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Health insurance mandatory for long-stay foreigners in Thailand


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Posted
9 minutes ago, Lee man said:

Will this new rule on Insurance Apply on a short term 30 day stay..?

 

No, not yet , maybe their next idea if this one looks profitable ...

  • Haha 1
Posted

I have just been on to my agent at Pacific Cross regards renewal and the new 40,000 baht outpatient cover.

 

He has told me to hang fire as NOTHING HAS YET BEEN FINALIZED regards this government statement.

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Posted

To comment to those who state that they are financially well-off and can self-fund any medical costs - this statement doesn't seem to allow for that option.  You need to have a suitable insurance policy, even if you're able to self-fund.

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Posted

Unless i read this wrong all it means is 2 letters from the cdn embassy.  1 for money 1 for military health insurance.

 

Not sure what americans and brits will do  ????

Posted
10 minutes ago, Scouse123 said:

I have just been on to my agent at Pacific Cross regards renewal and the new 40,000 baht outpatient cover.

 

He has told me to hang fire as NOTHING HAS YET BEEN FINALIZED regards this government statement.

Meaning THEY don't know it yet (Pas.Cr.) as it was decided already in April …..Thai style you know :wink:

 

But I also send email warning to Axa (Belgium main office) about this to put outpatient available , or they risk to loose customers to any cheap Thai company as nobody like pay into 2 insurances

Posted
2 hours ago, flynn said:

Will this include extensions of stay ?

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Good question, is it for people who ask a O-A visa for first time ? because " new requirement " doesn't include people who have the visa already 

Posted

I thought the uninsured tourists are the main problem so let them have a mandatory insurance as well .

 

I have insurance by Aetna so for me no worry here.

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Posted

I am here on a 3 month o visa and am married to a thai woman (since 2008 in the USA)   We've brought all of our info/ marriage license and fully transferrable marrage warranty, and done embassy paperwork attesting to us being hitched.   Is this going to impact those here on a marriage visa?

Posted
55 minutes ago, RichardColeman said:

bring the wife and kid to some nice northeruk town

If it is so nice there, why are you here? 

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Posted
16 minutes ago, connda said:

When I see long time posters coming to the same conclusion as myself?

 

Yep.  The Mrs and I have been having a heart-to-heart.  She does not like what she is hearing.  
In her mind, me having to pay Thai insurance companies outrageous premiers for virtually no coverage - just for the privilege of living in Thailand is A-Ok.  
In my mind, and I reminded her, any money I have to siphon off the money I use to support us to a Thai company for the privilege of staying in Thailand is money that is not used to support the family.  Then I offered examples of her constant desire for "more stuff" and "more additions" to the property, more stuff for her child <my stepson>, and more stuff for the family <funded by me>.  And the constant desire for "more things" keeps me from saving and sometime creates a situation where I'm living pay check to pay check to keep her living in the way she wishes to live.  I've already have told her the the last improvements she wanted to the property will be completed and funded by me - but now will end as I 'circle the wagons' <I used a different term with her> in preparation for me to establish residency in a country which is affordable.  So - already this move by the Thai government has an effect - and a negative one.  

The ATM is now offline!

Honestly - what would she rather have?
Me sending a fraction of the support I give her now from a different county; or 
Me staying in Thailand and giving the money I'd give her as well as the money I use to support us and my family to a Thai insurance company that has been 'anointed' by the Thai government? 
Then ask yourselves: why can Thai companies offer these high price/ low payout policies in the first place?  
Think about it.
Then ask yourself again: why can't the Thai government offer Universal Healthcare in government hospitals for an affordable price to those of us with Thai families.  And as I posted before, what about Thai men with foreign wives?  These Thai guy will need to pony up the same premiums as their spouses age as we expats caring for Thai wives and families. Watch!  Watch as they make different rules for foreign women married to Thai men if not simply offering them Thai citizenship - as men like myself are forced out of the county and my wife and family be damned?  

 

And she again asked me: "What can the US government do to force the Thai government to change their plans. 

 

I just shook my head.

 

 

 

Oh dear...........seems like you never learned the magic word (shakes head).

