3 hours ago, Jumbo1968 said:

How do you access your cash ?

From my bank, I fill out a form get handed the cash that wise has sent me.

5 hours ago, Surasak said:

Thai coins are simple. 1,2,5 and 10. Try UK coins, they are more than an annoyance, they are a  bloody nightmare!

 

1

5

10

20

50

£1

£2

 

Are you that mentally impaired to deal with 7 everyday (not commerative) coin variants ?

1 hour ago, youreavinalaff said:

Why wouldn't you have auto lock one? 

On Samsung phones running One UI, in fact most manufacturers (like Oppo, OnePlus, Xiaomi/Redmi, Vivo, Realme, and even stock Android on Google Pixel) do not enable screen lock, out of the box, the default is just swipe it must be enabled manually.

 

The initial set up wizard strongly advises to set it up using, PIN, Fingerprint etc, but it can be skipped.

 

Not everyone does!

18 minutes ago, mikeymike100 said:

On Samsung phones running One UI, in fact most manufacturers (like Oppo, OnePlus, Xiaomi/Redmi, Vivo, Realme, and even stock Android on Google Pixel) do not enable screen lock, out of the box, the default is just swipe it must be enabled manually.

 

The initial set up wizard strongly advises to set it up using, PIN, Fingerprint etc, but it can be skipped.

 

Not everyone does!

I didn't say everyone does. I asked why they wouldn't. It's very simple to do, just as you've explained. In fact, most phoes ask "Yes" or "No" during phone initial phone set up.

2 hours ago, Jumbo1968 said:

How could I access your cash with out your telephone number,bank details, ATM Card etc ?

i did say "only joking"   did you miss that minor detail ?

On 12/11/2025 at 1:08 PM, freedomnow said:

Is cash and bank visa etc not simpler than all this QR scanning crap for restaurants....?

 

It seems its 5 steps to pay with QR vs 1 with money or a visa card and I was told I was not "keeping up with things" by refusing all that QR crap that never existed as much a few years back...

Personally I prefer to pay by credit card, but it costs money to the business accepting CC's, so small businesses prefer not to accept them. 

Paying with the bank app is also very convenient.  No need to check if you have cash and how much, no need to go to the ATM to get money every time you want to buy something, and no need to count your change.

I understand that governments have more control over us the more we go digital - not only digital payment, but any type of digital, and I don't like it, BUT - that IS the future all over the world and the earlier we learn to use it - the better.

7 hours ago, Surasak said:

Tourists! I believe they are referred to as Grockles, where I come from?

and what are the locals referred to as?   especially the ones who struggle to understand the UK coins?

On 12/12/2025 at 5:07 AM, scubascuba3 said:

Keep up with tech or you'll be left behind

No the people trying to pay with their phones are left behind, I'm out the door before them....

On 12/11/2025 at 10:07 PM, scubascuba3 said:

Keep up with tech or you'll be left behind

 

hummm, yes, and no, the thai tech solution to cashless payments is considerably less efficient than paying with cash, it takes ages. the uk system takes 3-5 seconds and is therefore more efficient than cash. 

 

just because it's 'tech' doesn't make something good; GIGO, garbage in, garbage out.

1 hour ago, brian69 said:

No the people trying to pay with their phones are left behind, I'm out the door before them....

Not sure what system they use here buts it’s very slow, in the U.K. once scanned it goes through instantly. It’s not helped here by customers fiddling with their phone at the check out trying to sort the app out and probably having to log in.

10 hours ago, CygnusX1 said:

Problem with not accepting cash is that sometimes, for security reasons, you may not wish to be carrying either plastic or a phone, for instance if you have to leave your stuff on a beach while going for a swim. Lose some cash, who cares, lose plastic or a phone, a huge hassle. When I bought an ice cream at the little kiosk run by kids at Coogee beach in Sydney, I handed over some cash, assuming they wouldn’t take credit cards. I was amazed that they’d only accept a credit card, which I fortunately had with me, as I was doing the Bondi-Coogee walk rather than going for a swim.

