Citibank Thailand was taken over by UOB earlier this year, around April, so there are no more Citibank ATMs as far as I know. I was a Citibank Thailand customer, and all my accounts were transferred over to UOB. However, you can probably use your US-isued Citibank ATM debit card in any ATM machine in Thailand.
Am the complete opposite, mine will go in my hand just trying to get it in, to be honest it got on my wifes tits at first, but now she just takes it on the chin..
Under current rules, if you transfer your income into Thailand when you're a tax resident here, then yes you have to pay taxes here. But if you keep foreign income abroad you don't need to pay taxes on it. That's what they've been talking about changing but it hasn't changed yet.
And I am exceedingly happy for you.
But back on topic, it's up to the customer to ensure that whatever bank they use, they keep their personal AND CONTACT information current. With the burgeoning implementation of updated tax rules it's the customer's responsibility to make sure they don't have any unpleasant surprises.
Thanks.
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