UPDATE #2

As per my earlier post above, the branch manager of the local Kasikorn called me this morning, following my visit yesterday regarding setting up a new account for ‘money in the bank’ for my Non-O based upon retirement.  Have to say I was impressed by the service.

She said that she has spoken to several people at head office regarding the new requirement for foreigners now having to provide proof of their home country address.

She said that they (HQ) confirmed that the new requirement came into effect on the 2^nd February 2026, and that there are no exceptions. 

She said the directive from the Bank of Thailand is clear, it must be an original document from a government body from the person’s home country, showing the person’s home country address.

When asked what documents would be acceptable, she was reluctant to comment saying she would need to seek clarification.

I said that in my case, 99% of my dealings with UK government bodies is done online or via secure email, hence I do not have any ‘original documents’ which will satisfy this new requirement and as a result it regrettably looks like I will not be able to transfer my 'money in the bank' funds from Bangkok Bank .

She was very apologetic and said that if she gets any further updates she will contact me again.

23 hours ago, DrJack54 said:

Thanks for the important information and such detail in your post.

So what is plan B.

There would be many folk without such things as DL etc for passport country.

This was plan B, so it look like my Non-O money in the bank funds will stay in my Bangkok Bank (BBL) account for the foreseeable future.

In fairness I have been reasonably satisfied with BBL service over the past 10 years, just one or two minor hick ups, but nothing to get up tight about. My main reason for considering transferring the funds to Kasikorn being the ability to obtain a 12 month statement same day, as opposed to having to apply then wait several days for one from BBL. Not really a show stopper, just a PITA.

As you will see I've from my post above I did get a call back from the local branch manager unfortunately confirming the new requirements. I was impressed, good service.

My better half has suggested that I contact one of my colleagues at GCHQ and ask them to send me a Happy Birthday letter on official paper/letterheaded. She said they (Bank of Thailand) have not specified what the letter must contain, so long as it has a home country address on it. Now that's what I call thinking out of the box, bless her.

38 minutes ago, 007 RED said:

When asked what documents would be acceptable, she was reluctant to comment saying she would need to seek clarification.

I said that in my case, 99% of my dealings with UK government bodies is done online or via secure email, hence I do not have any ‘original documents’ which will satisfy this new requirement and as a result it regrettably looks like I will not be able to transfer my 'money in the bank' funds from Bangkok Bank .

She was very apologetic and said that if she gets any further updates she will contact me again.

My experience was slightly different with Bangkok Bank.

The word 'original' was never used, merely a document detailing my UK address

I offered them an email receipt from a UK solicitor, a downloaded UK bank statement, and a downloaded annual pension statement, all detailing my UK address.
The CSA browsed all 3 and stated only 1 was required, copied the solicitors mail and handed all 3 documents back.
As you correctly note, almost everything is now online.

I submitted the additional requested documents earlier last year, so it looks as if they've upped the ante on requirements since.

The bank were aware I was married as my wife is a co signature on two accounts, so they also requested a copy of our marriage certificate.
When I questioned what purpose this served, I was told being married to a Thai I was considered a 'lower' risk to the bank.

1 hour ago, 007 RED said:

She said the directive from the Bank of Thailand is clear, it must be an original document from a government body from the person’s home country, showing the person’s home country address.

For what it's worth, Perplexity.AI insists there is no evidence of such a policy from Bank of Thailand. The BOT has told banks to do better at Know Your Customer and they may have interpreted that mean foreigners must have a home address, but that is just their interpretation.

Maybe try a different Kasikorn branch.

Here is the AI analysis. One thing it suggests is calling the BOT which apparently has a customer service line and asking them if they really do have this requirement.

https://www.perplexity.ai/search/this-poster-on-an-aseannow-com-NQCbfzzDRjaqxjP8qeGgBg#0

34 minutes ago, Liquorice said:

The bank were aware I was married as my wife is a co signature on two accounts, so they also requested a copy of our marriage certificate.
When I questioned what purpose this served, I was told being married to a Thai I was considered a 'lower' risk to the bank.

Nice to know as of today I am now a lower risk to the bank !

2 hours ago, davb said:

One thing it suggests is calling the BOT which apparently has a customer service line and asking them if they really do have this requirement.

I did do a search of the BOT website this afternoon for any evidence of the directive referred to by @007 RED but drew a blank. Not to say that it doesn't exist, of course - if it was issued as recently as 2 February, the BOT may not yet have got round to publicising it on their website!