 

I agree with you, and I have this exact problem when I go to the beach. Hua Hin has a problem with opportunistic theft and I have seen some hysterical visitors frantic after they discover a purse or wallet missing. I can't take my phone  or full wallet  to the beach if I want to swim (unless I am with friends).  However, there are debit credit cards created for exposures like this. You can load some money onto the cash card and it is the equivalent of a wallet. The card is waterproof. Put it in a watertight plastic bag and you can frolic in the surf.

7 hours ago, brian69 said:

No the people trying to pay with their phones are left behind, I'm out the door before them....

the cash is king luddites will struggle, your time will come

7 hours ago, it is what it is said:

 

hummm, yes, and no, the thai tech solution to cashless payments is considerably less efficient than paying with cash, it takes ages. the uk system takes 3-5 seconds and is therefore more efficient than cash. 

 

just because it's 'tech' doesn't make something good; GIGO, garbage in, garbage out.

the cash is king luddites are the same people who don't want apps, you have no choice everything is getting more techy

14 hours ago, mikeymike100 said:

On Samsung phones running One UI, in fact most manufacturers (like Oppo, OnePlus, Xiaomi/Redmi, Vivo, Realme, and even stock Android on Google Pixel) do not enable screen lock, out of the box, the default is just swipe it must be enabled manually.

 

The initial set up wizard strongly advises to set it up using, PIN, Fingerprint etc, but it can be skipped.

 

Not everyone does!

I've had Redmi for the past 6 years, 3-4 phones in the family now, all arrive with screen lock on.

In addition all the phones require the pin entered every 72 hours.

It's a bloody pain, I'd prefer to be able to turn it off, but there's no way.

 

On top of the phone locks, the banking apps all require PIN or fingerprint to authorize QR payments within the app.

On 12/11/2025 at 4:33 PM, brian69 said:

 Breaking news, Shops have change ...

Generally yes, though more than a few times when all I have is a 1000thb note, the vendor has had to go next door for change or declined the sale as they had ‘No Change’. 

6 hours ago, scubascuba3 said:

the cash is king luddites will struggle, your time will come

There's nothing wrong with a little struggle, it often makes you stronger or wiser. I pity people that fear leaving home without their cell phone because they can't find their way to 7/11 on the corner without it. They are like helpless children, and truly believe one cannot survive without a cell phone. Meanwhile, old-school people hop on a plane and travel anywhere in the world without cell phones and feel completely at ease. 

20 hours ago, FolkGuitar said:

I’m retired. I’m in no hurry. Scanning works well for me, in fact, better than cash. I was tired of taking one-Baht coins to the bank to change for bills. Doesn’t happen so much now, I imagine it will be even less frequent in the future. I’m already hearing about shops that are no longer accepting cash.  I can see this as a plus for business owners worried about employee theft at the till, or the problem so many seem to have when making change. 

I give my tubs of coins to family kids. Or use them to buy fuel at the self serv joints. I would never in the world consider going to a bank with coins.

5 minutes ago, ColeBOzbourne said:

There's nothing wrong with a little struggle, it often makes you stronger or wiser. I pity people that fear leaving home without their cell phone because they can't find their way to 7/11 on the corner without it. They are like helpless children, and truly believe one cannot survive without a cell phone. Meanwhile, old-school people hop on a plane and travel anywhere in the world without cell phones and feel completely at ease. 

You must be elderly to have that view

2 minutes ago, scubascuba3 said:

You must be elderly to have that view

I just turned 61. Do you consider that elderly? Why would being elderly make me pity people that are literally afraid to leave their home without a cell phone?

1 minute ago, ColeBOzbourne said:

I just turned 61. Do you consider that elderly? Why would being elderly make me pity people that are literally afraid to leave their home without a cell phone?

Yep, 61 is elderly!

