12 minutes ago, Liverpool Lou said:

I know it was generalisation, a typical, unwarranted, Thai-bashing, false generalisation.  That was my point and that's why I asked you to be specific.

 

Unless you can be specific, why would you make such a false assertion?   

 

I'm ready to eat humble pie if I'm wrong.

With or without sauce?

 

1 minute ago, Liverpool Lou said:

I knew you wouldn't be able to back it up!

but  you can right ,that Thai  banks are  a bastion of  security/honesty/ integrity

Edited October 29, 20214 yr by Rampant Rabbit

1 minute ago, RJRS1301 said:

13 minutes ago, Liverpool Lou said:

I know it was generalisation, a typical, unwarranted, Thai-bashing, false generalisation.  That was my point and that's why I asked you to be specific.

 

Unless you can be specific, why would you make such a false assertion?   

 

I'm ready to eat humble pie if I'm wrong.

Expand  

With or without sauce?

Doesn't matter as I won't have to eat any!

2 minutes ago, Liverpool Lou said:

Didn't think you'd be able to back it up!

Two major Thai banks hacked, personal details from over 120,000 customers stolen

Source: Xinhua| 2018-08-02 14:52:19|Editor: Chengcheng

http://www.xinhuanet.com/english/2018-08/02/c_137363825.htm

 

 

2 minutes ago, RJRS1301 said:

Two major Thai banks hacked, personal details from over 120,000 customers stolen

Source: Xinhua| 2018-08-02 14:52:19|Editor: Chengcheng

http://www.xinhuanet.com/english/2018-08/02/c_137363825.htm

 

 

I always  like the reports  where bank staff help themselves

Edited October 29, 20214 yr by Rampant Rabbit

2 minutes ago, Liverpool Lou said:

Doesn't matter as I won't have to eat any!

u want custard  with that?

2 hours ago, Liverpool Lou said:

Opening that app must take all of 3 seconds.  Does anyone with a 'smart' phone, who knows that they're going to use an app, ever go around not connected to the internet via their mobile data?   No one needs to log in to the shop's internet.

Well that's what I was thinking but I not sure most people are always on their mobile data. Plenty of people don't even have the option. But anyway I would like to know what app was being used for payment. I dread people using phone based apps to pay in the local 7/11s. Because that which theoretically should be a smooth fast payment system ends up a lot slower than cash. I'll willingly  a phone payment system but am unclear which one to use.

4 minutes ago, Rampant Rabbit said:

but  you can right ,that Thai  banks are  a bastion of  security/honesty/ integrity

No different to any other banks except they are better than many

6 minutes ago, RJRS1301 said:

Two major Thai banks hacked, personal details from over 120,000 customers stolen

Source: Xinhua| 2018-08-02 14:52:19|Editor: Chengcheng

http://www.xinhuanet.com/english/2018-08/02/c_137363825.htm

Just testing you, you're right...this time!   Preparing my dessert right now!

5 minutes ago, Rampant Rabbit said:

8 minutes ago, Liverpool Lou said:

Doesn't matter as I won't have to eat any!

u want custard  with that?

No, I'm having it straight.

26 minutes ago, Liverpool Lou said:

I know it was generalisation, a typical, unwarranted, Thai-bashing, false generalisation.  That was my point and that's why I asked you to be specific.

 

Unless you can be specific, why would you make such a false assertion?   

 

I'm ready to eat humble pie if I'm wrong.

Now you try another "Liverpool Lou one ..." ????.... keep them coming ????

 

I did not refer in any way to a Thai bashing ....especially i am very satisfied of 13 year Kasikorn banking not one problem with KK????

 

I 'm not waiting to know you eating humble pie ???? ....keep on just " having your cake and eat it " as some one said once  ....enjoying it now ? ????

 

.

Edited October 29, 20214 yr by david555

11 minutes ago, The Hammer2021 said:

No different to any other banks except they are better than many

yeah but we aint discussing the rest of the world s banking systems

7 minutes ago, Liverpool Lou said:

No, I'm having it straight.

Photo proof  pls

3 hours ago, johng said:

That could have been my wife...sorry for the inconvenience ????

My wife uses them as well when she remembers and often find they are out of date !!!

Love cashless payments.  No more jars of coins multiplying in the house and your car's change tray.   

9 hours ago, robblok said:

This might well happen in countries like China, Russia might try it but Europe not as the laws are actually protecting data more and more. China and other crazy countries are the exception not the rule. 

The laws in Europe,UK AU,USA are moving more and more towards the China model..

sad you cant see this...recent examples are the Google and Facebook big data "scandals"  and governments (trying) using those as a way putting more power into government hands,they of course say that they ( the government) will not misuse the data  they are totally trustworthy right ?   I have much less faith in "governments" than it seems you do.

5 hours ago, thasoss said:

all true,but is n't it also another way of keeping tabs on you.Go cashless totally and it's just another freedom taken away.Take it a step further and the authorities have the power to decide what you can and cannot buy.

I agree sometimes I like  to pay cash... The threat of high negative interest rates is very real if you go cashless.