5 hours ago, mlkik said:

It will be easily done online or at a main Post Office for me as I am not an expat.

So, if you're not an expat, what is your current immigration status in Thailand then? You certainly fooled me into believing that you were an expat from the wording used in your OP!

I have not tried to fool anyone. I have just posted that I have a Non O visa and have opened a bank account.

In Thailand I have a house ,a car,a motorbike,a mrs ,a dog ,a rabbit,a pool table ,driving licences for both a car and a motorbike but am not an expat as I have not burned my bridges.

I do not see anything in my original post that tries to fool anyone. Just giving back to the community that has helped me over the years.

7 hours ago, mlkik said:

I have not tried to fool anyone. I have just posted that I have a Non O visa and have opened a bank account.

In Thailand I have a house ,a car,a motorbike,a mrs ,a dog ,a rabbit,a pool table ,driving licences for both a car and a motorbike but am not an expat as I have not burned my bridges.

I do not see anything in my original post that tries to fool anyone. Just giving back to the community that has helped me over the years.

To renew your driving licence in the UK you need to be considered "Normally Resident" there which means spending at least 185 days a year in-country...

I'm not suggesting you don't, just pointing out the rules.

15 hours ago, 007 RED said:

She said that they (HQ) confirmed that the new requirement came into effect on the 2^nd February 2026, and that there are no exceptions. 

She said the directive from the Bank of Thailand is clear, it must be an original document from a government body from the person’s home country, showing the person’s home country address.

Is there an option to get something from your Embassy confirming your old address?

19 hours ago, 007 RED said:

She said the directive from the Bank of Thailand is clear, it must be an original document from a government body from the person’s home country, showing the person’s home country address.

When asked what documents would be acceptable, she was reluctant to comment saying she would need to seek clarification.

In my opinion is this a complete joke and typical Thai bureaucracy without using the brain.

How can a foreigner provide a currently valid document confirming an address in his home country if he lives exclusively in Thailand and no longer has a home address?

Hopefully the need to show a home address is just for people wanting to open a new account, and not for people who already have an account and have been living in Thailand for many years.

8 minutes ago, garygooner said:

Hopefully the need to show a home address is just for people wanting to open a new account, and not for people who already have an account and have been living in Thailand for many years.

Unfortunately, everything is possible here.

Well, I do still have my old UK paper driver's license which doesn't expire for another 10 years or so. However, ridiculous requirement if I actually needed to show it.

17 minutes ago, garygooner said:

Hopefully the need to show a home address is just for people wanting to open a new account, and not for people who already have an account and have been living in Thailand for many years.

No, having a Bangkok Bank account for the previous 12 years, last year they requested additional information, or they may have to close the account.
Part of that additional information included providing evidence of a current or previous overseas address, as well as confirming my Immigration status as a Non Immigrant.
At the time they accepted an email print out of a document containing my UK address, but as reported by @007 RED they appear to have upped the anti now by only accepting an original document.

I have since become aware of a couple of foreigners having their accounts closed, but that was apparently because their Immigration status was 'Tourist'.

1 hour ago, 10000Baht said:

In my opinion is this a complete joke and typical Thai bureaucracy without using the brain.

How can a foreigner provide a currently valid document confirming an address in his home country if he lives exclusively in Thailand and no longer has a home address?

Agreed, but try explaining that to a Thai bank official who's been given a remit to request certain documents, without exception to the circumstances.
@007 RED took the matter above and beyond without any success.

1 hour ago, 10000Baht said:

In my opinion is this a complete joke and typical Thai bureaucracy without using the brain.

How can a foreigner provide a currently valid document confirming an address in his home country if he lives exclusively in Thailand and no longer has a home address?

As you worked out "anything is possible here" and we have to plan for that.

I have always advised new expats to retain at least one UK bank account and one UK correspondence address.

Bangkok Bank's attitude is typical of the 'take it leave...... (it)" attitude that we see from time to time. As banal as it is, we have to comply...and BKB have had their ar5e kicked by the BOT so they are being overly cautious.

In response to your question "How can a foreigner provide a currently valid document confirming an address in his home country if he lives exclusively in Thailand and no longer has a home address?" the answer is get one, or get another bank.

12 minutes ago, hotandsticky said:

In response to your question "How can a foreigner provide a currently valid document confirming an address in his home country if he lives exclusively in Thailand and no longer has a home address?" the answer is get one, or get another bank.

