Check your accounts: 10,000 victims lose money from many banks in a single day

[TallGuyJohninBKK]

34 minutes ago, lopburi3 said:

https://www.thaipbsworld.com/central-bank-tba-suspend-credit-debit-cards-following-suspicious-deductions/

 

They reporting been happening for some time (2 October).

 

Interesting juxtaposition of info in the article you linked above...

 

This:

"adding that commercial banks regularly check their security systems to screen for suspicious transactions."

 

vs.

 

This:

"According to the “Drama-addict” Facebook page, as many as 40,000 bank customers may have been affected by what they suspect is the work of hackers."

 

From all the reports of bank fraud involving customers being mentioned here, it doesn't sound like the banks' supposed screening has been doing a very good job!

 

[KannikaP]

9 minutes ago, smedly said:

Nationwide is highly secure - card reader

Wise - is a transfer company so no risk there as it doesn't carry a balance 

Bangkok Bank - ATM only

For Nationwide, I get an OTP on my phone via O2 SIM card

I have both GBP & THB balances in my Wise account.

I do online Bangkok Banking on both my PC & Phone.

[bdenner]

7 minutes ago, jacko45k said:

Is there not a certain limit? I notice smaller CC deductions are not flagged to me, I believe under 1000baht (Bangkok Bank). These sneaky multiple small deductions might well go unnoticed. 

I do weekly 400 Baht transaction (programmed in advance) and that always gets flagged on my KBank app.

[Cabradelmar]

This will be the banks loss not the customers. If was a widespread breach.

[Rampant Rabbit]

1 hour ago, Neeranam said:

I use my phone for nearly everything and have never had any issue. Welcome to the modern, cashless society. 

which is  frequently  failing,  just  like Chip and Pin was  going to make everything so safe

[Rampant Rabbit]

26 minutes ago, TallGuyJohninBKK said:

 

Interesting juxtaposition of info in the article you linked above...

 

This:

"adding that commercial banks regularly check their security systems to screen for suspicious transactions."

 

vs.

 

This:

"According to the “Drama-addict” Facebook page, as many as 40,000 bank customers may have been affected by what they suspect is the work of hackers."

 

From all the reports of bank fraud involving customers being mentioned here, it doesn't sound like the banks' supposed screening has been doing a very good job!

 

One of my  friends in the Uk  does security works for the banks and he says you would  not  believe how bad their security actually is

[jacko45k]

1 minute ago, Rampant Rabbit said:

One of my  friends in the Uk  does security works for the banks and he says you would  not  believe how bad their security actually is

I can believe it ... and they keep quiet about it too, nor pursue the miscreants.

Had a pal scammed, someone persuaded his phone supplier he wanted to transfer the number to another carrier... so they got all his OTPs. Serious money taken... 

[jwest10]

1 hour ago, Neeranam said:

I use my phone for nearly everything and have never had any issue. Welcome to the modern, cashless society. 

Yes, pleased it has not affected you and many others but also so sad for many others who have fallen victims of these and MANY  other scams and yes we can never fully trust the banks and all over the world from us taxpayers bailing them out a decade or so a go.

[Rampant Rabbit]

1 minute ago, jacko45k said:

I can believe it ... and they keep quiet about it too, nor pursue the miscreants.

Had a pal scammed, someone persuaded his phone supplier he wanted to transfer the number to another carrier... so they got all his OTPs. Serious money taken... 

best was their  pathetic  chip and pin they introduced years back, yeah going to stop credit  card fraud............huh! And  now they have the incredible noncontact payment  cards  that  just pay automatically for you in stores.....where  people  have been swindling you there too

[HashBrownHarry]

1 hour ago, smedly said:

I agree with this - it is only recently I decided to get an ATM card after years of going to the branch to withdraw money in person, it is a debit card but is disabled for anything other than ATM use - too risky IMO and also if you do become a victim they don't make it easy to get your money back, I also get an sms when there is any activity on my account

You'd be buggered in the 'real' worlds. When i went back to UK for both jabs hardly anyone uses 'cash'.

 

It's all 'tap to pay'.

 

[treetops]

40 minutes ago, Rampant Rabbit said:

which is  frequently  failing,  just  like Chip and Pin was  going to make everything so safe

What are the fraud levels like if you compare to before the introduction of Chip and Pin?

[smedly]

27 minutes ago, HashBrownHarry said:

You'd be buggered in the 'real' worlds. When i went back to UK for both jabs hardly anyone uses 'cash'.

 

It's all 'tap to pay'.

 

no issue with using my card in the UK

[meauwnam]

I don't read anywhere if anyone has done anything to stop it and make it impossible to do it again. For all my transactions I use my phone or PC and in both cases I use one of the best VPN services.

[Andrew65]

2 hours ago, KannikaP said:

How do you do your 'banking', go to the local branch every time you want to do something?

It was only 10 years ago that Bangkok Bank wouldn't transfer my rent monthly because the receiving bank was Thanachart Bank rather than BBL. I used to take 2 month's rent in cash and pay it into the account at Thanachart..

