Motorcycle insurance renewal. I've built up a 50% No Claims Bonus on my current bike over the years. I'm looking for a renewal quote from AA and have been told that, following OIC Regulation changes re. NCB, "Generally, policies with named drivers offer a maximum discount of up to 40%, while policies with unnamed drivers can offer a maximum discount of up to 50%". This sounds completely back-to-front to me and contrary to my experience with bike insurance in UK (and probably many other countries too) where a named driver is seen as a reduction in risk. This seems to follow the ridiculous (in my opinion) 'insure the bike, not the rider' philosophy. Is this true or have I been given wrong information?
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