16th retirement extension Non-O but Thai wife has spent my 800k.

[4MyEgo]

13 hours ago, billd766 said:

I would suggest that you do your best to forgive and support your wife, but not forget what has happened between you.

Um, did you just here what you said ?

 

His wife stole from him, to forgive her, is one thing, to support her is another, but then again, at age 75 and being all in, he has no choice, does he.

 

Another careless farang IMO who "trusts" his wife with allowing her access to his finances.

 

I love my wife of 16 + years, I trust my wife of 16 + years, but I would NEVER allow her access to my funds, until my death, why give anyone the opportunity to take what I worked for, for many decades, it's hers when I'm dead, if she decides to p-i-s-s it up the wall when I'm dead and cremated, then up to her.

 

It is not only women that cannot be trusted with your finances, it's everyone, being irresponsible leads people to these situations unfortunately.

[bbko]

OP, I hope you're able to get an extension.

 

For future extensions, maybe go with the monthly international transfers route, a little tricky to learn at first but less risk of losing a big chunk of money.

[hotchilli]

15 hours ago, Vatman said:

I'm up for my 16th annual extension of my Non-O based on retirement within a couple of weeks. Shock! Horror! My Thai wife, we've been married 26 years, yesterday told me she has spent my 800k keeping her restaurant going. What can I do? I'm 75, on UK passport.

Book your return ticket... sorry mate.

[Andycoops]

A sad tale of deception.

 

My wife doesn't have access to any of my 3 Thai  accounts and I get transfer and withdrawal notifications, easy to set up and use.

She also has no access to my UK accounts either.

Only upon my demise through the executor will she have access.

 

I would never trust a Thai when it comes to my money, had my fingers lightly burnt long ago and learnt my lesson.

[hotchilli]

14 hours ago, scubascuba3 said:

800k is a lot to blow isn't it? hopefully it's not one of these romance scams you hear about, or gambling addiction, worth investigating 

Where the money went is immaterial... it's gone.

[cjinchiangrai]

Check your deposits. If you have been bringing in 40k a month, you can get a marriage extension for a year. 

[TaoNow]

A related pearl of wisdom I gleaned from this forum: 

 

Arrange your finances so that you are more valuable to your Thai wife by remaining alive for as long as possible.

[Henryford]

I haven't read all 4 pages but with an ATM card it would take 30-40 days to withdraw 800k. He didn't notice ?

[bigt3116]

13 hours ago, billd766 said:

or 80,000 if you earn enough to keep your retirement extension going.

Incorrect, it is 65k a month

 

[bigt3116]

13 hours ago, KannikaP said:

You cannot use a joint account for Immigration extension purposes. It must be in your name only.

Incorrect, the proviso being that if it is a joint account then the balance needs to be double, 800k marriage or 1.6 mil for being over 50

[Scouse123]

14 hours ago, motdaeng said:

how did she get access to your bank account?

 

That's the Golden question and the most important one!

[Scouse123]

14 minutes ago, Henryford said:

I haven't read all 4 pages but with an ATM card it would take 30-40 days to withdraw 800k. He didn't notice ?

????

With my bank it is 100K -500K a day.

 

I don't understand your post or am I confused?

[Will27]

13 minutes ago, Scouse123 said:

????

With my bank it is 100K -500K a day.

 

I don't understand your post or am I confused?

A lot of cards have a limit of 20 000 to 30 000 Baht from ATM machines.

[thailand49]

13 hours ago, KannikaP said:

You cannot use a joint account for Immigration extension purposes. It must be in your name only.

You can in Jomtien if you double the amount,  I don't care to go through all the nonsense each year.  

I keep a tight eye on the account plus she has her own money.  

Of course in this situation that isn't a agent is the best solution right now dealing with wife is another issue. 

Obviously from her action she value the restaurant more than the marriage.

[Celsius]

51 minutes ago, bigt3116 said:

Incorrect, the proviso being that if it is a joint account then the balance needs to be double, 800k marriage or 1.6 mil for being over 50

This is for foreign couples on retirement extension not Thai wife.

 

Or am I wrong?

[lopburi3]

12 minutes ago, Celsius said:

This is for foreign couples on retirement extension not Thai wife.

 

Or am I wrong?

You are wrong.  Although double 800k in joint foreign owned account might be accepted for two retirement extension of stays.

This is about one retirement and joint property laws of Thailand assuming only half of a joint account is yours.  So single name 800k but in past joint account with wife has been accepted at 1,600k. 

[BritTim]

9 hours ago, DrJack54 said:

Ridiculous post.

If you have "limited funds" you do not move to a foreign country. 

In my opinion, being a homeless beggar in San Francisco is not better than living in a 3,000 baht per month room, and eating street food in Thailand ... and those are sometimes the realistic alternatives. Of course, it is different if you are a national of a country with a strong social safety net, like the Scandinavian countries. 

[BritTim]

1 hour ago, Henryford said:

I haven't read all 4 pages but with an ATM card it would take 30-40 days to withdraw 800k. He didn't notice ?

It depends on the ATM card daily limit. The usual default is 50,000 baht which implies at least 16 days to pull 800,000 baht. However, you can be allowed a higher limit.