It was not a real question. It only should show how stupid this request is.

12 minutes ago, 10000Baht said:

It was not a real question. It only should show how stupid this request is.

Stupid it maybe, but if that's what they want, then Bank underling staff have no recourse other than to request it. So at this moment in time, a person (opening a new account either complies or finds another bank..sad but TIT).

27 minutes ago, hotandsticky said:

I have always advised new expats to retain at least one UK bank account and one UK correspondence address.

Agree. In fact it's always surprised me in cases where folk have very little or nothing by way of connection with passport country.

By way of example I certainly need to maintain an address in Oz even though I have lived in Thailand many years.

Things such as home country address for things such as Bank a/c, DL, etc

For those of us expats that are not Thai citizens or to lesser extent have Permanent Resident status we are on "temporary permission of stay" Renewed each year.

For some this requirement of proof of pp country address will be an issue.

59 minutes ago, 10000Baht said:

It was not a real question. It only should show how stupid this request is.

Ahh........one of those rhetorical thingies.....😉

22 hours ago, 007 RED said:

She said that she has spoken to several people at head office regarding the new requirement for foreigners now having to provide proof of their home country address.

She said that they (HQ) confirmed that the new requirement came into effect on the 2^nd February 2026, and that there are no exceptions. 

I've been considering whether to open a 'plan B' account with Kasikorn, even though I've never had a problem with my FDA or Savings Account with BBL. A while ago, I stated in another thread that I enquired at a local Kasikorn branch, and they only required me to provide a Pink ID card along with my Yellow Tabien Baan. After reading this thread, I enquired again, this time at a different local mall branch, as I do not have any home country address of any description.

In my case, they insisted on originals of:
1. Passport ID
2. Retirement extension
3. Thai Pink Card
4. Yellow Tabien Baan
5. Home country ID or driving licence

When I told the service manager I had no home country address, she contacted Head Office. She was on the phone for at least 15 minutes discussing the matter, and eventually passed her phone to me for Head Office to explain. Apparently, so I was informed, it is at the discretion of the branch manager if no home country address can be provided. It does help matters if you have lived in Thailand for several years and can provide proof. I was asked to come back tomorrow with my documents by the branch manager to open an account.

I'm going back tomorrow!

No idea if it would be accepted, but the NI no card has your full name and an address on it. You could even tell the bank that it's your tax ID no.

On 2/15/2026 at 4:38 AM, 10000Baht said:

In my opinion is this a complete joke and typical Thai bureaucracy without using the brain.

How can a foreigner provide a currently valid document confirming an address in his home country if he lives exclusively in Thailand and no longer has a home address?

I was pondering this conundrum a couple of days ago when I first read this this topic.

The stamp in the passport says that the permission to stay in Thailand is temporary. This means that the passport holder must have a permanent address in another country. The current system makes no allowance for the perennial tourist of yore, travelling the world with temporary stays in various countries and permanent address in none.

As far as I know, The UK has no official system for giving a government-issued certificate of residence. For example, for opening a bank account a recent utility bill for electricity, gas or water will do, a bank statement for renting an apartment, etc. Now, if the OP still has a bank account in the UK, he should also still have an address in the UK, as otherwise the bank would, following current policy, have closed his account. How is that situation?

21 hours ago, garygooner said:

No idea if it would be accepted, but the NI no card has your full name and an address on it. You could even tell the bank that it's your tax ID no.

IMO, a birth certificate looks more official.

2 hours ago, Maestro said:

Now, if the OP still has a bank account in the UK, he should also still have an address in the UK, as otherwise the bank would, following current policy, have closed his account. How is that situation?

Not necessarily, I have a UK bank account with Nationwide, registered at my Thai address, and they automatically send all correspondence here, including new Debit card and reader when required. Admittedly, the account was opened many years ago when I resided in the UK.

On 2/15/2026 at 2:44 PM, Madgee said:

I've been considering whether to open a 'plan B' account with Kasikorn, even though I've never had a problem with my FDA or Savings Account with BBL. A while ago, I stated in another thread that I enquired at a local Kasikorn branch, and they only required me to provide a Pink ID card along with my Yellow Tabien Baan. After reading this thread, I enquired again, this time at a different local mall branch, as I do not have any home country address of any description.

