UK Pensions and related info

[OJAS]

12 hours ago, Chomper Higgot said:

The Government have on a number of occasions hinted the tax free allowance may be removed for non residents.

Last time was in 2014:

 

https://www.gov.uk/government/consultations/restricting-non-residents-entitlement-to-the-uk-personal-allowance/restricting-non-residents-entitlement-to-the-uk-personal-allowance

 

 

[theoldgit]

11 hours ago, OJAS said:

Last time was in 2014:

 

https://www.gov.uk/government/consultations/restricting-non-residents-entitlement-to-the-uk-personal-allowance/restricting-non-residents-entitlement-to-the-uk-personal-allowance

 

 

Indeed, by the Cameron/Clegg coalition, the same pair that removed free NHS care for expat pensioners visiting the UK.

[OJAS]

11 hours ago, theoldgit said:

 

Indeed, by the Cameron/Clegg coalition, the same pair that removed free NHS care for expat pensioners visiting the UK.

And introduced the ridiculously awkward and costly procedures which we Brits living in Thailand have since been required to endure at passport renewal time.

 

Back on topic, weren't this pair also responsible for inflicting the Life Certificate nonsense on us in a particularly awkward manner, in the case of the relative pittances (when compared to occupational pensions) of our perpetually-frozen State Pensions, to add insult to injury?

 

Edited September 14, 2022 by OJAS

[bert bloggs]

I wonder how many here with a uk address will get the 300 pound heating benifit on top of their 10% rise,lucky boys

Edited September 15, 2022 by bert bloggs

[ivor bigun]

looks like a 10% rise in the pensiones as  well, such a shame  its frozen here.especially as many have paid in for over 40 yrs 

[bert bloggs]

On 9/20/2022 at 1:36 PM, ivor bigun said:

looks like a 10% rise in the pensiones as  well, such a shame  its frozen here.especially as many have paid in for over 40 yrs 

Wonder how many will get the rise,lucky them ,looks like its going to be a nice one,  

[nausea]

I'm doing an ongoing cost benefit analysis, at some stage the Phillipines is gonna look very attractive. At the moment, cos of my long residence here, I get stuff very cheap, it doesn't make sense to relocate. That may change. My UK State pension constitutes about a third of my total pension. The problem is my committments: a woman, dogs, a pick-up,, all the usual stuff. I would really like to end my days here, whether life will allow, we 'll see.

[billd766]

2 hours ago, nausea said:

I'm doing an ongoing cost benefit analysis, at some stage the Phillipines is gonna look very attractive. At the moment, cos of my long residence here, I get stuff very cheap, it doesn't make sense to relocate. That may change. My UK State pension constitutes about a third of my total pension. The problem is my committments: a woman, dogs, a pick-up,, all the usual stuff. I would really like to end my days here, whether life will allow, we 'll see.

I know that feeling very well.

 

My state pension is about 28% and will die with me. However my wife will get a % of my military pension and a % of my company pensions until she dies. After that my son gets the lot but the pensions die with my wife.

[ivor bigun]

although my pension dies with me ,my wife will have no problems thank goodness and our son  runs a company so very well paid ,

[ivor bigun]

i see the pension rise is over 10pc 

[Chomper Higgot]

On 9/20/2022 at 1:36 PM, ivor bigun said:

looks like a 10% rise in the pensiones as  well, such a shame  its frozen here.especially as many have paid in for over 40 yrs 

Sunak has refused to confirm he will honor the Triple Lock.

 

My bet is there will be talk of ‘sharing the pain’.

 

[PPGuy]

GB News have recently picked up on the Frozen Pensions issue. Yes, their footprint is rather small but this video has gathered 218k views since 22Nov. Every little helps!!

 

https://www.youtube.com/watch?v=sBa_p4jcIKI

[theoldgit]

Seems another batch of Life Certificates is enroute, obviously not to those who use their, or someone else’s, UK address.

[Mutt Daeng]

19 hours ago, theoldgit said:

Seems another batch of Life Certificates is enroute, obviously not to those who use their, or someone else’s, UK address.

Could you provide a little more info please?

Have you or a friend received one?

[theoldgit]

1 hour ago, Mutt Daeng said:

Could you provide a little more info please?

Have you or a friend received one?

 

A friend of mine received one yesterday, as the mail delivery in my area is very hit and miss, I received no mail since September, I called DWP who confirmed that I'd been sent one three or four weeks ago, she offered to send my another by email.

[BobBKK]

On 10/9/2022 at 7:17 PM, billd766 said:

I know that feeling very well.

