Cash refused

[The Hammer2021]

6 minutes ago, sandyf said:

I was at my niece's graduation in China 3 years ago and that is effectively a cashless society. Everyone pays by QR code on a mobile phone, even the old ladies in the market.

One weekend we went up into the mountains for the weekend and our hotel was on the other side of the river from the town centre. There was a small ferry across for about 5 baht and the driver was gobsmacked when I put money in front of him.

Being cashless with that system makes life quite difficult for visitors, I had to give my niece the money and she paid through her account.

I was in China about 4 years ago and as you say everyone  was paying by phone app even for gum! My bank cards seemed old fashioned to them

[JustAnotherHun]

2 minutes ago, Ralf001 said:

Handed then my credit card and they were visibly annoyed and asked for cash... nope I dont carry that much.

Happens often The reason are the fees the shop is charged from the card companies.

3 Years ago, when Honda Pattaya called me to pick up my new car, I wanted to pay with creditcard. They refused because of the fee and asked for 1.5 million in cash

[daveAustin]

55 minutes ago, Liverpool Lou said:

Maybe they just want the old fogeys (not referring to the OP, obviously) off the table tennis table or out of the hotel?!   

I was thinking the same. First, aircon off, now payment is an issue. If you used a card they’d likely come up with something else to deter you. Covid-farang (xenophobic) issue you think?

[daveAustin]

Btw, is ApplePay a thing in Thailand yet?

[Liverpool Lou]

36 minutes ago, jacko45k said:

52 minutes ago, Liverpool Lou said:

That was an employee's scam, not a bank scam, at one Kasikorn branch out of hundreds in which there were no scams.

So the bank keeps saying.... so what is it 1 in a hundred branches scamming or less?

1 in 887, so a 0.1% chance.

 

The bank wasn't doing the scamming, it was one now fired and jailed employee. 

Edited January 12, 2022 by Liverpool Lou

[richard_smith237]

10 minutes ago, Ralf001 said:

I purchased new tires for one of my cars a few weeks ago, went it to square up the bill and on the counter was a hand written invoice.

 

Handed then my credit card and they were visibly annoyed and asked for cash... nope I dont carry that much.

 

asked me to do online transfer... nope I dont do banking on my telephone.

 

begrudgingly they accepted the credit cards, and gave me a printed out invoice from their POS.

 

Am convinced they were doing the dodgy to the company but the credit card scuttled that.

A lot of companies do not like taking credit cards because the card companies charge 3% of the transaction fee. 

 

 

It is supposedly illegal to charge this 3% fee on to the customer - but of course this doesn’t stop some companies from doing so directly, while others will hide the 3% in their price and then not offer a discount for cash anyway !!!! 

 

 

In the UK Amazon.com will stop accepting VISA cards due to high processing charges. 

 

[richard_smith237]

2 minutes ago, daveAustin said:

Btw, is ApplePay a thing in Thailand yet?

Yes and no.... It can be used in Thailand with ‘some’ vendors.....  but its not a ‘thing’ compared to other sources of payment such as LINE Pay and Rabbit Pay etc...  

[Liverpool Lou]

33 minutes ago, Don Chance said:

The other reason is employees who steal the money. (i have short changed on average once or twice a week

"i have short changed on average once or twice a week" [sic]

Where have you been short-changing people?   Should be ashamed of yourself, not posting about it!

[GrandPapillon]

7 hours ago, mikebell said:

The hotel has lost 800 baht a week from me and my partners.  

that should really put them under ????

[Liverpool Lou]

22 minutes ago, Ralf001 said:

Am convinced they were doing the dodgy to the company but the credit card scuttled that.

Even with no empirical evidence!

Edited January 12, 2022 by Liverpool Lou

[Captain Monday]

Japan is hopeless but Thailand is far behind actually in mobile payments in Asia. More than two years ago now but when in Shanghai on a layover it was hard to use cash. Delayed about 10 minutes at a supermarket.  All using QR codes from weChat or whatever.