In my case, they insisted on originals of:
1. Passport ID
2. Retirement extension
3. Thai Pink Card
4. Yellow Tabien Baan
5. Home country ID or driving licence

When I told the service manager I had no home country address, she contacted Head Office. She was on the phone for at least 15 minutes discussing the matter, and eventually passed her phone to me for Head Office to explain. Apparently, so I was informed, it is at the discretion of the branch manager if no home country address can be provided. It does help matters if you have lived in Thailand for several years and can provide proof. I was asked to come back tomorrow with my documents by the branch manager to open an account.

I'm going back tomorrow!

Follow up:
The mall branch of Kasikorn insisted on a 'Visa-type certificate' from immigration! It's in my passport... No, it must be a 'certificate'. Essentially, I got the impression that this service manager had second thoughts and didn't want to take responsibility for opening an account for a foreigner. All she kept repeating was 'new rules, new rules, I'm very sorry'. OK, thank you for trying, bye-bye. No use getting angry, it is what it is.

I then proceeded to the main branch to try again. A very helpful service assistant who spoke impeccable English accepted all my documents, but did ask for a UK address! She passed me her notepad (everything is done digitally) to fill in a UK address. I used my deceased parents' address, which is on my birth certificate. I did see that it tells the assistant to check that it comes from an important document. The only papers I had to sign were the copies made of my passport, retirement extension, yellow book and pink card. These were then photo'ed on to her notepad, and I had to sign using the notepad pen!
Bank book and debit card issued, bank app installed and checked. Debit card checked and working on the ATM.

The home country address requirement IS required to be filled in, but is it an important requirement? I think any document showing an address relating to a home country will do!

Easy, painless, but time-consuming, about 1.5 hrs.
Job done!

4 hours ago, Maestro said:

The stamp in the passport says that the permission to stay in Thailand is temporary. This means that the passport holder must have a permanent address in another country.

'the stamp temporär Stay in Thailand' does not mean at all you must have a permanent address in another country.

That's just a Thai trick to be able to expel someone from the country at any time. If you live in a country for more than six months (but at the latest if you live there year-round), you are considered a resident there according to international standards. Swiss law requires you to deregister with the local municipality if you are out of the country for more than three months. You can no longer have health insurance and are no longer liable for taxes. If you no longer own a house or apartment, you also no longer have a registered address.

5 hours ago, Maestro said:

Now, if the OP still has a bank account in the UK, he should also still have an address in the UK, as otherwise the bank would, following current policy, have closed his account

Do you refer specific to UK banks ?

I do not know UK bank policy but general speaking there is no rule saying you cannot hold a Bank Account in a country where you are not resident or where you have no address. I have several Bank accounts on two Bank in Switzerland without having an address in Switzerland.

I have my Thai Adress registered at both banks.

5 hours ago, Maestro said:

This means that the passport holder must have a permanent address in another country.

No. I moved to Thailand and live here some years now and have (by the law there) no address in my home country or in any other country.

5 hours ago, Maestro said:

Now, if the OP still has a bank account in the UK, he should also still have an address in the UK, as otherwise the bank would, following current policy, have closed his account. How is that situation?

I don´t know what the regulations and rules in the UK are, in my situation and in my home country they didn't do so.

I have 3 bank accounts with credit cards in my home country all with my Thai address. I have a health insurance (paying in Thailand) from my home country with my Thai adress. I get my pension from my home country and pay my income tax under the rules of the DTA with Thailand in my home country. All I do there is with my Thai adress, so I don't need an address in my home country.

I agree that it's better to have an address in the home country when living in Thailand. But the rules in every country are different and not everybody can have it, after leaving the country or having no connection (own house/flat or having the possibility to register adress) to the homeland.

3 hours ago, Madgee said:

Not necessarily, I have a UK bank account with Nationwide, registered at my Thai address, and they automatically send all correspondence here, including new Debit card and reader when required. Admittedly, the account was opened many years ago when I resided in the UK.

1 hour ago, Sato said:

Do you refer specific to UK banks ?

I do not know UK bank policy but general speaking there is no rule saying you cannot hold a Bank Account in a country where you are not resident or where you have no address.

1 hour ago, 10000Baht said:

I don´t know what the regulations and rules in the UK are, in my situation and in my home country they didn't do so.

The post you all refer to saying UK banks would have debanked an account holder without a UK address was nonsense. Yes, some banks have made it their policy, but it is no way across the board and it is not a legal requirement to do so.

On 2/13/2026 at 9:51 PM, DrJack54 said:

I have never encountered a passport ID page listing address.

Think about it. In general passports in the main have validity 10 years.

Address would be useless.

my French passport does