[KannikaP]

12 hours ago, lopburi3 said:

As said twice the amount has often been accepted by immigration for extensions of stay using a joint account with spouse (account ownership is 50%).

Why would anyone deposit a further 'un-usable' 800k into a joint account. Surely a Fixed Interest account would have been a better bet.

[Celsius]

16 minutes ago, BritTim said:

In my opinion, being a homeless beggar in San Francisco is not better than living in a 3,000 baht per month room, and eating street food in Thailand ... and those are sometimes the realistic alternatives. Of course, it is different if you are a national of a country with a strong social safety net, like the Scandinavian countries. 

Homeless beggars in San Fran, just like in my city of Toronto and more famously Vancouver are drug addicts who are on the streets by choice. They simply refuse to go to shelters and be fed. 

 

San Francisco, just like Toronto and vancouver are not the only places to live. A lot of cheap places in North America to settle. 

[lopburi3]

7 minutes ago, KannikaP said:

Why would anyone deposit a further 'un-usable' 800k into a joint account. Surely a Fixed Interest account would have been a better bet.

Perhaps because many of us are a lot older and preparing for passage - having funds in joint account makes that process much easier for serving spouse to take care of final arrangements and live for the months that are often required for court release of single name accounts.  Fixed interest is not much these days and immigration can be picky using such (in all cases must be cash account with immediate access).  

[lopburi3]

1 minute ago, Celsius said:

Homeless beggars in San Fran, just like in my city of Toronto and more famously Vancouver are drug addicts who are on the streets by choice. They simply refuse to go to shelters and be fed. 

 

San Francisco, just like Toronto and vancouver are not the only places to live. A lot of cheap places in North America to settle. 

That is more than a little simplistic - drugs are indeed a major issue but so is all kinds of mental illness (which USA is not providing proper treatment anymore).  And just bad luck.  It is becoming cost prohibitive for many to own home/land in an area they can work.  Todays report that to feel comfortable an income of $233,000 is required says a lot.

https://www.cnbc.com/2023/07/24/americans-have-big-number-goals-for-salary-retirement.html

[JimGant]

14 hours ago, BenCrew said:

The 800,000 Baht should havew been kept in a seperate bank account, and well out of her reach. 

The prevailing gist of this thread -- never trust a Thai "lady," especially if she's your wife. Fortunately, I did marry a lady, and she's co-signer to my bank accounts, with her own ATM cards; can waltz into the bank with our co-signatory bank books and withdraw what she wants; and can go online, with my password, and transfer what she wants from my accounts to hers. This latter situation is what she's briefed to do when I croak, in order to avoid possible probate.

 

Can't imagine not trusting her, as she's never given me cause to in our 44 years of marriage. This thread just reinforces my belief that so many marriages between farangs and Thais are mismatches, which is what it is if you can't trust your spouse. Sad.

[BritTim]

40 minutes ago, Celsius said:

San Francisco, just like Toronto and vancouver are not the only places to live. A lot of cheap places in North America to settle. 

I would be interested in knowing where in North America you can realistically live on US$300 per month which (while I would not want to try it myself) is just about possible in Thailand. In most parts of North America, just being warm in winter costs more than that.

[FritsSikkink]

See if you can sell or rent out the restaurant. If it needs 800K within a year it will need more money soon.

[spidermike007]

Find an agent. They all work directly with bent immigration officials. They will provide all documentation for you and proof of deposit. Will cost you 10,000 to 30,000 baht, depending on what you need, and where you go. I have even been referred to these agents by immigration officials in the past. Or you can do it directly in the immigration office. Just tell them your issue, and ask for a "quote".

 

And in the future, check your account balances at least once a month. This kind of thing is beyond the pale.

Edited July 25, 2023 by spidermike007

[Doctor Tom]

14 hours ago, BritTim said:

At the current time, there is no facial recognition or fingerprint check involved when an ATM card is used. Yes, drawing money from an account that is not yours is illegal, but ATM machines do not enforce that law.

So how did she get hold of his ATM card?  It still sounds dumb to me.  My 800K ATM card is not accessible to anyone but me, for very obvious reasons. 

[Doctor Tom]

4 minutes ago, spidermike007 said:

Find an agent. They all work directly with bent immigration officials. They will provide all documentation for you and proof of deposit. Will cost you 10,000 to 30,000 baht, depending on what you need, and where you go. I have even been referred to these agents by immigration officials in the past. Or you can do it directly in the immigration office. Just tell them your issue, and ask for a "quote".

 

And in the future, check your account balances at least once a month. This kind of thing is beyond the pale.

I thought suggesting illegal activity was against forum rules, or are those flexible as well? 

[jwest10]

18 hours ago, Vatman said:

I'm up for my 16th annual extension of my Non-O based on retirement within a couple of weeks. Shock! Horror! My Thai wife, we've been married 26 years, yesterday told me she has spent my 800k keeping her restaurant going. What can I do? I'm 75, on UK passport.

How could see as it is supposed to in your own name unless you gave her authority or card but if latter one would have been taking many withdrawals out!!

 

Edited July 25, 2023 by jwest10
spelling

[Albaby]

16 hours ago, BenCrew said:

The 800,000 Baht should havew been kept in a seperate bank account, and well out of her reach. 

Gee, I bet the OP will be grateful for such timely advice.