 

Still have a bag of Yuan and coins maybe I will have a chance to use again this decade.

Edited January 12, 2022 by Captain Monday

[Liverpool Lou]

23 minutes ago, Ralf001 said:

Am convinced they were doing the dodgy to the company but the credit card scuttled that.

Am convinced they were doing the dodgy to the company but the credit card scuttled that unfounded speculation.

[Ralf001]

18 minutes ago, JustAnotherHun said:

Happens often The reason are the fees the shop is charged from the card companies.

3 Years ago, when Honda Pattaya called me to pick up my new car, I wanted to pay with creditcard. They refused because of the fee and asked for 1.5 million in cash

 

10 minutes ago, richard_smith237 said:

A lot of companies do not like taking credit cards because the card companies charge 3% of the transaction fee. 

 

 

It is supposedly illegal to charge this 3% fee on to the customer - but of course this doesn’t stop some companies from doing so directly, while others will hide the 3% in their price and then not offer a discount for cash anyway !!!! 

 

 

In the UK Amazon.com will stop accepting VISA cards due to high processing charges. 

 

Yep fully understand the reluctance because of card fee's but why did the hadwritten invoice change to a POS printed one when the payment method changed ?

[Ralf001]

1 minute ago, Liverpool Lou said:

Am convinced they were doing the dodgy to the company but the credit card scuttled that unfounded speculation.

why was the initial invoice hand written ?

[bkk6060]

Will they take Bitcoin?

[Liverpool Lou]

13 minutes ago, daveAustin said:

1 hour ago, Liverpool Lou said:

Maybe they just want the old fogeys (not referring to the OP, obviously) off the table tennis table or out of the hotel?!   

I was thinking the same. First, aircon off, now payment is an issue. If you used a card they’d likely come up with something else to deter you. Covid-farang (xenophobic) issue you think?

"Covid-farang (xenophobic) issue you think?"

No.  What's "xenophobic" about asking for a card payment?

[richard_smith237]

1 minute ago, Ralf001 said:

 

Yep fully understand the reluctance because of card fee's but why did the hadwritten invoice change to a POS printed one when the payment method changed ?

Ah... I now get your point.....      someone was pocketing the cash from those ‘tires that were never delivered’ !!!

 

There’s always an angle !!! - it seems even more so here.... 

 

 

[Liverpool Lou]

4 minutes ago, Ralf001 said:

 

Yep fully understand the reluctance because of card fee's but why did the hadwritten invoice change to a POS printed one when the payment method changed ?

It was no skin off your nose, either way, so what does it matter as long as you had a receipt?

Edited January 12, 2022 by Liverpool Lou

[Ralf001]

Just now, Liverpool Lou said:

What does it matter as long as you had a receipt, it was no skin off your nose.

Yeah I dont care either way but found it very odd to have a handwritten receipt when cash was expected but when payment changed to card the handwritten receipt was changed to was a POS printed one.

[Liverpool Lou]

5 minutes ago, Ralf001 said:

7 minutes ago, Liverpool Lou said:

Am convinced they were doing the dodgy to the company but the credit card scuttled that unfounded speculation.

why was the initial invoice hand written ?

Why does it matter, you'd have had a receipt, wouldn't you?

[Ralf001]

1 minute ago, Liverpool Lou said:

Why does it matter, you'd have had a receipt, wouldn't you?

Why do you keep repeating yourself ?

[Guderian]

The cashless society is a great idea, especially for nosy governments and their tax collectors. If you're completely relaxed about governments knowing exactly how much money you've got, exactly where it is, and exactly what you spend it on, and also when and where, then you'll love this brave new world. Those of us who still value our privacy and freedom to do as we please without government supervision, will find it something of a nightmare. You have to remember that governments view money in a completely different way from private citizens. They regard all the money in the economy as belonging to them, the policy decisions they make are simply working out how much of their money they are willing allow you and me to keep at the end of the day. Once all money is digital, for example, it will be simple for central banks to impose deeply negative interest rates on savers, something they are scared to do now as it would mean a run on the banks and probably on the currency too. Large changes in tax, even retrospective changes (shades of Henry VIII), which would have sent people scuttling for cash and gold in the past, will be done 100% efficiently, and there'll be absolutely nothing you can do about it as you can be certain there will be no alternative left.