 

My state pension is about 28% and will die with me. However my wife will get a % of my military pension and a % of my company pensions until she dies. After that my son gets the lot but the pensions die with my wife.

Doesn't your wife get a % of your State pension?

 

[billd766]

4 hours ago, BobBKK said:

Doesn't your wife get a % of your State pension?

 

Sadly, no she doesn't.

 

If we had lived in the UK and she had pais contributions she would have had one in  her own right.

 

My pension is in my name only and as such it dies with me.

[Mutt Daeng]

22 hours ago, theoldgit said:

 

A friend of mine received one yesterday, as the mail delivery in my area is very hit and miss, I received no mail since September, I called DWP who confirmed that I'd been sent one three or four weeks ago, she offered to send my another by email.

Thanks for the clarification. I don't know why they don't send the life form by email in the first place. Can anyone confirm that this is the current life form please?

 

State Pension Life Form.pdf

Edited February 1, 2023 by Mutt Daeng

[BlueScouse]

Mutt, that is the current life form.

 

I started receiving my pension last May and have just received the life form.

[OJAS]

15 hours ago, BlueScouse said:

I started receiving my pension last May and have just received the life form.

What was the date of the covering DWP letter in your case, please, and is the deadline for the receipt of witnessed Life Certificates at the DWP end 16 weeks from this date (which I suspect will be common to all of us here in LOS who are about to be placed in the firing line)?

 

Also worth noting that, in addition to the hit-and-miss postal service being experienced by some us locally here in LOS, there is considerable disruption at the UK end at the present time as a result of postal workers' strikes (which do, however, seem to be on hold at least for the time being pending the outcome of negotiations between Royal Mail and the CWU) and the Royal Mail cyber attack (which is continuing to have a negative impact on their international services). DWP really could not have picked a worse time to inflict this particular piece of bureaucratic nonsense on us, I think!

 

https://www.royalmail.com/latest-news

 

https://www.royalmail.com/international-incident-bulletin

 

 

Edited February 2, 2023 by OJAS

[OJAS]

6 hours ago, OJAS said:

..there is considerable disruption at the UK end at the present time as a result of postal workers' strikes (which do, however, seem to be on hold at least for the time being pending the outcome of negotiations between Royal Mail and the CWU)...

 

https://www.royalmail.com/latest-news

This link is now saying that there is to be a 24-hour strike of postal workers between 12:30 on 16 Feb and 12:30 on 17 Feb!

 

[BlueScouse]

Letter was dated 8 January, received 1st February.

Yes, deadline is 16 weeks from this date.

[Kwasaki]

On 2/1/2023 at 7:42 AM, theoldgit said:

 

A friend of mine received one yesterday, as the mail delivery in my area is very hit and miss, I received no mail since September, I called DWP who confirmed that I'd been sent one three or four weeks ago, she offered to send my another by email.

Thanks for that Info will ask them if they have sent me one because my pension has been stopped twice before.

Both times never got the one they said was sent only the second one.

[Kwasaki]

On 2/2/2023 at 6:18 AM, Mutt Daeng said:

Thanks for the clarification. I don't know why they don't send the life form by email in the first place. Can anyone confirm that this is the current life form please?

 

State Pension Life Form.pdf 971.11 kB · 11 downloads

They emailed me one time after complaining of not receiving Life forms they said they sent and copies i have look the same as what you have there. 

[transam]

A few of my friends near me, as well as myself, have all received the LC letter at the same time.

I always email them with a copy of the completed LC form that has been sent off in the post, just in case.....????

[Kwasaki]

14 minutes ago, transam said:

A few of my friends near me, as well as myself, have all received the LC letter at the same time.

I always email them with a copy of the completed LC form that has been sent off in the post, just in case.....????

Well at least you received one. ????

[transam]

Just now, Kwasaki said:

Well at least you received one. ????

Unfortunately, means running around sorting it.....

[Kwasaki]

1 minute ago, transam said:

Unfortunately, means running around sorting it.....

A teacher friend signs the LF when I get one. 

Haven't had one since before covid yet. 

[brianburi]

Just got one in the post and so did another Brit I know get one too. He got his state pension in May last year and myself in August.  Both young OAPS's 55.

I will get the manager of our local Bangkok Bank to sign the witness form.  Don't know any teachers......

[Kwasaki]

15 minutes ago, brianburi said:

Just got one in the post and so did another Brit I know get one too. He got his state pension in May last year and myself in August.  Both young OAPS's 55.

I will get the manager of our local Bangkok Bank to sign the witness form.  Don't know any teachers......

If you threaten that you will withdraw your account she/he may sign it. ????????????