviously health issues have to come into the equation. I’m certain that I can cover most costs. If it’s something very threatening and costly, then I’ve probably reached my expiry date.

Cant wait to start the experiment.

[NoshowJones]

13 hours ago, georgegeorgia said:

Go on admit it !

Who now has  NO residence ,no house back in farangland where they came from 

 

Some of you sold up to come to Thailand, Philippines or wherever your based in Asia didn't you !

 

So whether you retired from Australia,UK ,USA or bloody Belgium you have nothing to go back to if <deleted>e hits the fan !

 

You sold it ,so if you get very sick ,if something happens like visa issues or legal matters or whatever you have nothing to go back to , your in the <deleted>e !

 

So unless your say over 75 you took a  big risk in selling your house in farangland

 

How many of you regret it ,admit it ,yes some if you wished you kept your house 

I don't. I have a big house here all paid for and solar panels for cheaper electricity. A bigger motorbike which is very comfortable on long journeys, not having to keep dodging taxes, tv licence, etc. A beautiful wife. good weather for most of the time.

If I was still in the UK I would have my two bedroomed flat, very, very expensive power bills, dreadful weather for most of the year. Like I said, I am glad I sold my house and came out here.

That said, taking my wife out of the equation, I would probably have went to the Philipines if I had known what was going to happen with the country being run by a bunch of soldiers playing at being politicians.

[EVENKEEL]

Medical costs here in Thailand would be a factor for many with no decent Insurance. Then returning to home country for medical reasons could prove a hardship without your own place.

[Jingthing]

1 minute ago, EVENKEEL said:

I'm not trying to be gloomy but you're right. 5 yrs ago my sister's check was only like $1200/mo. Rent has doubled in 20 yrs where I'm from in Ca. Have to maybe try W. Virginia or Arkansas for something where $30,000 can get you a roof over your head on a lot. 

As far as renting returning expats with a small pension are going to have very little chance getting into established large properties. Many expats don't have a back home credit record anymore. The rent is going to be most of the check even for the cheapest places. They like to see rent being about 1/3 of income.

 

There are possible options for some.

 

Going to small landlords with horrible properties who are desperate.

Offering to pay a year in advance if you can pay that (I did that once when I was in my 20s).

Roommate situations where the landlord owns the place. Roommates for apartments often need to pass credit and income screening the same as renting.

Living in vehicles. Some people like that. For me, that would be total hell.

 

Again, pretty darned grim. 

 

[Jingthing]

1 minute ago, EVENKEEL said:

Medical costs here in Thailand would be a factor for many with no decent Insurance. Then returning to home country for medical reasons could prove a hardship without your own place.

Indeed. It could prove fatal. 

Expats in general aren't the most risk adverse type of people.

[NoshowJones]

10 hours ago, Celsius said:

 

On 1000-2000 a month retirement pension?

 

I don't think so. Landlords in the west are getting very picky due to numerous nanny state rules.

I doubt very much if anyone UK person, say over 70 arrives there, maybe due to health reasons with nowhere to stay, is going to be left sleeping on the streets.

[quake]

1 hour ago, Negita43 said:

The key here is "Nanny State"  Not only for landlords - everywhere -Twice in the last 6 months (whilst in UK) tried to pay from my bank account using my debit card (several thousand £) the bank accepted the OTP then blocked the payment (but didn't bother to tell me) because they were "looking after my interests" - and then I had to answer several intrusive questions such as (are you doing this for someone who called you). You can't even spend your own money any more!

Also arguements about going back for medical care just don't stack up -  knee replacement NHS at least 18 months wait - private double the cost in Thailand.

Sometimes you have to bite the bullet and then deal with what occurs after that.

Hi man

That was not my post you quoted. 

but no worries man.

 

Think the bank was looking after you, but if the banks start to make it hard for you to get at your money, than that's bad.

Think we are still  good so far.

 

The UK, NHS, well it's swamped at the moment.

just to much of a back log. and getting worse with the daily influx of illegal immigrants, who go to the top of the list for care.

what a laugh that is.

 

Don't get me started,   And another thing. .

 

[NoshowJones]

8 hours ago, fredwiggy said:

Or buy the house before you get married, as I did. My ex tried to get it but I bought it in my own name 2 weeks before we got married.

My ex tried to get half of everything, the house, furniture, car, bankbook. All she got was £500 and I got thousands and got a good mortgage on a big house for myself.

[bignok]

11 hours ago, OneMoreFarang said:

When I moved to Thailand, I was smart. I stored lots of things, and I paid for the storage for years.

And then a friend sold a few things and gave away others and trashed the rest.

I paid lots of money for that storage, in hindsight all wasted money.

 

I would recommend to anyone, get rid of your things before you move. Or maybe pay for storage for a couple of months, just in case you change your mind. Don't pay for years for storage of things which you can't sell for good money.

Agree. Give it 6 months. If you dont need it sell it or give away.

[quake]

1 hour ago, NoDisplayName said:

There's nothing Asia can't provide that the USA has in abundance, except for pods of blue-haired land whales.

 very good.