[spidermike007]

56 minutes ago, richard_smith237 said:

 

 

Sometimes people just put up their own brickwalls and through stubbornness make life more difficult for themselves. 

 

The Op may not enjoy the manner in which he no longer has choice in his payment method, however, the issue really is an insignificant one....   ‘cuttings ones nose off to spite their face’ seems to be the action taken by the Op.... 

 

Just make life easy and go with the flow when its something so simple....

 

-------

 

I don’t think I’ve paid cash for anything for the past couple of weeks possibly even a month... 

 

7-11 local DebitCard, Taxi’s (Grab - CC Payment), Food (Grab / LineMan - CC Payment), Supermarket CreditCard, Petrol CreditCard, Tollway Top up - online, transfer to friends if they pay the bill in a restaurant or to play football etc (QR Code / PromptPay)....   even getting my motorcycle cleaned at a local garage - used a QR payment.

 

Exception: I tipped the Staff in a hotel Cash / Also some staff in a restaurant Cash.

 

 

 

 

 

 

 

 

 

 

 

 

 

Not something to brag about. LOL. 

[david555]

1 hour ago, SidJames said:

The taxman absolutely loves digital payments.

So do the phishing and hacking people....

[itsari]

1 hour ago, Liverpool Lou said:

What do you base that assertion on, got some evidence?  Do you find that shops where you pay cash refuse to issue receipts?

I said reluctant to give a receipt .

My evidence is the many years buying building materials here in Chiang Mai

[The Hammer2021]

6 hours ago, mikebell said:

 I did not stay there for 15 years but have been using their excellent sports facilities 4 times a week @ 200 baht a pop = 800 lost.

So you had your moneys worth. what are they doing with the space now? After upkeep, maintenance,  electricity I wonder if your contribution  was not  worth it. Plus the time and presence of staff required to take money and open and close the premises and take care of a petty cash box. I find it incredible that not one of the OP's friend had a bank card or were notnprepared to cooperate  with the hotel staff.

[The Hammer2021]

26 minutes ago, david555 said:

So do the phishing and hacking people....

hacking people and bogey men! Do you have any idea how a phone payment app works? lol

[Moonlover]

2 hours ago, Liverpool Lou said:

8 hours ago, mikebell said:

The hotel has lost 800 baht a week from me and my partners.  

 

1 hour ago, Don Chance said:

The other reason is employees who steal the money.

I wondered how long it would be before someone mentioned this pertinent topic. I've been in many a hotel where the staff are not permitted to accept cash from their customers. The hotel are probably saving money by switching to cards only.

[SidJames]

I was in London over the summer in a famous foodie market & I was buy some cheese & butter.

They came to £5 exactly but the girl refused my money saying that they are now a cashless business.

I didn't have my debit card as it had been scammed so I was awaiting a new one which I explained to the staff.

I pointed out that there was no sign up anywhere & as far as I was aware under UK contract law they had offered the items for sale & put a price in pounds on them so were obliged to accept my money if I had no other way of paying to which they agreed.

They rang up the items on the till by scanning the barcode on them but it came to £6.40.

They then proceeded to ask for £6.40 but I refused handing them my fiver & pointing to the prices tag which added up to £5 exactly.

I told that they had to charge me the price that was displayed & asked them if they had wondered how many people they may have been overcharging & left with my delicious items.

It struck me that people must be charged the wrong price many times with this new tap & pay method because you don't factor the price in as much as when you are physically handing over cash & counting your change.

 

 

 

[david555]

1 hour ago, The Hammer2021 said:

hacking people and bogey men! Do you have any idea how a phone payment app works? lol

No i do not ,but i am sure they know ....lol