  • Confused 1
Posted
6 minutes ago, simon43 said:

Although this requirement seems to apply only to O-A visas, anyone who thinks that it will not be demanded by IOs for 'O' (retirement and marriage) extensions or first time applications is living in cloud-cuckoo land.....

Yeah OK when will this health ins cover be wanted by it doesn't say yet from what I'm reading.

I go IO 31st this month.

Posted
4 minutes ago, Joe Mcseismic said:

Oh dear...........seems like you never learned the magic word (shakes head).

So - why are you trolling me?

 

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Posted
3 minutes ago, Joe Mcseismic said:

 

 

4 minutes ago, Joe Mcseismic said:

The ATM is now offline!

Honestly - what would she rather have?
Me sending a fraction of the support I give her now from a different county; or 
Me staying in Thailand and giving the money I'd give her as well as the money I use to support us and my family to a Thai insurance company that has been 'anointed' by the Thai government? 
Then ask yourselves: why can Thai companies offer these high price/ low payout policies in the first place?  
Think about it.

Sounds like your wife will need to take a part time job.

Posted
27 minutes ago, NCC1701A said:

i am paying Aetna Thailand (formally Bupa) 117,000 baht a year for platinum coverage at 63 no preexisting conditions, except Irritable Bargirl Syndrome. :cheesy:

 

i am sure i will need a letter just like the bank because showing them my Aetna card makes too much sense.

Good for you!  Now what price 73? Oops, does not compute......

 

Nobody is suggesting that someone of your age can't get health insurance. It's the 70 plus brigade who are really going to be affected.  Sit in Jomtien Immigration office for a morning and watch some really old guys with clear infirmities or illnesses being guided around by their 'carers'.  What chance for them come next renewal time? 

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Posted
8 hours ago, gbswales said:

but the government should

Hah, hah, hah, hah. What these people should do would fill an encyclopedia. What they will do will fill up a comic strip.

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Posted
2 minutes ago, connda said:

So - why are you trolling me?

 

Not trolling......just an observation.

By the way, the magic word is.......No. Learn that word and happiness awaits in the Land of Smiles. Don't learn it and.....well, sounds like you know already.

Posted
41 minutes ago, Nong Khai Man said:

So I Have a Non-Imm " O " Visa ( Based on Marriage ) so have to leave every 90 Days or Less,Obviously I DON'T have sufficient funds in the Bank,Plus How Can I Afford these RIDICULOUS Insurance Premiums,& Even If I Could just Who is going to insure me as I'm "Over 70 Years of Age " Over to the " Experts "

I'm in the same case as you are.

and I no longer wonder about existential questions;
I will see what the immigration officers tell me in a little over a month in my fifteenth extension.

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Posted
18 minutes ago, simon43 said:

Although this requirement seems to apply only to O-A visas, anyone who thinks that it will not be demanded by IOs for 'O' (retirement and marriage) extensions or first time applications is living in cloud-cuckoo land.....

 

You MIGHT end up being right... But there's nothing in either of the OP articles that suggests they plan to extend this to marriage extensions...

 

And, as I pointed out earlier, they've already set a precedent for treating retirement and marriage extensions differently when they this past year enacted the new "gotta maintain your bank deposit year-round" rule for retirement extensions, but made no such change for marriage extensions based on bank deposits.

 

I guess we'll find out for sure when MFA and/or Immigration end up issuing implementation rules/procedures.

 

 

 

Posted
8 minutes ago, Kwasaki said:

Yeah OK when will this health ins cover be wanted by it doesn't say yet from what I'm reading.

I go IO 31st this month.

 

I seriously doubt they'll get their administrative act together that fast... You're probably good for at least until your next renewal after this upcoming one.

 

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Posted
32 minutes ago, connda said:

what about Thai men with foreign wives?  These Thai guy will need to pony up the same premiums as their spouses age as we expats caring for Thai wives and families do.

Actually they won't as the foreigner wives of Thai men can apply for citizenship after they marry, and hardly any hoops.

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Posted
7 hours ago, Melbun said:

Look Mr Anti narcissists - YOU chose to live in a foreign country out of your own volition. These are the laws you have to abide by - like it or nor.

I'll bet you would be really popular at a Thaivisa member party. Maybe you could show us how your hospital insurance works.

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