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Phuket hotels desperate as "insured" foreign tourists with Covid denied coverage, refuse to go to hospital - "Hospitel" shortage admitted

Featured Replies

3 hours ago, Chris.B said:

So much for having trust in insurers! Best to self insure.

 

No no, you need to buy a 100000US$ insurance ????

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  • The question is why, is the USD50.000 compulsory insurance coverage required to enter Thailand. Seems like a money grab by the insurance companies in collaboration with the Thai government. Just

  • What a frigging self made mess. If insurance companies don't pay for Green cases then the insurance is useless and that should have been identified before regulations for sandbox or test and go were e

  • All above posters are spot on, as I'm sure many below will be. No one wants to be forced to buy insurance, but insurance that doesn't cover what it's designed to cover is ridiculous! This mo

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4 minutes ago, Jim P said:

They are putting the whole Sandbox program at risk with their entitled attitudes. No doubt the rhetoric is `in my country` well wake up this isn`t your country. If everyone has this attitude of squatters the program risks being shelved. Take them back to the airport and get rid of them, they won`t be missed.

You sound so cross are  the tablets not working again????

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Always knew all this Covid insurance etc is just a big scam.

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Wow, can't trust Insurance Companies?

What's next, can't trust banks? the police? the justice system? politicians? the news? monks?

Oh my oh my...

 

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2 minutes ago, cnx101 said:

Always knew all this Covid insurance etc is just a big scam.

... or that some people cannot read or understand the insurance contracts they're signing.

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3 hours ago, ohno said:

Insurance covering asymptomatic hospitalization has been available for some time. You would hope that these policies would be paying out as promised ...

With Omicron around the corner?  What a joke.  They will go bankrupt if they keep on sending every positive case to a hospital. Most of them don't even notice they are positive or have mild symptoms which do not even qualify to be send to a hospital (just self quarantine).  This is a idiotic system!

4 minutes ago, poohy said:

You sound so cross are  the tablets not working again????

This is me being happy. If I was cross I would tell them to swim home, but they would probably sink with them rocks they have for brains????

 

4 hours ago, Gsxrnz said:

The peasants tourists are revolting.

As American VP Harris would say, Don't Come!!!

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Be sure that at the very same moment I‘ll be tested positiv I‘ll develop heavy symptoms of any kind I can imagine known for Covid.

Insurance problem solved.

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5 minutes ago, JustAnotherHun said:

... or that some people cannot read or understand the insurance contracts they're signing.

Worked in tourist business you cant blame them

 

see nice hotel by beach .......book

cheap flight not long connection in Abu wherever  ...book

need insurance 30 days see cheapest its basically only to enter Thailand offered by thai pass got to be ok aint it  ......book

 

job done

Its what our American posters call a real Cluster F###

What a real mess, and probably the end to Tourists even entering into any Sandbox Scheme in the future.

3 hours ago, samtam said:

Also, can anybody please tell me why an arrival who tests positive goes into hospital for 10 days, whilst his spouse (who tested negative, but was sitting next to him), has to quarantine in an hotel for 14 days? Does the USD50k per person cover both the hospital stay, and the 14 day quarantine at a SHA+ hotel?

And can somebody please tell me why Kh Thanatorn can be in "isolation" when others have to go to hospital, or to a SHA+ hotel....and my friends mentioned above are rich Thais too.

Image

 

Leader of #Thailand's Progressive Movement (former leader of now-dissolved Future Forward Party) Thanathorn Juangroongruangkit tests positive for #COVID19 upon returning from abroad yesterday. He posted on social media that he is now in isolation and currently asymptomatic.

 

As well as this, the one in hospital since 30 December, is clear of Covid, (after 3 days), but has to remain in hospital for the full 10 days, until 8 January.

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It seems obvious to me that an insurance company would not pay for a hospital stay that is not required for medical treatment. I’m no lover of insurance companies, but I’m on their side on this one.

 

the flaws in the test and go scheme are becoming all too clear.

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3 hours ago, JustAnotherHun said:

And again: The rules to enter Thailand are clear. Tested positive, evcen asymptomatic = hospital.

Also clear: most insurances do not pay for a non-treatment at a hospital.

Everybody's planing to come to Thailand should be aware of that.

It's the major reason I've just postponed my trip ... yet again. Omicron is prevalent and highly transmissible - not worth the risk.