7 hours ago, JayClay said:

Yes it is. I'm not saying it doesn't happen but it's unusual. Highly unusual. If it was the norm then then supermarkets simply wouldn't accept it as a payment method.

 

"Noodle shops, food carts and the majority of other shops cannot do electronic payment,"

 

Yes they can. And they do. Anybody with a mobile phone and a bank account can accept these payments. Most noodle vendors have a QR code displayed out front. Those that don't display it will nearly always show you their phone to scan on request.

 

What is needed in Thailand to pay via QR Code? Is ist credit card based or an app like Alipay or Google pay? Thanks!

On 10/28/2021 at 5:58 PM, BritManToo said:

Paying by mobile app is usually much quicker than cash.

Point your phone at the QR code by the checkout, type in the amount and it's done.

A lot of street carts also display QR codes since COVID.

 

Home Mall have removed all their ATMs and ask you to pay by QR code.

They prefer not to take cash payments.

 

You need to learn to move with the times, money is dirty and carries germs.

Agree. and quote "Home Mall have removed all their ATMs and ask you to pay by QR code.

They prefer not to take cash payments."

 

If it's a large shop with many cashiers, there's a sizeable amount of work involved to get some form of print out of the cash taken (at each register) then check that cash in the drawer matches. And when all of this is completed the chief cashier must prepare a detailed summary which also serves to generate a bank deposit slip, then take the slip and the cash to the bank, wait for your bank queue number to be called then go to that teller and wait until it's all counted, etc., etc.

 

Total cashless policy removes all of the above, and deletes the possibility of cashiers giving too much change and/or cashiers taking a 'personal bonus' from the cash drawer.

 

Also where payment is fully digital (cards etc.) there's an immediate check trail if needed.

2 hours ago, KarenBravo said:

No, never use a credit card in Thailand after someone in the shop took down the number and sold it. They spent £10,000. Got it back as I could prove I was in a different country at the time. No, I never buy anything online. 

Here comes the charme of Garmin or Google pay. Only a token is interchanged that is only valid once. So they dont have your cc numbers in some shady shop.

5 hours ago, StevieAus said:

To experience those sensations were you assisting  in the removal and replacement of the money?
Ian Douglas Smith would have been appalled !

No.

6 hours ago, Peterphuket said:

You'll never take a shower?

Or is the watch waterproof?

Waterproof. If watch gets stolen you cant use it without the pin you enter ONCE every 24H. Entering takes 10 secs. Bangkok bank supports Garmin pay and a lot of other companies/ Credit Cards. Paying with watch takes me 2 secs literally. Press 1 shortcut button and hold it over the gadget, beep and your done.

Edited October 29, 20214 yr by stat

On 10/28/2021 at 9:34 AM, david555 said:

I shall keep paying cash for simple shopping and use transfer when applicable .....and those banks have also those with degrees in computer science and still get hacked ....what one person can invented another person might find a work around .....

 

 

 

 

Up to you but your hacking angle is simple fear mongering.

If I get mugged and all my cash is lifted I get back nothing , if my debit card is hacked my bank reimburses me the full amount.

In the UK , hardly a nation of sheep , cash transactions are becoming less and less common.

We dont use cards etc because we have to , simply because they are so convenient.

I just paid by TrueMoneyWallet at our local Tesco Lotus's. 

 

Took seconds because I was ready, app loaded and logged on (the QR is valid for 15 minutes), and I won 5 Baht on the True/Lotus's "Lucky Bag", I'll try not to spend it all at once. 

 

The major issue (and at ATMs, ticket machines and the like) is that people are not ready! "Oh, I'm at an ATM (having queued for 10 minutes), it wants my card, I'd better look for it!".

 

Grrrr!

 

And the illusion deepens beyond repair.

36 minutes ago, stat said:

What is needed in Thailand to pay via QR Code? Is ist credit card based or an app like Alipay or Google pay? Thanks!

You just need a bank account with any bank here. Open up their app and look for "Prompt Pay".

 

It's not credit card based, deposits are taken directly from the bank account of the person paying.

Our local songthaw (pickup bus) has QR codes in the back (one for "short ride", one for "long ride"), press the bell and scan the relevant QR. Driver gets an SMS that someone has paid, wave your phone at him when you exit. Drivers behind when he stops are very happy with the reduced delay whilst people pay.

 

Thai's really are inherently honest and I've not seen anyone not scan and then wave their phone.

 

 

39 minutes ago, joecoolfrog said:

if my debit card is hacked my bank reimburses me the full amount.

In Thailand?

42 minutes ago, stat said:

If watch gets stolen you cant use it without the pin you enter ONCE every 24H

so until you  know its  gone the thief has 24hours?

26 minutes ago, zzaa09 said:

And the illusion deepens beyond repair.

No illusion with cards. No more than cash. Just makes life simpler and easier. As long as you keep an eye on debt. You have a clear record of what you did, so no illusion, and as long as you take care banks will pay for hacking. 

No more standing in lines to pay bills or get cash. I like that tax cheats and those involved on organised crime are easier to find but this may seem like an intrusion on privacy for some.