Just as funny as the,  orange haired T-34 Russians in Thailand now.

 

 

[Hummin]

2 hours ago, xylophone said:

No medicines required, only Helium and a small plastic bucket!

a half kg of laughing gass could be nice to 

[newbee2022]

2 hours ago, xylophone said:

That is exactly how this works.........you simply fall asleep!

I'm aware of that. But the procedure is a bit odd. And only possible if you're able to move your body. Therefore I think it's easier to swallow some tablets or give yourself an injection as diabetics do. But hey, I hope there are still some miles ahead☺️

[Fat is a type of crazy]

4 hours ago, Sticky Rice Balls said:

never owned a house....and all my belongings fit in my car which is also my home at times

 

(waits for flaming)......

You be like Nomadland

[swm59nj]

I lived in Bangkok three years. Shortly after I retired.  I moved backed to the states this past March.  Because I decided living in Thailand wasn’t for me. 
Prior to moving to Thailand I sold my furniture, house, and SUV in the states.  
I kept all the money I made on it in the bank.  Which wasn’t a bad amount since everything was fairly new at that time. 
Before I also decided to do this move.  I have more than sufficient retirement income, savings, and investments. I also have health insurance from my previous job that covers me domestically and overseas which I pay a discounted rate for.  I collect Social Security and a pension.  
Basically I covered myself for just about any type of occurrence.  When I moved back to the states..  I rented a small house., purchased furniture, and a two year old SUV.  I might purchase a home again if the interest rates somewhat improve. 

[it is what it is]

 

everyone's different, different objectives and goals for their life. however, coming from, and having wealth in, an economically stable country (in so much as anywhere is economically stable these days..) with an excellent and free healthcare system, i'd be mad to cut ties

[Denim]

I'm in the UK now getting  ready to depart for home next week. Came to visit my mother and sort out my pension. It's been a tough 5 weeks and can't wait to leave. While here I sold the last of my UK possessions. Only going to leave some underwear,  socks and tracksuits at my mother's.

 

After staying  in the UK for these last 5 weeks I can honestly  say I would rather die from Lao Khao poisoning or throw myself in front of a tuk tuk than live out my last years in the UK.

[PR3]

I had bugger all to sell, an old porche 944s and a zx9r, had a tech job at a local factory in Longridge what paid local wages (not a lot Lol).

Never bought a house, every time I saved up approaching what would be enough deposit for a housing loan the goal posts moved because prices kept on upwards.  

To be fair I spent most my meagre income on motorbikes and beer anyway..Lol

Went to work in the Middle East and came here for a holiday, loved it and moved here.

Messed up a few times along the way but happy and settled now and a kept man.

So yes, I'm all in, I do have a cold weather long coat in the UK, the suit I wore when I buried my Dad, pair of shoes and some undies etc.

It's normal to worry about taking a chance and too easy to find an excuse not to do anything risky.

I say get on with it, life's short. If it all goes wrong I'll just have to find another adventure.

The end is the same for every living soul, regardless of what you have.

There's no pockets in a coffin.

Time for another health destroying beer.

 

PR3

 

 

[StayinThailand2much]

15 hours ago, georgegeorgia said:

Go on admit it !

Who now has  NO residence ,no house back in farangland where they came from 

No, I don't. But I started a few times in my life from scratch. So, I'm not that worried.

[bignok]

1 hour ago, Hummin said:

You make plan A and B, and if B also goes to hell, you use plan C. 

 

Elementary 

Denzel Washington says all the rich folk he knows had no plan b. Having a plan b means you expect plan a to fail.

Edited September 22, 2023 by bignok

[bignok]

1 hour ago, Jingthing said:

It would be much more interesting to hear what you would dishonestly say.

I like you?

[david555]

1 hour ago, EVENKEEL said:

I'm not trying to be gloomy but you're right. 5 yrs ago my sister's check was only like $1200/mo. Rent has doubled in 20 yrs where I'm from in Ca. Have to maybe try W. Virginia or Arkansas for something where $30,000 can get you a roof over your head on a lot. 

so you do not mind to go live that area amongst all those NSA...CIA  workers ...?  ????

[save the frogs]

3 hours ago, bignok said:

Where do you store gold?

under the mattress

[Hummin]

24 minutes ago, bignok said:

Denzel Washington says all the rich folk he knows had no plan b. Having a plan b means you expect plan a to fail.

I plan, I learn from my mistakes, I fall forward when fail, I take risks, I trust and I think outside the box! 

 

Of course Denzel have a plan b! He got assets, he got credit and royalties, and he got wealth.

[bignok]

2 minutes ago, Hummin said:

I plan, I learn from my mistakes, I fall forward when fail, I take risks, I trust and I think outside the box! 

 

Of course Denzel have a plan b! He got assets, he got credit and royalties, and he got wealth.

The money came from plan A. He didnt move to Udon.

[Hummin]

2 minutes ago, bignok said:

The money came from plan A. He didnt move to Udon.

I succeded, I retired at 47, now I have safety assets spread out. I have my future options separate, and I call that plan a, b and c. I'm committed in Thailand, but not stupid.