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4 hours ago, Chris.B said:

So much for having trust in insurers! Best to self insure.

 

Insurance Companies job is to avoid paying anything anytime anywhere anyhow. They are not your friend and certainly not there to help you.  

30 minutes ago, klauskunkel said:

Wow, can't trust Insurance Companies?

What's next, can't trust banks? the police? the justice system? politicians? the news? monks?

Oh my oh my...

 

Not next...present reality????

3 hours ago, RichardColeman said:

I'm confused. A lot of the policies I see - and would use if I could get there - would be one covering asymptomatic cases as well as the 50,000 USD coverage. Is this not a case of people buying unsuitable insurance to get in  rather than one covering what they need to cover asymptomatic issues ? 

From the AQ groups on FB, people are securing Thai pass with $50 Mickey Mouse policy instead of cover that is suitable. The hospitals then gouge 200-500k for treatment.

 

The systems allows these policy because they state covid cover 50k USD when in fact they not worth the printed paper and people still buy then as they are cheap.

 

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4 hours ago, Bkk Brian said:

What a frigging self made mess. If insurance companies don't pay for Green cases then the insurance is useless and that should have been identified before regulations for sandbox or test and go were ever implemented.

Well Thailand right now is in a mess and desperate, just like a bunch of kids finding out the candy shop is closed. They'll say and do anything and make all kinds of promises - no matter how nonsensical or irrational - just to get their hands on the sweeties.

     No insurance company anywhere in the World is going to pay for someone who is not sick to be in a hospital.  These covid-positive people with no symptoms need to be quarantined at their hotels or at non-hospital government facilities.  

This has turned into a pac a Phuket ticket.

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Just another FusterCluck in Land of Schemes Scams and Swindles. ????

A picture is worth 1000 words:

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Wait for the government to forcefully incarcerate the first foreigner who is fully covered for Covid with an 'accepted' policy after which the insurance refuses to pay, the hospital hands the foreigner a hefty hospital bill, the the government holds the foreigner hostage until they pay.

I think I'd start thinking that the 'worst case scenario' for tourist arrivals in 2022 is looking more like 2 to 5 million (or less) depending on the direction of the wind, new "variants", bureaucratic flip-flops, utter confusion between ministerial offices, and insurance companies refusing to honor policies.

Happy New Year!!!  <sound of Whoopie Cushion>

I think everybody should have to know: an insurance only covers when YOU ARE SICK

In case you really don't have to be in Thailand: stay home, you know the risk travelling under this conditions. How many topics are already on every blog? ..... MANY.

 

Gsxrnz you forgot Strange Attractors which in Thailands case would surely be about getting money from foreigners.. ????

13 minutes ago, newnative said:

     No insurance company anywhere in the World is going to pay for someone who is not sick to be in a hospital.  These covid-positive people with no symptoms need to be quarantined at their hotels or at non-hospital government facilities.  

Everyone who has an financial stake in Big Pharma wants the asymptomatic Covid positive narrative pushed to "11" on the volume dial.

Then - comes the insurance companies who are collectively holding the bag on liability.  Take a guess at what will eventually break the narrative that people without symptoms are "sick" - Insurance companies who will refuse to pay policies unless a Covid positive 'case' is symptomatic and actually sick.

This should be entertaining.

World_Burn_Popcorn.png.bfa606ec5414cd22efeab6f72c30eaea.png

25 minutes ago, Big Bert said:

From the AQ groups on FB, people are securing Thai pass with $50 Mickey Mouse policy instead of cover that is suitable. The hospitals then gouge 200-500k for treatment.

 

The systems allows these policy because they state covid cover 50k USD when in fact they not worth the printed paper and people still buy then as they are cheap.

 

Sounds like those using an agent for the process as well.  Then Agents have also assisted those who can not meet requirements to obtain their extensions of stay as well for a fee.  Time to draw the line.....

 

does thailand have a financial services/insurance ombudsman service to resolve such issues?

13 minutes ago, easydoor said:

I think everybody should have to know: an insurance only covers when YOU ARE SICK

In case you really don't have to be in Thailand: stay home, you know the risk travelling under this conditions. How many topics are already on every blog? ..... MANY.

 

you can insure for events other than being sick

4 minutes ago, it is what it is said:

 

does thailand have a financial services/insurance ombudsman service to resolve such issues?

they do, but good luck reaching out ????

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