1 minute ago, ColeBOzbourne said:

I just turned 61. Do you consider that elderly? Why would being elderly make me pity people that are literally afraid to leave their home without a cell phone?

you are acting elderly, frightened to use your phone, they aren't mandatory but it's sensible to have everything set up and carry the phone in case of emergencies or just use normally

Credit cards are so simple why make things harder. I use american express, best customer service experience out of any company ive used

20 minutes ago, ColeBOzbourne said:

There's nothing wrong with a little struggle, it often makes you stronger or wiser. I pity people that fear leaving home without their cell phone because they can't find their way to 7/11 on the corner without it. They are like helpless children, and truly believe one cannot survive without a cell phone. Meanwhile, old-school people hop on a plane and travel anywhere in the world without cell phones and feel completely at ease. 

True, I never had a phone until my step daughter gave me her old one after she bought 'the latest model', it remains unused on my desk, never felt the need to use it, when I go online I use a PC, far more comfortable to use, outside I don't need to be available 24/7. I seems to me one is taught to need it, you don't really.

9 minutes ago, scubascuba3 said:

you are acting elderly, frightened to use your phone, they aren't mandatory but it's sensible to have everything set up and carry the phone in case of emergencies or just use normally

I don't have a cell phone, how can I be frightened to use it? I don't like landlines either, haven't liked them for decades. I keep mine unplugged unless I want to make a call. Do you think I'm afraid of landline phones?  What you deem as sensible is nothing more than your opinion, which is no better or worse than mine. In a hypothetical challenge, do you think you are capable of traveling the world and living life without a cell phone? If not, I pity you and think  you should grow a pair. 

2 hours ago, Wanderer555 said:

Generally yes, though more than a few times when all I have is a 1000thb note, the vendor has had to go next door for change or declined the sale as they had ‘No Change’. 

Then pay at big stores with a 1000 thb note even for a small amount and then you have enough small money for the other vendors.

14 minutes ago, FritsSikkink said:

Then pay at big stores with a 1000 thb note even for a small amount and then you have enough small money for the other vendors.

You are assuming I was in an area with Big Stores….😵‍💫

17 minutes ago, Wanderer555 said:

You are assuming I was in an area with Big Stores….😵‍💫

7/11's can always change 1000 thb notes, none in your neighbourhood?

16 hours ago, it is what it is said:

 

hummm, yes, and no, the thai tech solution to cashless payments is considerably less efficient than paying with cash, it takes ages. the uk system takes 3-5 seconds and is therefore more efficient than cash. 

 

just because it's 'tech' doesn't make something good; GIGO, garbage in, garbage out.

Yep, pretty much my point in posting...QR code payments are like a cluster<deleted> of steps and not progress at all.

2 hours ago, soalbundy said:

True, I never had a phone until my step daughter gave me her old one after she bought 'the latest model', it remains unused on my desk, never felt the need to use it, when I go online I use a PC, far more comfortable to use, outside I don't need to be available 24/7. I seems to me one is taught to need it, you don't really.

You will need it most likely, but maybe too late to learn

I'll be using cash for as much as possible for as long as it's accepted... it's a privacy thing, plus my bank accounts are not really connected to the internet or some weak app that can maybe be hacked, plus a lot of these convenience payment apps can leak info on thier customers in data breaches.

Also, I personally do not like the idea of every single little thing I buy to leave an electronic trail with a time stamp on it because it's too dystopian that my bank, and anyone else like government etc., can just look up what I bought at what time and where I was.

I'm not from this era of it being normal to hand over my privacy and anonymity, all for the sake of what is called "covenience" or "security", or just because it's a trend with the youth, as most of them are morons that can barely string a sentence together or find having a job or getting a phone call as a micro-aggression.

Information and knowledge is power, and so many have just handed it all over to entities that can barely be trusted with anything with too much power being concentrated in the financial system and governments... it'll be social value scores soon, like there is in China, depending on what you spend your money on, or some bank or government can lock you out of access to your money for no reason at all. And that's all before you consider if anything takes out the internet or electricity supply, massive solar storms, or EMP pulses in the atmosphere etc... reminds me of that saying about having all your eggs in one basket.