[HashBrownHarry]

20 minutes ago, smedly said:

no issue with using my card in the UK

So there's no hackers in UK?

[HeijoshinCool]

.

 

Exactly why I don't do smart phones and online banking, despite being ridiculed by many on this forum.

 

Also why I use an agent, and keep my cash in a safe.

[bkk_bwana]

There is a very simple solution to this. A separate credit card, with a low credit limit, for online use only. Never use a debit card for buying things online and never link your bank account to PayPal, link it to that same low-credit line card.

[jacko45k]

7 minutes ago, bkk_bwana said:

There is a very simple solution to this. A separate credit card, with a low credit limit, for online use only. Never use a debit card for buying things online and never link your bank account to PayPal, link it to that same low-credit line card.

Darn... when I first got a CC here, the bank gave me 2, a Visa and a MC. I only used one and let the other lapse... it could have done this job. Mind you, I use the one left for online purchases of Biz Class airfares, which needs a higher credit limit. 

Edited October 18, 2021 by jacko45k

[orang37]

2 hours ago, KannikaP said:

Nationwide, Wise in UK and Bangkok Bank here, with Express VPN on both PC & phone would seem pretty secure.

source ?

[Kaopad999]

Yes, this happened to me 3 weeks ago. 
I had around 18,000 THB stolen from my Kasikorn Bank account. 
I hadn't checked my account for around 8 days, but when i did, i realized there was some money missing.
When i looked at my bank statement, i could see that there were some very unusual withdrawals over a period of 8  days, mostly a lot of small ones ranging from 300 THB up to three thousand THB

Anyway, after i realized, i went straight to the Bank and reported it & they returned my money to me 5 hours later that evening.

So yeah , make sure you check your accounts every day guys! 

Edited October 18, 2021 by Kaopad999

[jacko45k]

5 minutes ago, Kaopad999 said:

When i looked at my bank statement, i could see that there were some very unusual withdrawals over a period of 8  days, mostly lost of small ones ranging from 300 THB up to three thousand THB

How were they coded... ie ATM withdrawals, Transfers or whatever?

[Kaopad999]

5 minutes ago, jacko45k said:

How were they coded... ie ATM withdrawals, Transfers or whatever?

Here you go, this is from my printed statement. 

 

[KannikaP]

16 minutes ago, orang37 said:

source ?

My personal experience.

[KannikaP]

2 hours ago, Neeranam said:

It is a relatively easy process, as far as I am aware. How do you think it is hard?

Wrong forum. There is another one regarding downloading porn!   555 LOL

[itsari]

2 hours ago, Neeranam said:

I use my phone for nearly everything and have never had any issue. Welcome to the modern, cashless society. 

Many do not welcome a cashless society as big brother can follow your movements in all conceivable ways .

Some that will not concern them, but i think the majority will have a concern .

[KannikaP]

50 minutes ago, Andrew65 said:

It was only 10 years ago that Bangkok Bank wouldn't transfer my rent monthly because the receiving bank was Thanachart Bank rather than BBL. I used to take 2 month's rent in cash and pay it into the account at Thanachart..

Is there anything else you have noticed has changed in the past 10 years?  lol

[Kaopad999]

23 minutes ago, Kaopad999 said:

Yes, this happened to me 3 weeks ago. 
I had around 18,000 THB stolen from my Kasikorn Bank account. 
I hadn't checked my account for around 8 days, but when i did, i realized there was some money missing.
When i looked at my bank statement, i could see that there were some very unusual withdrawals over a period of 8  days, mostly a lot of small ones ranging from 300 THB up to three thousand THB

Anyway, after i realized, i went straight to the Bank and reported it & they returned my money to me 5 hours later that evening.

So yeah , make sure you check your accounts every day guys! 

Also, I would like to add, the withdrawals started occurring around 24 hours after i withdrew some money from an ATM , so it's a possibility that there was a card skimming device on that ATM machine. So, something worth being aware of. 

Edited October 18, 2021 by Kaopad999

[jacko45k]

6 minutes ago, Kaopad999 said:

Here you go, this is from my printed statement. 

 

Thanks.. an EDC (Electronic Draft Capture) is like a card swipe machine use..... looks like a hacker or skimmer or a place you previously used the card. Small withdrawals to prevent SMS alerts. Interesting... I hope someone can explain and hint at how to ensure it cannot happen again.

[lopburi3]

6 minutes ago, Kaopad999 said:

Also, I would like to add, the withdrawals started occurring around 24 hours after i withdrew some money from an ATM , so it's a possibility that there was a card skimming device on that ATM machine. So, something worth being aware of. 

Ten's of thousands have used that specific ATM in the last two weeks?  Much more likely a data base hack or inside leak.

[Mutt Daeng]

When my Kasikorn & Krung Thai ATM cards expired, I didn't bother to renew them. I use the bank phone apps to do cardless withdrawals from the ATM when I need money. One obvious advantage is that it protects against card skimmers.

 

Edited October 18, 2021 by Mutt Daeng